Debt Payoff Calculator

Know exactly when you'll be debt-free — and which payoff strategy saves you the most money.

What's included:

• Enter all your debts: credit cards, loans, student debt, medical bills

• Compare Avalanche vs. Snowball payoff strategies side by side

• See your exact payoff date and total interest paid

• Extra payment simulator — see how $50/month more changes everything

• Excel workbook — no subscriptions, no apps, yours forever

Who it's for:

✅ Anyone carrying multiple debts who wants a clear payoff plan

✅ People who want to minimize interest and get out of debt faster

✅ Anyone who's tried budgeting apps but wants full control in Excel

Includes: Excel workbook (.xlsx) — works on Mac and PC.