Identifying and Eliminating Poor Financial Habits
From the book Change Your Mind, Change Your Money.
Many people believe their financial challenges are caused by income, the economy, or unexpected expenses.
But in reality, the biggest influence on our financial lives is often much closer to home:
Our habits.
The small, daily decisions we make about money—often without thinking—can quietly shape our financial future.
Some habits help us build wealth.
Others slowly work against us.
The good news is that habits can change.
Identifying and Eliminating Your Poor Financial Habits is a practical resource designed to help you recognize the financial behaviors that may be holding you back and replace them with habits that support long-term financial success.
Inside this guide, you’ll learn:
• The most common financial habits that prevent people from building wealth
• How daily money behaviors impact saving, spending, and investing
• Simple strategies to break negative financial patterns
• Practical steps to create healthier money habits
• A guided worksheet to help you evaluate your current financial behaviors
This resource will help you move from unintentional spending and financial stress to greater awareness and control over your money.
Because improving your finances doesn't always require dramatic changes.
Often, it begins with improving the small decisions you make every day.
Perfect for you if you:
✔ Feel like money “disappears” without knowing where it goes
✔ Want to develop better saving and spending habits
✔ Are ready to take control of your financial behavior
✔ Want your daily financial decisions to support your long-term goals
About the Author
LaToya Maddox, MBA, CFP®, is the founder of Infinity Financial Wealth Management, where she helps individuals and families align their money with the life they want to build through thoughtful financial planning, investment strategy, and wealth management.
She is the author of Change Your Mind, Change Your Money, a guide to developing the mindset and habits needed to build lasting financial security.