TERMS AND CONDITIONS
PLEASE READ CAREFULLY BEFORE PURCHASING
By purchasing any digital product, course, coaching program, mentorship, consulting service, membership, event ticket, retreat, or other offering from Gillard Enterprises LLC, She Is Rich Co., Money Moves, or Joy Gillard (“Company”), you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
NO REFUND POLICY
Due to the digital nature of the Company’s products, services, training materials, proprietary information, downloadable content, coaching programs, memberships, and educational resources, ALL SALES ARE FINAL.
No refunds, exchanges, credits, chargebacks, cancellations, or transfers will be provided for any reason, including but not limited to:
Change of mind
Lack of participation
Failure to complete the program
Financial hardship
Personal circumstances
Scheduling conflicts
Dissatisfaction with results
Failure to utilize the materials provided
Upon purchase, the Customer receives immediate access to proprietary information, intellectual property, training materials, and/or coaching services. Therefore, refunds cannot be granted.
NO GUARANTEE OF RESULTS
The Company provides educational information, training, guidance, coaching, consulting, and business resources.
The Company does not guarantee any specific financial results, income level, business growth, sales volume, audience growth, lead generation, or other outcomes.
Any examples of earnings, success stories, testimonials, case studies, or results shared by the Company or its customers are examples only and are not promises or guarantees of future performance.
Individual results vary and depend on numerous factors including effort, consistency, experience, market conditions, business decisions, and implementation.
Customer acknowledges that success is solely their responsibility.
CLIENT RESPONSIBILITY
Customer understands that they are solely responsible for implementing any strategies, recommendations, information, coaching, training, or educational materials provided.
The Company is not responsible for any decisions, actions, outcomes, business performance, financial results, legal compliance, tax obligations, or marketing activities undertaken by the Customer.
COACHING AND CONSULTING SERVICES
Coaching, consulting, mentorship, and advisory services are educational in nature and are intended to provide guidance, support, and strategic recommendations.
The Company does not guarantee that any recommendation will produce a specific outcome.
Unless expressly stated in writing, coaching programs include only the services specifically described at the time of purchase.
Any additional support, communication, resources, bonuses, feedback, or assistance provided beyond the scope of the purchased program are provided at the Company’s sole discretion and may be modified, limited, or discontinued at any time. If you claim at any time that anything outside out coaching calls is owed to you, or if you dispute the purchase, ask for a refund, collections and damages will be pursued for anything given outside the coaching calls, including additional voice notes, phone calls, or extra time given on zooms.
PAYMENT PLANS
If a payment plan is selected, Customer agrees to complete all scheduled payments according to the agreed payment schedule.
Failure to make payments may result in:
Suspension of course access
Suspension of coaching services
Suspension of membership access
Removal from communities
Revocation of bonuses
Collection efforts for unpaid balances
Customer remains responsible for the full purchase price regardless of participation, completion, satisfaction, or usage.
CHARGEBACKS AND PAYMENT DISPUTES
Customer agrees not to initiate a chargeback, payment dispute, payment reversal, or unauthorized claim with their financial institution without first contacting the Company to attempt resolution.
If a chargeback or dispute is initiated:
Access to all products, programs, memberships, communities, and coaching services may be immediately revoked.
The Company reserves the right to provide proof of purchase, login records, communication records, attendance records, signed agreements, and other supporting documentation to the payment processor or financial institution.
Customer may be held responsible for any fees, costs, collection expenses, or reasonable attorney fees incurred by the Company in defending the dispute or recovering unpaid balances where permitted by law.
INTELLECTUAL PROPERTY
All materials provided by the Company, including but not limited to:
Training materials
Videos
Workbooks
Templates
Documents
Graphics
Systems
Processes
Strategies
Coaching materials
remain the sole intellectual property of the Company.
Purchase grants the Customer a limited, non-transferable, non-exclusive license for personal business use only.
Customer may not:
Resell
Reproduce
Share
Distribute
Republish
Copy
Teach
Transfer
Upload
any Company materials without prior written permission.
LIMITATION OF LIABILITY
To the fullest extent permitted by law, the Company’s total liability arising out of or relating to any product, service, coaching program, consulting engagement, membership, event, or purchase shall not exceed the amount paid by the Customer for the specific product or service giving rise to the claim.
The Company shall not be liable for indirect, incidental, consequential, special, punitive, or exemplary damages.
GOVERNING LAW
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of Idaho without regard to conflict of law principles.
Any dispute arising from these Terms shall be resolved exclusively in the courts located within Idaho.
