
From Debt Crisis To Clear The Complete UK Debt Guide — £37
174 pages · 23 chapters · Instant download
If you’re dealing with debt and don’t know where to start, or you’ve got several things going on at once — council tax, a CCJ, a payment plan that’s stopped working — this guide is built to give you the full picture, not just one piece of it.
Most people start with one debt problem. Most don’t stay there. A missed council tax payment can turn into a liability order, then an attachment of earnings. A missed card payment can turn into a CCJ. This guide means you’re never blindsided by what’s next — you’ll already know it’s coming, and what your real options are, before it happens.
I always point people to National Debtline, Step Change UK and Citizens Advice — they’re free, and everyone should know they exist. But a short call goes further when you already know what you’re dealing with. This guide is built to read before that call, so you’re asking the right questions instead of hearing everything for the first time under pressure.
What’s inside]
Council tax arrears, liability orders, and enforcement — what actually happens and when
CCJs, statute barred debt, and what “6 years” really means
IVAs, DMPs, and DROs — the real differences and what each means long-term
Bankruptcy — what it actually involves, without the stigma
Bailiffs and enforcement agents — what they can and can’t do
Property trusts and protecting your home
Self-employed and HMRC debt
Scotland-specific debt law, where the rules genuinely differ
Full and final settlements, and how to negotiate them
The human side to debt struggles - guilt, stress, anxiety, shame - relationship pressure
174 pages, 23 chapters, written from lived experience, not textbook theory.

Why trust this?
Written by Claire Cox, registered with the FCA under reference 212365616 as a Debt Educator — not a regulated financial adviser (PERG 17.2 and 17.5). Everything in this guide is written from real, lived experience with debt as well as the law itself.
Delivered instantly to your email the moment you buy. As a digital product, we’re not able to offer refunds once it’s sent — please read everything above so you know exactly what you’re getting before you purchase.
Prefer to start smaller?
If you’re only dealing with one specific situation right now, individual mini-guides covering single topics are also available for £9 each or as a Series - Volume 1, Chapters 1-12 - £27. If you’re facing more than one, this complete guide covers all of them for a cost effective option.
Get Instant Access below — £37
All Guides under the From Debt Crisis To Clear Trademark are copyright protected and for personal use only not for resale.