Two Player Mode: Credit Card & Points Tracker

Two people. Twice the moving pieces. One clear strategy.

Are you and your partner earning points, opening credit cards, and paying annual fees without really knowing how it all fits together?

Maybe one of you is approaching Chase's 5/24 limit while the other has room for new cards. Maybe you're paying hundreds in annual fees without knowing whether you're getting enough value. Or maybe you've accumulated points across so many accounts that you've lost track of who has what.

That's exactly why I built this tracker.

Two Player Mode helps you get organized, coordinate your credit card strategy, and make smarter decisions together.

Here's what you'll be able to do:

• Know whose turn it is to apply. Track each person's estimated Chase 5/24 status and when cards will fall off, so you can plan applications together.

• Know which cards are worth keeping. See your combined annual fees, the benefits you're actually using, and what your cards are really costing you.

• Build a smarter application strategy. Keep track of which cards each person wants next, potential welcome bonuses, and opportunities for partner referrals.

• Know where all your points are. See your airline, hotel, and transferable points balances, including which person holds them.

• See the big picture. One simple household dashboard brings everything together.

The result? Less guesswork, fewer overlooked benefits, and more confidence in how you're earning and managing points together.

No complicated formulas. No overwhelming spreadsheets. Just a straightforward way to make your credit cards work better as a team.

Delivered as a Google Sheets template. Enter your names, add your cards and points balances, and start building your strategy together.