Mold History? 22 Questions to Ask First

Water damage is one of the most common home insurance claims in America — nearly 28% of all claims. A history of water damage does not make your home unsellable. What it does require is an agent who understands Arizona disclosure law, knows how to position your home accurately, and can guide you through the transaction with confidence.

These 22 questions are designed to help you find that agent. I've answered every question myself — including the ones about pricing strategy, disclosure obligations, marketing, and negotiation — so you can see exactly what a knowledgeable agent should be able to say.

I'm a certified CIRS coach and consultant, and I lived this. This guide exists because you deserve clarity, not fear.