
Last year I paid off $60K of debt, lost 90 lbs and ended 3 one-sided friendships, as a toddler mom.
It wasn't a big overhaul. It was three small moves every day: one for my money, one for my body, one for my peace. This is the exact 30-day plan I'd follow if I had to start over today.
What's inside:
✔️ 30 daily pages: each day is one money move, one 15-minute workout and one boundary
✔️ 4 weeks that build on each other: Reckoning, Release, Rebuild, Keep It
✔️ 4 rotating 15-minute workouts (home or gym, little to no equipment) that get a little harder each week
✔️ Debt List and a step-by-step payoff plan
✔️ 2-minute daily bank check habit
✔️ Weekly check-ins so you can see your progress
✔️ Scripts for hard conversations: saying no, creating distance, asking for help, even calling your credit card company for a lower rate
✔️ The 3 prayers I said every morning
✔️ 30-day tracker plus a Day 0 and Day 30 page so you can see how far you came
This is for you if:
You're in your 30s and feel behind with your money, your body or both
You keep starting over every Monday
You're pouring into people who don't pour back
You only have 15–20 minutes a day
How it works: a 43-page PDF you can fill in on your phone or tablet, or print. Start the day you buy it.
You don't need to be perfect. You just need to not miss twice.