PROOF OF DELIVERY, COMMUNICATION, AND PERFORMANCE
Customer acknowledges and agrees that the Company maintains various records relating to the delivery of services, access to materials, communications, and participation in programs.
The following may be used as evidence of performance, delivery, access, communication, participation, fulfillment of contractual obligations, and/or services rendered:
Email communications
Text messages and SMS communications
Voice messages and audio recordings
Zoom meeting records
Zoom attendance reports
Zoom registration records
Calendar invitations and scheduling records
Phone call logs
Coaching call records
Skool platform activity and participation records
Community posts, comments, and interactions
Login records and platform access logs
Course progress records
Membership access records
User account activity
Direct messages sent through social media platforms
Messenger communications
Slack messages
Screenshots of communications
Screen recordings
Loom videos
Shared documents and collaboration records
Payment records
Invoices
Signed agreements
Electronic acceptance records
Website checkout records
IP address records
Digital access records
Any other electronic or written records maintained by the Company
Customer agrees that such records may be relied upon by the Company as proof that products, services, coaching, consulting, mentorship, support, educational materials, community access, bonuses, resources, communications, and contractual obligations were delivered and made available to the Customer.
Customer further acknowledges that access to digital products, coaching services, community platforms, downloadable materials, scheduled calls, support channels, or educational resources shall constitute delivery regardless of the extent to which Customer chooses to utilize, participate in, attend, access, download, review, or implement such materials or services.
The Company shall not be responsible for a Customer’s failure to access, attend, review, download, utilize, participate in, or implement any product, service, communication, coaching session, training, resource, or educational material made available to them.
In the event of a payment dispute, chargeback, refund request, complaint, legal proceeding, arbitration, mediation, or collection action, the Company may rely upon the records described herein as evidence of delivery, performance, communication, participation, access, and fulfillment of its obligations under this Agreement.
ACCEPTANCE OF TERMS
By completing a purchase, checking the acceptance box, signing electronically, accessing any Company materials, or participating in any Company services, the Customer acknowledges and agrees to be legally bound by these Terms and Conditions.
Customer further acknowledges that they have had the opportunity to review these Terms before making their purchase and are voluntarily entering into this agreement.
Beyond the Breakthrough RETREAT 2026 terms and conditions:
RETREAT TICKET PURCHASE AGREEMENT & NO-REFUND POLICY
IMPORTANT: PLEASE READ CAREFULLY BEFORE PURCHASING.
By purchasing a ticket to the She Is Rich Co. Retreat (“Event”), you acknowledge and agree to the following terms and conditions:
ALL SALES ARE FINAL
Due to the nature of live events and the substantial upfront costs associated with venue reservations, event planning, accommodations, materials, vendors, food, entertainment, staffing, and other event-related expenses, all ticket purchases are non-refundable.
No refunds, credits, cancellations, chargebacks, or exchanges will be provided for any reason, including but not limited to:
• Change of mind
• Scheduling conflicts
• Travel issues
• Financial hardship
• Illness or personal circumstances
• Failure to attend the Event
• Any other unforeseen circumstances
By completing your purchase, you acknowledge that you have carefully considered your availability and financial ability to attend the Event and understand that your ticket purchase is a final commitment.
TICKET TRANSFER OPTION
If you are unable to attend the Event, you may transfer your ticket to another qualified attendee. The responsibility for locating a replacement attendee rests solely with the original ticket holder.
As a courtesy, ticket holders may make one (1) post within the official Skool community indicating that they are seeking someone to purchase their ticket. Any transfer arrangements, communications, or financial transactions between the original purchaser and replacement attendee are solely the responsibility of those parties.
The Event Organizer does not guarantee that a replacement attendee will be found and is not responsible for facilitating, negotiating, or completing any ticket transfer.
FORFEITURE OF TICKET
If a ticket holder is unable to attend and does not successfully transfer their ticket to another attendee prior to the Event, the ticket and all associated funds shall be forfeited. No refund, credit, or future event credit will be issued.
PURCHASE ACKNOWLEDGMENT
By proceeding with your purchase, you acknowledge that you have read, understood, and voluntarily agreed to these terms. You understand that all sales are final and that no refunds will be issued under any circumstances.
If you have any questions regarding attendance, travel planning, or event participation, please contact Joy Gillard prior to completing your purchase.
Please be 100% sure of your purchase, before buying, acknowledging that these terms are agreed upon by you before purchasing. By proceeding, you acknowledge the above and agree to these terms and conditions of purchase. Thank you! -Joy Gillard
