TERMS OF USE
Effective Date: October 18, 2026
Welcome to Katelyn McKenzie!
These Terms of Use ("Terms") govern your access to and use of the websites, online stores, sales funnels, digital products, educational resources, courses, and services operated by 1192269 BC Ltd., operating as Katelyn McKenzie ("Company," "we," "us," or "our").
By accessing our websites, purchasing our products, or using our services, you agree to these Terms, subject to applicable law.
If you do not agree, please do not use our services.
1. Products and Services
We provide educational products and resources relating to personal finance, money management, business, entrepreneurship, investing, and personal development.
Our offerings may include:
Digital workbooks, eBooks, and downloadable guides
Financial tracking spreadsheets, calculators, and templates
Budgeting, spending, saving, and financial education tools
Business and online income educational resources
Investing and wealth-building educational materials
Online courses, workshops, and educational programs
Coaching, consultations, or other services, where offered
Free downloads, checklists, and promotional resources
Product descriptions, inclusions, pricing, delivery methods, and any additional conditions will be disclosed on the applicable product or checkout page.
2. Educational and Financial Disclaimer
All information provided through our websites, products, courses, and resources is for general educational and informational purposes only.
We do not provide personalized financial, investment, accounting, tax, or legal advice.
Nothing in our content constitutes a recommendation to purchase or sell any particular investment, security, financial product, or business opportunity.
Our materials do not replace professional advice tailored to your circumstances.
You are responsible for evaluating information and making your own financial, business, and investment decisions.
We encourage independent research and consultation with appropriately qualified professionals before making significant decisions.
3. No Guarantees of Results
Our products are intended to provide education, practical tools, and strategies that may help you make more informed decisions.
However, we do not guarantee:
Increased income or business revenue
Specific savings or expense reductions
Debt repayment or elimination
Investment returns or portfolio growth
Business profitability or success
Financial independence or wealth creation
Any particular financial or personal outcome
Any examples, illustrations, projections, hypothetical scenarios, or testimonials are provided for educational purposes and are not promises of results.
Actual outcomes depend on individual circumstances, decisions, effort, economic conditions, market performance, and factors beyond our control.
Past investment performance does not guarantee future results.
4. Purchases and Payments
All prices are displayed on the applicable product or checkout page.
Payment is processed through third-party payment providers integrated with our websites or online stores.
By completing a purchase, you authorize the applicable payment provider to charge your selected payment method for the total amount disclosed at checkout.
Applicable taxes, recurring charges, and additional fees will be disclosed before purchase.
We may correct pricing errors and cancel orders where permitted by law. Payments collected for cancelled orders will be refunded as required.
5. Digital Product Delivery
Digital products are generally delivered electronically through download links, email, customer portals, or other methods described at checkout.
You are responsible for providing an accurate email address and using compatible software or devices.
If you experience difficulty accessing a purchase, contact support@katelynmckenzie.com.
We will make reasonable efforts to resolve delivery and access issues.
6. Refunds and Cancellations
Digital Downloads
Because downloadable digital products may be accessed immediately after purchase, sales are generally final once access has been provided, except where refunds, cancellations, or other remedies are required by applicable law.
We do not ordinarily provide refunds solely because a customer changes their mind, chooses not to use the materials, or does not achieve a desired outcome.
If a product is defective, materially different from its description, or inaccessible, please contact us so we can investigate and provide an appropriate resolution.
Online Courses and Educational Programs
Refund and cancellation terms for online courses, workshops, and educational programs will be disclosed on the applicable product or checkout page.
Any additional terms must comply with applicable consumer protection laws.
Subscriptions and Memberships
If we offer recurring subscriptions or memberships, the billing frequency, price, renewal terms, cancellation process, and any applicable minimum commitment will be disclosed before purchase.
Customers may cancel in accordance
