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Devona Little Fleming

Credit Education Consultant| Helping You Understand • Protect • Build Credit

DIY Credit Education Guide

DIY Credit Education Guide

$35$97

Rebranded as FIX•BUILD•FUND for easier undertanding.

Previously The Factual Accuracy BluePrint



What You’re Getting:

This is not a basic credit education guide.

You’re getting a structured system with practical tools, including:


✔ Step-by-step credit profile review process

✔ Overview of Metro 2 and reporting standards

✔ Credit bureau reference guides (Experian, Equifax, TransUnion)

✔ Late payment letter template

✔ Factual Accuracy letter template

✔ AI prompt to help generate customized letters

✔ Inquiry review guidance

✔ Advanced Metro 2 Method to use when accounts come back verified. 

✔ Step by Step Instructions

✔ Plug and Play Template 


Before You Buy:


This guide is for individuals who want to:


✔ Learn how credit reporting works

✔ Take a hands-on approach to their credit profile

✔ Follow a structured process with consistency


This guide is not intended for those expecting immediate results without applying the steps provided.

Who This Is For:

✔ Beginners learning how credit reporting works

✔ Individuals reviewing collections, charge-offs, or late payments

✔ Anyone working toward improving their credit profile

✔ Parents interested in understanding credit protection for minors

✔ Individuals who want to get a car with low APR, home, credit cards with higher limits. 

This guide is designed to help you:


✔ Understand your credit profile

✔ Review how information is reported

✔ Build a more structured and informed approach to credit


📲 

Instant Access:

Download immediately after purchase and begin reviewing your credit profile at your own pace.

👉 “Start for as low as $8–$9 today (Klarna/Afterpay available) — Limited Time”




Important Note:

This guide is for educational purposes only and is designed to help you better understand credit reporting and how to review your credit profile. Individual results will vary.


Stop guessing and use this strategy

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Terms & Conditions

Terms & Conditions

  1. Digital Product Policy
    All products sold through DevineGem Essentials are digital in nature and delivered instantly upon purchase. No physical products will be shipped.

  2. Refunds & Exchanges
    Due to the instant delivery of digital products, all sales are final. No refunds, cancellations, or exchanges will be provided once a purchase has been completed.

  3. Intellectual Property
    All content; eBooks, templates, and resources are the property of DevineGem Essentials. Products are for personal use only and may not be resold, shared, or distributed without written permission.

  4. Educational Purpose Only
    All information provided is for educational purposes. We do not guarantee specific results such as credit score increases, loan approvals, or funding outcomes, as results depend on individual circumstances.

  5. No Legal or Financial Advice
    DevineGem Essentials and its owner, Devona Little Fleming, do not provide legal, financial, or tax advice. Consumers are encouraged to consult licensed professionals for personalized guidance.

  6. Governing Law
    These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New Jersey, United States.

  7. Contact Information
    For any questions or support, please contact us at:
    support@devinegemessentials.com

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