TERMS AND CONDITIONS
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE OR MAKING A PURCHASE.
By accessing this website, purchasing a product, or using any materials provided through this website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with these Terms and Conditions, please do not use this website or purchase any products or services.
Your access to and use of this website, digital storefront, and any related websites or digital platforms operated by DesireGoodCredit LLC, doing business as DesireGoodCredit (collectively referred to as the “Site”), are subject to these Terms and Conditions and all applicable laws.
1. COMPANY AND CONTENT
The Site and all content, ebooks, digital downloads, educational resources, templates, guides, videos, training materials, graphics, documents, worksheets, written materials, consultations, and other products or services made available through the Site (collectively referred to as the “Content”) are provided by DesireGoodCredit LLC (“Company”).
Unless otherwise stated, the Content is owned by or licensed to DesireGoodCredit LLC and is provided for your individual, personal use.
Your purchase grants you a limited, non-exclusive, non-transferable, and non-sublicensable license to access and use the purchased Content for your own personal purposes.
Purchasing a digital product does not transfer ownership or intellectual-property rights to you.
2. COPYRIGHT AND INTELLECTUAL PROPERTY
All original Content provided by DesireGoodCredit LLC is protected by applicable copyright, trademark, and intellectual-property laws.
You may not reproduce, copy, resell, redistribute, publish, upload, share, transmit, modify, duplicate, or commercially exploit our Content without prior written permission from DesireGoodCredit LLC.
This includes, but is not limited to, digital ebooks and bundles, educational guides, templates and letters, worksheets, training materials, videos, graphics, written instructions, downloads, and other proprietary resources.
Purchasing one copy of a digital product does not give you permission to distribute that product to another person.
Unauthorized reproduction, resale, sharing, or distribution may result in termination of access and may subject the responsible party to available legal remedies.
3. INTELLECTUAL PROPERTY CONCERNS
DesireGoodCredit LLC respects the intellectual-property rights of others.
If you believe that material appearing on the Site infringes upon your intellectual-property rights, please contact:
DesireGoodCredit LLC
Email: contact@desiregoodcredit.net
Phone: 1 (800) 963-3877
Please provide your name and contact information, a description of the work involved, relevant copyright or trademark information when applicable, and sufficient information identifying the material in question.
4. EDUCATIONAL PURPOSES AND DISCLAIMER
The products, Content, information, strategies, examples, templates, guides, and educational materials offered by DesireGoodCredit LLC are provided for educational and informational purposes only.
Nothing contained on the Site or within our products should be interpreted as individualized legal, tax, accounting, investment, lending, or financial advice.
DesireGoodCredit LLC does not act as your attorney, accountant, lender, financial advisor, or other licensed professional through the sale of a digital educational product.
You are responsible for evaluating your own circumstances and determining whether information or strategies presented are appropriate for you.
When appropriate, you should consult a qualified professional regarding your individual situation.
5. ACCURACY OF INFORMATION
DesireGoodCredit LLC makes reasonable efforts to provide useful and accurate educational information.
However, laws, regulations, financial practices, lender requirements, company policies, reporting practices, websites, procedures, and other information may change.
Therefore, DesireGoodCredit LLC does not guarantee that every piece of information will remain current, complete, or applicable to every individual circumstance.
6. NO GUARANTEED RESULTS
DesireGoodCredit LLC makes no guarantees regarding individual results or outcomes from purchasing, accessing, or implementing any product, strategy, template, educational resource, consultation, or other Content.
Results vary based upon numerous factors unique to each individual.
Testimonials, examples, screenshots, educational examples, or past results displayed by DesireGoodCredit LLC are not promises or guarantees that another person will receive the same or similar outcome.
You are solely responsible for the decisions and actions you take based upon the information provided.
7. ACCURATE AND TRUTHFUL USE OF MATERIALS
Any templates, sample letters, scripts, dispute materials, or other customizable documents provided by DesireGoodCredit LLC must be used truthfully and only when applicable to your actual circumstances.
You are responsible for reviewing and customizing any template before submitting or using it.
You must not use our materials to make statements that you know are false, misleading, fraudulent, or inaccurate.
DesireGoodCredit LLC is not responsible for a customer's misuse of educational materials, templates, scripts, letters, or other Content.
8. DIGITAL PRODUCTS
Digital products may include ebooks, guides, templates, downloadable documents, educational resources, bundles, videos, or other electronically delivered materials.
Digital products are intended for the individual purchaser only.
Unless otherwise expressly stated in writing, digital products may not be shared, resold, transferred, reproduced, or distributed.
Access or download instructions may be delivered electronically following successful payment.
9. DIGITAL PRODUCT SALES ARE FINAL
DUE TO THE NATURE OF DIGITAL PRODUCTS, ALL DIGITAL PRODUCT SALES ARE FINAL.
Once a digital product has been purchased or access has been provided, refunds, exchanges, cancellations, or returns are generally not offered except where required by applicable law.
Customers are responsible for reviewing product descriptions and purchase information before completing their orders.
If a technical problem prevents or unreasonably delays delivery of a purchased digital product, please contact DesireGoodCredit LLC so we can attempt to resolve the delivery issue.
