The Complete Debt Toolkit

£47

Debt problems need two things: knowing what's really happening, and knowing what to say.

Most people get stuck on one or the other. They read everything online and still don't know what applies to them. Or they know what they need to ask for, but stare at a blank screen wondering how to word it.

The Complete Debt Toolkit gives you both, in one place.

📘 Part 1: The Complete Guide, "From Debt Crisis to Clear" (174 pages)

The Crisis Guide: breathe, then act. Your 48-hour plan, what debt collectors can and can't legally do, and the one free call that changes everything.
The Reset Toolkit: your honest snapshot, a spending audit, your full debt inventory, a bare-minimum budget and a 90-day reset plan.
Mind and relationships: mental health and money worries, talking to your partner about debt, and resetting your mindset.
What comes next: starting an emergency fund and building your financial future.
The questions you were too scared to google: 23 honest answers, from "Will I lose my house?" to statute-barred debts, DROs, IVAs and Breathing Space.
Specialist chapters: debt law in Scotland, property trusts, HMRC and self-employed debt, repossession and bankruptcy.
Written by someone who's been there: including my own story of losing my home in 2008.

✉️ Part 2: The Debt Letter Template Library (34 letters)

Missed payments, time to pay and changes in circumstances
Debt collectors, council tax, energy and HMRC
Bailiffs and enforcement, court letters and business debts
Ready to copy, fill in and send, plus a paper-trail checklist to keep you organised

This is for you if:

You're dealing with more than one debt, or don't know where to start
Letters are piling up and you need to reply but don't know what to say
You want to understand your options before speaking to anyone

💷 Worth £56. Yours for £47.
Complete Guide (£37) + Letter Library (£19). Save £9 by getting both together.

Instant download. Read it on your phone, print it, or copy the letters straight into an email.

Debt Crisis To Clear is an FCA-registered debt educator (ref 212365616), not a debt adviser. This toolkit is educational and isn't personal debt or legal advice. For advice on your own situation, free help is available from StepChange, National Debtline and Citizens Advice.

Product Guides under the From Debt Crisis To Clear Trademark are for personal use only and are not for resale

The Complete Debt Toolkit

£47

Debt problems need two things: knowing what's really happening, and knowing what to say.

The Complete Debt Toolkit gives you both, in one place.

📘 Part 1: The Complete Guide, "From Debt Crisis to Clear" (174 pages)

The Crisis Guide: breathe, then act. Your 48-hour plan, what debt collectors can and can't legally do, and the one free call that changes everything.
The Reset Toolkit: your honest snapshot, a spending audit, your full debt inventory, a bare-minimum budget and a 90-day reset plan.
Mind and relationships: mental health and money worries, talking to your partner about debt, and resetting your mindset.
What comes next: starting an emergency fund and building your financial future.
The questions you were too scared to google: 23 honest answers, from "Will I lose my house?" to statute-barred debts, DROs, IVAs and Breathing Space.
Specialist chapters: debt law in Scotland, property trusts, HMRC and self-employed debt, repossession and bankruptcy.
Written by someone who's been there: including my own story of losing my home in 2008.

✉️ Part 2: The Debt Letter Template Library (34 letters)

Missed payments, time to pay and changes in circumstances
Debt collectors, council tax, energy and HMRC
Bailiffs and enforcement, court letters and business debts
Ready to copy, fill in and send, plus a paper-trail checklist to keep you organised

This is for you if:

You're dealing with more than one debt, or don't know where to start
Letters are piling up and you need to reply but don't know what to say
You want to understand your options before speaking to anyone

💷 Worth £56. Yours for £47.
Complete Guide (£37) + Letter Library (£19). Save £9 by getting both together.

Instant download. Read it on your phone, print it, or copy the letters straight into an email.

Product Guides under the From Debt Crisis To Clear Trademark are for personal use only and are not for resale