TERMS & CONDITIONS
Speak Life with Kendra
Effective Date: 2026
1. Overview
By purchasing any product or service from Speak Life with Kendra, you agree to these Terms & Conditions in full.
These terms apply to all offerings, including but not limited to:
- 1:1 coaching sessions
- Coaching programs
- Digital products (guides, resets, downloads)
2. No Guarantees
All services and products are designed to support clarity, confidence, and life direction.
However, results are not guaranteed.
Your success depends on your personal effort, consistency, and decisions.
3. Coaching Disclaimer
Speak Life with Kendra provides coaching and personal development support only.
This is not:
- Therapy
- Counseling
- Medical advice
- Legal or financial advice
4. Payment Terms
- All payments must be made in full before access is granted
- All prices are subject to change at any time
- You are responsible for providing accurate payment information
5. Refund Policy
Due to the nature of coaching and digital products:
- All sales are final
- No refunds will be issued once a purchase is completed
6. Client Responsibility
By purchasing, you agree to:
- Take full responsibility for your decisions and actions
- Show up and participate fully in coaching sessions
- Respect time, communication, and boundaries
7. Scheduling & Cancellations (Coaching Only)
- Sessions must be scheduled in advance
- A minimum of 24-hour notice is required to reschedule
- Missed sessions without notice may be forfeited
8. Intellectual Property
All content, materials, and resources provided are owned by Speak Life with Kendra.
You may not:
- Copy
- Share
- Reproduce
- Resell any materials
All content is for personal use only.
9. Confidentiality
All personal information shared during coaching sessions will remain confidential unless required by law.
10. Limitation of Liability
Speak Life with Kendra is not responsible for:
- Any decisions you make
- Any actions you take
- Any outcomes or results
11. Agreement
By purchasing any product or service, you confirm that:
- You have read these Terms & Conditions
- You understand them
- You agree to them in full