13-WEEK CASH FLOW FORECAST

$67$97

Know exactly which week your cash runs out — 13 weeks before it does.

The same rolling forecast lenders and CFOs use, rebuilt for an owner who doesn't have a finance team. Three numbers to set up. Ten minutes a week to run.

You're profitable on paper. Revenue's fine. And yet you still check the bank balance before payroll with your stomach tight.

That's not a YOU problem. It's a timing problem.

Profit and cash aren't the same thing, and the gap between them is where businesses die. You invoiced $40K in March — but $18K of it lands in May. Payroll doesn't wait. Rent doesn't wait. The quarterly sales tax bill definitely doesn't wait.

So, you find out you're short in the same week you're short. Which is the one week you can't do anything about it.

A 13-week cash flow forecast fixes exactly one thing:

Thirteen weeks is one quarter — long enough to see a squeeze coming while you can still fix it, short enough that you can forecast it honestly. This is the tool banks ask for. It's what turnaround consultants build first when they walk into a struggling company.

It's not complicated. It's just that nobody ever handed you one that was already built.

Now someone has.

WHAT YOU GET

The forecast. Thirteen weeks, side by side. Cash in, cash out, and your bank balance at the end of every single week. It rolls forward automatically — you never write a formula.
The warning system. Every week gets flagged: OK, BELOW BUFFER, or CASH OUT. You set the buffer once. The sheet watches it forever.
The dashboard. Your lowest cash point, which week it hits, how many weeks are at risk — and a plain-English verdict. No interpretation required.
The actuals tab. Enter what really happened each Friday. It shows you where your forecasting was off, so your next one is sharper. Most people's forecasts get better in about three weeks.
The Quick Start guide. One page. Five steps. You'll be running before your coffee's cold.
Everything's already built. Payroll taxes, sales tax remittance, owner draws, loan payments — the fifteen-line items that actually ambush small businesses are already in there. You just fill in your numbers.

WHO THIS IS FOR

Business owners doing $15K–$150K a month
Anyone who's been surprised by their own bank balance
Anyone a lender has asked for a cash flow forecast
Anyone who's profitable but somehow always tight

Who it's not for:

Businesses under $5K/month — you don't need this yet, use a simple budget
Anyone who won't spend ten minutes a week updating it. A forecast you build once and abandon is just an expensive guess. This tool rewards the habit, not the download.

WHY ME

I spent 30 years inside businesses' books. Not reading about them — in them.

Here's what I learned: it's almost never a revenue problem. It's a visibility problem. Smart people lose money because nobody ever showed them where it was going, or when it was leaving.

I built this because I got tired of watching good businesses get blindsided by something they could have seen in week one.

THE PRICE

$67. One payment. Yours forever.

Do the math on that. One overdraft fee is $35. One missed payroll costs you a person. One collection call you made three weeks earlier because you saw the gap coming — that alone pays for this a hundred times over.

If it catches one problem in the next quarter, it's paid for itself and the next five years of quarters.

Works in Excel, Google Sheets, and Apple Numbers. Instant download. No subscription.

What if the forecast shows a problem?

Then it did its job.

Here's the honest part: this tool tells you what's coming. Seeing "CASH OUT — Week 8" is useful. Knowing whether the fix is tightening your terms, restructuring your debt, or having a hard conversation with your biggest slow-paying client — that's a different question.

That's the work I do now. I help owners read their numbers and decide what to actually do next.

So, run the forecast first. If it comes back clean, brilliant — you just bought yourself peace of mind for $67 and you'll never need me.

If it comes back ugly, reply to any email I send you with the word numbers, and we'll set up a call. No pitch. I'll look at what you built and tell you what I see.

FAQ

I already have QuickBooks. Why do I need this?
QuickBooks tells you what happened. This tells you what's about to happen. Your accounting software is a rearview mirror — accurate, essential, and pointed the wrong way. This is the windshield.

I'm terrible with spreadsheets.
You type numbers into yellow boxes. Everything else calculates itself. If you can fill in a form, you can run this.

