


Take control of your debt with this easy-to-use Debt Payoff Tracker Spreadsheet designed to give you clarity, motivation, and a clear path toward becoming debt-free.
This tracker helps you organize all your debts in one place, choose a payoff strategy that works for you, and automatically track balances, interest, and progress over time—without complicated formulas or financial expertise.
Whether you’re just starting your debt-free journey or managing multiple debts long-term, this spreadsheet is built to be simple, flexible, and effective.
Debt dashboard with visual progress charts
Debt payoff strategies: Snowball, Avalanche, or Custom
Monthly overview and debt journal
Automatic balance and interest calculations
Payment schedule and payment tracker
Quick-start guide and instruction page
Set up in under 30 minutes
Beginner-friendly and easy to use
Visual dashboards to stay motivated
Track up to 50 debts over 50 years
Works with 54 global currency
Compatible with Google Sheets
Anyone working toward becoming debt-free
Families and households managing multiple debts
Individuals paying off credit cards, loans, or student debt
Anyone who wants a clear, organized debt payoff plan
Stop feeling overwhelmed by debt. Start tracking your progress with clarity and confidence. 💸✨