Sheet-Free Budget Tracker
$9
You shouldn’t need a spreadsheet, a subscription, or a weekend of setup just to see your money clearly.
The Sheet-Free Budget Tracker is a complete personal-finance tracker in a single file. Double-click it, and it opens in your browser. It works offline. Your numbers stay on your device.
What’s included (instant download):
- The app itself (Sheet-Free_Budget_System.html) — open it in Chrome or Safari
- A one-page START HERE guide
- A two-page Quick-Start
- A full tutorial of every page
- A first-run welcome inside the app, plus a How to use button if you want it again
What’s inside the app:
- Dashboard — your money picture at a glance
- Transactions and recurring bills
- Calendar of what’s coming
- Budgets with a simple monthly pace
- Sinking funds (Christmas, insurance, the trip, the car repair)
- Debt tracker (snowball or avalanche)
- Net worth over time
- 50/30/20 view
- Investment forecast (estimates only)
- A no-spend challenge, if you want one
- Categories you can hide, add, and make your own
The app starts with example data so you can learn the layout, then replace it with your numbers. Use the Save button in the top bar to download a backup. Your data lives in this browser, so that backup is your safety net.
Want to click around before you buy? A hosted preview of the same app is at https://sheet-free.netlify.app — your data stays in your browser there too.
This is a personal organization tool, not financial advice.
Questions: chattlbm@gmail.com, subject line “Sheet-Free Budget Tracker Help.”
Refund policy: Because this is an instant digital download, all sales are final. If your file won't open or something's wrong, email chattlbm@gmail.com within 7 days and we'll make it right.