I use a Mac / Google Sheets.
Works in all three — Excel, Google Sheets, Apple Numbers. I deliberately avoided the fancy functions that break when you switch platforms.

How long does setup take?
About twenty minutes the first time, mostly gathering your numbers. Ten minutes a week after that.

My revenue is lumpy and unpredictable.
Then you need this more than anyone. Lumpy revenue with steady costs is the exact pattern that catches people out.

Stop finding out you're short in the week you're short.

To your success,

Remi

30 years in the numbers. Now in your corner.

13-WEEK CASH FLOW FORECAST

$67$97

Know exactly which week your cash runs out — 13 weeks before it does.

The same rolling forecast lenders and CFOs use, rebuilt for an owner who doesn't have a finance team. Three numbers to set up. Ten minutes a week to run.

You're profitable on paper. Revenue's fine. And yet you still check the bank balance before payroll with your stomach tight.

That's not a YOU problem. It's a timing problem.

So, you find out you're short in the same week you're short. Which is the one week you can't do anything about it.

A 13-week cash flow forecast fixes exactly one thing:

It's not complicated. It's just that nobody ever handed you one that was already built.

Now someone has.

WHAT YOU GET

The forecast. Thirteen weeks, side by side. Cash in, cash out, and your bank balance at the end of every single week. It rolls forward automatically — you never write a formula.
The warning system. Every week gets flagged: OK, BELOW BUFFER, or CASH OUT. You set the buffer once. The sheet watches it forever.
The dashboard. Your lowest cash point, which week it hits, how many weeks are at risk — and a plain-English verdict. No interpretation required.
The actuals tab. Enter what really happened each Friday. It shows you where your forecasting was off, so your next one is sharper. Most people's forecasts get better in about three weeks.
The Quick Start guide. One page. Five steps. You'll be running before your coffee's cold.
Everything's already built. Payroll taxes, sales tax remittance, owner draws, loan payments — the fifteen-line items that actually ambush small businesses are already in there. You just fill in your numbers.

WHO THIS IS FOR

Business owners doing $15K–$150K a month
Anyone who's been surprised by their own bank balance
Anyone a lender has asked for a cash flow forecast
Anyone who's profitable but somehow always tight

Who it's not for:

Businesses under $5K/month — you don't need this yet, use a simple budget
Anyone who won't spend ten minutes a week updating it. A forecast you build once and abandon is just an expensive guess. This tool rewards the habit, not the download.

WHY ME

I spent 30 years inside businesses' books. Not reading about them — in them.

Here's what I learned: it's almost never a revenue problem. It's a visibility problem. Smart people lose money because nobody ever showed them where it was going, or when it was leaving.

I built this because I got tired of watching good businesses get blindsided by something they could have seen in week one.

THE PRICE

$67. One payment. Yours forever.

If it catches one problem in the next quarter, it's paid for itself and the next five years of quarters.

Works in Excel, Google Sheets, and Apple Numbers. Instant download. No subscription.

What if the forecast shows a problem?

Then it did its job.

That's the work I do now. I help owners read their numbers and decide what to actually do next.

So, run the forecast first. If it comes back clean, brilliant — you just bought yourself peace of mind for $67 and you'll never need me.

If it comes back ugly, reply to any email I send you with the word numbers, and we'll set up a call. No pitch. I'll look at what you built and tell you what I see.

FAQ

I'm terrible with spreadsheets.
You type numbers into yellow boxes. Everything else calculates itself. If you can fill in a form, you can run this.

I use a Mac / Google Sheets.
Works in all three — Excel, Google Sheets, Apple Numbers. I deliberately avoided the fancy functions that break when you switch platforms.

How long does setup take?
About twenty minutes the first time, mostly gathering your numbers. Ten minutes a week after that.

My revenue is lumpy and unpredictable.
Then you need this more than anyone. Lumpy revenue with steady costs is the exact pattern that catches people out.

Stop finding out you're short in the week you're short.

To your success,

Remi

30 years in the numbers. Now in your corner.