
This letter demands deletion of an inaccurate or unverifiable eviction record from the consumer’s credit report. It requires the credit bureau to provide full verification details, including sources contacted, methods used, and supporting documents. If proper evidence cannot be produced, the eviction must be removed as unverified under the Fair Credit Reporting Act (FCRA). The notice warns that failure to comply will be considered a willful violation of federal law, leading to formal complaints with the CFPB and FTC, and potential legal action. A complete and documented response is expected within the timeframe mandated by law.