When appropriate, our remedy may include replacement access or a refund, as determined by DesireGoodCredit LLC and subject to applicable law.
10. PAYMENTS
You agree to pay all applicable charges associated with products or services you purchase.
You are responsible for providing a valid payment method and accurate billing information.
Prices may be changed at any time without prior notice.
A later promotional price, discount, coupon, or price reduction does not entitle a previous purchaser to a refund of the difference.
Unauthorized payment disputes or chargebacks may result in suspension or termination of access to purchased materials, to the extent permitted by law and applicable payment-provider rules.
11. THIRD-PARTY PAYMENT AND TECHNOLOGY PROVIDERS
The Site may rely upon third-party platforms and service providers for payment processing, digital delivery, hosting, scheduling, communication, or other functions.
DesireGoodCredit LLC is not responsible for outages, interruptions, technical problems, account issues, or other service problems caused exclusively by an independent third-party provider.
Issues relating to a third-party provider may also be governed by that provider's separate terms and policies.
12. EMAIL AND ELECTRONIC COMMUNICATION
By purchasing a product, submitting your information, or registering through the Site, you consent to receive transactional communications electronically, including purchase confirmations, receipts, access instructions, account notices, product-related communications, and other information necessary to fulfill your transaction.
Any marketing communications will be handled in accordance with applicable law and available opt-out requirements.
13. SECURITY AND INTERNET RISKS
DesireGoodCredit LLC uses reasonable efforts to protect information under its control.
However, no website, electronic communication system, or internet-based service can be guaranteed to be completely secure.
You acknowledge the inherent risks associated with transmitting information electronically.
14. CONSULTATIONS AND SCHEDULED CALLS
If your purchase specifically includes a consultation, coaching call, strategy session, or other scheduled appointment, you are responsible for scheduling and attending the appointment.
Scheduled appointments are non-refundable except where otherwise stated or required by applicable law.
If you need to cancel or reschedule an appointment, please contact:
Email: contact@desiregoodcredit.net
Phone: 1 (800) 963-3877
Please provide reasonable advance notice. Appointments canceled with less than 48 hours' notice, or appointments for which the customer does not appear, may be forfeited without refund.
15. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DESIREGOODCREDIT LLC SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SITE, CONTENT, PRODUCTS, OR SERVICES.
THE CONTENT AND DIGITAL PRODUCTS ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND EXCEPT THOSE THAT CANNOT LEGALLY BE EXCLUDED.
DESIREGOODCREDIT LLC DOES NOT GUARANTEE THAT USE OF ANY PRODUCT OR INFORMATION WILL PRODUCE A PARTICULAR FINANCIAL, BUSINESS, PERSONAL, OR OTHER RESULT.
Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.
16. CUSTOMER RESPONSIBILITY
You acknowledge that your results depend upon your own circumstances, decisions, actions, knowledge, implementation, and other factors outside the control of DesireGoodCredit LLC.
You accept responsibility for evaluating information before acting upon it.
Your purchase of educational information does not create a professional-client, attorney-client, fiduciary, or financial-advisory relationship between you and DesireGoodCredit LLC.
17. INDEMNIFICATION
To the extent permitted by applicable law, you agree to indemnify and hold harmless DesireGoodCredit LLC and its owners, officers, employees, contractors, and agents from claims, liabilities, damages, losses, or reasonable expenses arising from your unlawful misuse of the Site or Content, your material breach of these Terms and Conditions, or your violation of another person's rights.
18. RIGHT TO REFUSE OR TERMINATE ACCESS
DesireGoodCredit LLC reserves the right, subject to applicable law, to refuse or terminate access to the Site, Content, products, or services when we reasonably determine that a customer has violated these Terms and Conditions, unlawfully distributed proprietary materials, engaged in fraudulent activity, or otherwise misused our products or services.
Termination of access does not grant the customer permission to retain, reproduce, resell, or distribute proprietary Content.
19. PRIVACY
Your use of the Site is also subject to the Company's applicable Privacy Policy.
Personal information will be handled in accordance with that policy and applicable privacy laws.
20. GOVERNING LAW
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-law principles.
Any dispute arising under these Terms shall be handled in an appropriate court of competent jurisdiction as permitted by applicable law.
21. SEVERABILITY
If any provision of these Terms and Conditions is determined to be unlawful, invalid, or unenforceable, that provision shall be severed or limited to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.
22. CHANGES TO THESE TERMS
DesireGoodCredit LLC reserves the right to revise or update these Terms and Conditions from time to time.
Changes will become effective when the revised Terms are posted unless otherwise stated.
Your continued use of the Site after an update constitutes acceptance of the revised Terms to the extent permitted by law.
23. ENTIRE AGREEMENT
These Terms and Conditions, together with any applicable Privacy Policy, product-specific terms, checkout disclosures, and other policies expressly incorporated by reference, constitute the agreement between you and DesireGoodCredit LLC concerning your use of the Site and purchase of applicable products.
24. CONTACT INFORMATION
Questions concerning these Terms and Conditions, purchases, digital product access, or other customer-service matters may be directed to:
DesireGoodCredit LLC
Email: contact@desiregoodcredit.net
Phone: 1 (800) 963-3877
Last Updated: September 13, 2026
