
Help your VA buyers understand the benefit they’ve earned—and position yourself as the agent who truly understands VA financing. 🇺🇸
VA buyers deserve more than a generic homebuyer packet.
The VA Buyer Guide is a professionally designed, 35-page editable client guide created specifically for real estate professionals who work with Veterans, active-duty service members, and military families.
Created by a Navy Veteran and experienced REALTOR®, this guide takes complex VA home loan information and turns it into clear, client-friendly education you can confidently share with your buyers.
From eligibility and entitlement to funding fees, appraisals, residual income, closing costs, seller concessions, VA offer strategies, and using the benefit again—it's all organized into one polished, easy-to-understand resource.
No starting from scratch. No spending hours researching, writing, designing, and formatting your own VA guide.
Simply customize it to your brand and start using it with your clients.
Your 35-page guide covers:
✓ Understanding the VA Home Loan Benefit
✓ VA Loan Eligibility & Character of Service
✓ Certificate of Eligibility (COE)
✓ VA Funding Fees & Exemptions
✓ Full & Remaining Entitlement
✓ VA-Eligible Property Types
✓ Minimum Property Requirements (MPRs)
✓ The VA Appraisal Process
✓ The VA Homebuying Process
✓ Credit & Financial Qualification
✓ VA Loan Options
✓ Debt-to-Income Ratio & Residual Income
✓ Qualifying Income
✓ Closing Costs & Cash-to-Close Strategies
✓ Seller-Paid Closing Costs & Concessions
✓ Lender Credits
✓ VA Escape Clause
✓ VA vs. Conventional vs. FHA Financing
✓ Common VA Loan Myths
✓ Strategies for Strengthening a VA Offer
✓ Using the VA Benefit More Than Once
✓ Documents Buyers Should Gather
✓ Questions to Ask a VA Lender
✓ VA Loan At-a-Glance Reference
✓ Funding Fee Exemptions
✓ Why a VA-Experienced REALTOR® Matters
✓ Move-In Checklist
...and more.
✓ 35-Page Editable Canva Template
Easily customize the colors, fonts, photos, logo, brokerage information, contact information, and branding.
✓ Professionally Written, Client-Friendly Content
Complex VA concepts are explained in a way that's approachable and easy for buyers to understand.
✓ Ready-to-Use Client Resource
Use your finished guide during buyer consultations, email it to prospective clients, include it in your buyer process, or have it professionally printed.
✓ Instant Digital Access
Start customizing your guide immediately after purchase.
I'm Brandy Tilo—a Navy Veteran and REALTOR® with 14 years of real estate experience.
Serving Veterans and military families is especially meaningful to me because I understand the community we're serving.
Over the years, I've seen how misunderstood the VA home loan benefit can be—not only by buyers, but throughout the real estate industry.
I created this guide to give other real estate professionals a beautiful, comprehensive resource that helps educate their VA buyers while providing the level of service these families deserve.
I've already done the research, writing, organizing, designing, and heavy lifting.
You simply make it yours.
REALTORS® serving Veterans and military families • Military Relocation Professionals (MRPs) • Veteran and military-spouse agents • New agents wanting to become more confident with VA buyers • Experienced agents looking for a polished VA client resource
Imagine researching VA guidelines, deciding what your buyers actually need to know, writing 35 pages of client-friendly content, organizing it, designing every page, creating graphics, proofreading it, and making the entire thing look cohesive and professional.
You don't have to.
Customize this guide once and use it again and again with your VA buyers.
One professionally designed resource.
35 pages of VA-focused education.
Fully customizable to your brand.
And a guide you can continue using with client after client.
Serve your VA buyers with more knowledge, confidence, and professionalism.
Customize it. Brand it. Make it yours.
PLEASE NOTE: This is a digital product. No physical product will be shipped.
VA loan guidelines, funding fees, lender requirements, and program requirements may change. Purchasers are responsible for reviewing the guide and verifying current information with the U.S. Department of Veterans Affairs and qualified lending professionals before distributing it to clients. This product is for educational and marketing purposes and does not constitute legal, tax, lending, or financial advice.
LICENSE: Your purchase includes a single-user license allowing you to customize the guide for your own real estate business and distribute the finished guide to your clients. The editable template may not be resold, shared, redistributed, sublicensed, or provided to other real estate professionals or third parties. Each agent or business wishing to use the editable template must purchase their own license.