TERMS AND CONDITIONS
Last updated: September 2026
Please read these Terms before purchasing. By using this site or buying from it, you agree to them. If you do not agree, please do not use the site.
1. ABOUT US
This site is operated by Laura Turner, trading as LauraTeachesDigital, a sole trader based in England and Wales (“we”, “us”, “our”).
Contact: laurateachesdigital@gmail.com
2. USE OF THE SITE
All content, products, and materials are for your personal use only. You may not copy, reproduce, distribute, modify, or share them without our written permission.
We may refuse service, or withdraw access, where these Terms have been breached — for example where a product has been shared or resold.
3. INTELLECTUAL PROPERTY
All materials, including guides, PDFs, videos, text, graphics, and branding, are owned by Laura Turner trading as LauraTeachesDigital. You may not resell, share, redistribute, or publish them elsewhere. Unauthorised use may result in legal action.
Some of our guides explain government schemes and public information. That underlying information is not ours and remains freely available from official sources. What is protected here is our own writing, structure, and materials.
If you believe any of your own work has been used on this site without permission, contact us at laurateachesdigital@gmail.com with details and we will look into it.
4. DIGITAL PRODUCTS
All products are digital and delivered electronically. You are responsible for giving a correct email address and for downloading your purchase.
If you have any trouble accessing what you bought, email laurateachesdigital@gmail.com and we will get you access.
5. PRICE AND PAYMENT
Prices are shown in pounds sterling and include VAT where applicable. Payment is taken at the point of purchase through a third-party payment provider.
We may change our prices at any time. The price you pay is the one shown at checkout. We do not offer refunds where a product is later reduced or included in a promotion.
6. REFUNDS AND CANCELLATION
Because you receive immediate access, digital purchases are not refundable once access has been given. By purchasing, you agree to immediate access and acknowledge that you lose your 14-day right to cancel under the Consumer Contracts Regulations 2013.
This does not affect your rights if something goes wrong. We will refund you where:
• the product is not delivered, or
• a technical fault prevents access, or
• the product is faulty or not as described.
Nothing in these Terms affects your statutory rights under the Consumer Rights Act 2015.
7. DISCLAIMER
All content is for educational and informational purposes only. Nothing provided constitutes legal, financial, pension, tax, or employment advice.
You are responsible for checking your own position with the relevant authority — HMRC, your employer, HR, a trade union, or a qualified professional.
Information in our guides reflects the position as at the publication date shown on each product. Rates, thresholds, and rules change. Please check the current position at the official source before acting.
8. NO GUARANTEES
Our products fall into two categories. The following applies to both.
Entitlements guides (for example Shared Parental Leave, childcare credits):
We do not guarantee any specific financial outcome or entitlement. Whether an entitlement applies to you, and what it is worth, depends on your own circumstances, your National Insurance record, your employment and contract, employer policies, and the law and rates applying at the time of your claim. Figures in our guides are illustrative examples, not promises.
Digital marketing courses and resources:
We do not guarantee any specific income, revenue, or business results. Outcomes depend on your own effort, experience, market conditions, and other factors outside our control. Any income figures referenced are illustrative and not typical.
9. LIMITATION OF LIABILITY
To the fullest extent permitted by law, we are not liable for financial loss, for decisions made in reliance on our content, or for indirect or consequential losses.
Nothing in these Terms limits our liability where it would be unlawful to do so, including for death or personal injury caused by our negligence, or for fraudulent misrepresentation.
10. THIRD-PARTY SERVICES
We are not responsible for problems caused by third-party platforms, including payment processors, hosting, or email providers. Those are governed by your agreement with the provider concerned.
11. CALLS (IF APPLICABLE)
If your purchase includes a call, at least 48 hours’ notice is required to reschedule. Missed calls without notice are not refundable.
12. PRIVACY AND COMMUNICATIONS
Your personal data is processed in accordance with our Privacy Policy, available at [INSERT PRIVACY POLICY LINK].
We will send you the emails needed to deliver your purchase. Marketing emails are sent only where you have opted in, and you can unsubscribe at any time.
We take reasonable steps to protect your data, but no online system can be completely secure.
13. CHANGES TO THESE TERMS
We may update these Terms. The version that applies to your purchase is the one published at the time you bought.
14. GENERAL
If any part of these Terms is found to be unenforceable, the rest continues to apply.
These Terms are governed by the laws of England and Wales, and the courts of England and Wales have jurisdiction. If you live in Scotland or Northern Ireland, you can bring proceedings in your own courts.
PURCHASE ACKNOWLEDGEMENT
By completing this purchase, you confirm that:
• This product is for educational and informational purposes only and does not constitute legal, financial, pension, tax, or employment advice
• You are responsible for checking your own position with the relevant authority, such as HMRC, your employer, or HR
• This product is for your personal use only and may not be shared, copied, or resold
• You agree to receive immediate access to this digital product
• You understand that by receiving immediate access, you lose your 14-day cancellation right under the Consumer Contracts Regulations 2013
• You agree to these Terms and Conditions
• Your statutory rights under the Consumer Rights Act 2015 are not affected
Accept