The Debt Recovery Handbook
£14.99£49.99
The Debt Recovery Handbook
Recover What You're Owed. Protect Your Cash Flow. Know What to Do Next.
When someone owes you money, waiting often makes the situation worse.
For businesses, unpaid invoices affect cash flow and slow growth. For individuals, unpaid loans and broken financial promises create unnecessary stress.
The Debt Recovery Handbook walks you through the debt recovery process in England and Wales, from your first formal demand to court action and enforcement, so you understand your options and know what to do at every stage.
Written by multi-award-winning lawyer Dr. Jennifer Obaseki, this handbook explains the law in plain English, helping you recover money with confidence while avoiding costly mistakes.
What You'll Learn
The legal framework for recovering debts in England and Wales.
How limitation periods affect your claim.
How the Late Payment of Commercial Debts (Interest) Act 1998 works.
When to send a Letter Before Action or Letter of Claim.
How to recover both commercial and personal debts.
The difference between liquidated and unliquidated claims.
How to issue a claim through Money Claim Online (MCOL).
The different ways to enforce a County Court Judgment (CCJ).
When negotiation, mediation, or court action is the best approach.
What happens if the debtor is bankrupt, in liquidation, or has dissolved their company.
You'll Also Get
A Statutory Demand template you can adapt.
Practical case studies based on real debt recovery situations.
Clear answers to common questions.
A step-by-step action plan from first demand through enforcement.
Resources to help you choose the right recovery strategy.
Who This Handbook Is For
Business owners.
Company directors.
Freelancers and consultants.
Credit controllers.
Individuals trying to recover money they're owed.
Legal support professionals.
Students studying commercial or debt recovery law.
Why This Handbook Is Different
Many people delay chasing unpaid debts because the legal process feels confusing or expensive.
This handbook breaks it down into clear, practical steps. You'll learn what your options are, when to use them, and how to move your claim forward with confidence.
Whether you're chasing an unpaid invoice, trying to recover a personal loan, or dealing with a disputed debt, you'll have practical guidance from start to finish.
Every unpaid debt affects your finances.
The sooner you understand your rights, the sooner you can take the right action.
Michelle T.
I'd spent months trying to recover an unpaid invoice without getting anywhere. This handbook helped me understand the legal process in a way that finally made sense. The templates were straightforward to use, and the guidance on Letters Before Action and court enforcement gave me the confidence to move things forward. I'd recommend it to any business owner dealing with unpaid invoices.