THE UBC
AMENDING AND CARRYFORWARD AGREEMENT
among
MYHALALHUSTLE
(“Reseller”)
and
CUSTOMER
dated as of
MARCH 1, 2024
AMENDING AND CARRYFORWARD AGREEMENT
This Amending and Carryforward Agreement ( The “AGREEMENT” incorporates terms set out in the UBC master reseller agreement, dated March 1st 2024 (available at: ubcmrr.com/legal) and is meant to bind reseller and customers.
Whereas the reseller has purchased UBC and wishes to resell UBC to its customers using terms and conditions set out in UBC master resell agreements.
NOW, THEREFORE:
1. All references set out in the UBC Master Reseller Agreement to the UBC JV and/or to 12316421 CANADA INC. and/or to 10574104 CANADA INC. are hereby replaced with Reseller; and
2. Reseller hereby amends and agrees to carry forward terms and conditions set out in UBC master resell agreement in respect of its contractual relationship with its customers
DIGITAL MINI COURSE RESELL LEGAL RIGHTS AND AGREEMENTS
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE
PURCHASING OR USING ANY PRODUCT OFFERED BY THE DIGITAL COURSE,
LLC, ALSO REFERRED TO AS “TDC,” OR ANY PRODUCT OFFERED BY TAHMINA REFERRED TO AS “SELLER.” BY PURCHASING OR USING THIS
PRODUCT, YOU, REFERRED TO AS “YOU” OR “PURCHASER,” ACKNOWLEDGE
THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THESE
TERMS AND CONDITIONS.
PRODUCT LICENSE: By purchasing the digital master resell rights product for THE DIGITAL
COURSE or THE DIGITAL MINI or THE DIGITAL BUNDLE (hereinafter “THE DIGITAL
PRODUCTS”), you are granted a non-exclusive license to resell the product to others with master
resell rights. The Digital Products, along with the rights conferred, are NOT multilevel or network
marketing. You may sell the product as many times as you wish and earn 100% profit for each sale
you make. This is NOT a commission-based product or model. Seller is solely responsible for
approving all sales of The Digital Products on their individual website. No access shall be granted
to The Digital Products until after Seller confirms access.
LIMITATIONS: You shall not modify or alter any of The Digital Products in any manner
whatsoever. However, you may brand your sales process to be your own, claim ownership over
The Digital Products, and offer additional benefits or items in addition to The Digital Products on
your individual website. The Digital Products cannot be downloaded and may only be accessed
online after purchase and approval by Seller and creation of an account with TDC. Only one license
may be conferred per sale from Seller to You in accordance with all agreements or documents cited
in these Website Terms and Conditions. You shall not circumvent any of these restrictions and any
attempt to do so, including downloading, modification, recording, or attempted recreation of The
Digital Products shall constitute breach of contract, theft and other criminal causes of action (which
shall be prosecuted to the fullest extent of the law), and subject you to all available damages
allowed by law, including $1 million payable as liquidated damages, and not as a penalty.
WARRANTIES: This product is provided "as is" without any warranties or guarantees. Seller and
TDC make no warranties, express or implied, with respect to the product, including but not limited
to any implied warranties of merchantability, fitness for a particular purpose, or non-infringement
of third-party rights. There is no level of success or income guaranteed with the purchase of this
product. Please refer to our FAQ’s and income disclosure statements.
INTELLECTUAL PROPERTY: All intellectual property rights in this product, including but
not limited to copyright, trademarks, and trade secrets, are the sole property of TDC.
TERMINATION: Seller or TDC will never terminate this agreement, except in instances as
required by law or due to your failure to adhere to any applicable agreements you have entered
into with Seller or TDC. The Digital Products, once purchased, will forever be in possession of
Purchaser (via online access only) for resale to a third-party so long as you remain compliant with
all laws and any agreements or documents between Seller, Purchaser, and/or TDC. If Purchaser
violates the Website Terms and Conditions, MRR User Agreement, Privacy Policy, or any other
agreement referenced by any of the aforementioned documents, Purchaser’s access shall be
restricted or revoked.
INDEPENDENT CONTRACTOR: Buyer agrees and understands that Buyer is an independent
contractor, and not an employee, partner, owner or operator who bears no implied, actual, or
apparent authority of Seller’s or TDC’s businesses. No parties are not engaged in a joint venture
as a result of a purchase of The Digital Products.
REFUNDS: All sales of this product are final. Refunds will not be granted for any reason due to
this product containing downloadable content, which is deemed “used” and not in the original state
once purchased or downloaded.
LIABILITY: TDC shall not be held liable for any damages arising from the use or inability to use
this product, including but not limited to direct, indirect, incidental, or consequential damages. You
hereby certify and stipulate that you are in compliance with any and all applicable laws or third-
party agreements. You shall indemnify and defend TDC against any and all causes of action,
claims, or lawsuits unless you are able to prove by clear and convincing evidence that your acts,
statements, or omissions have had no ill or negative effect on TDC. TDC bears no liability for
Seller’s failure to confirm access as specified in these Website Terms and Conditions and all other
referenced or incorporated documents.
You shall not disparage TDC in any manner.
GOVERNING LAW: This agreement shall be governed by and construed in accordance Florida
law.
ENTIRE AGREEMENT: This agreement (Website Terms and Conditions), combined with the
MRR User Agreement, Privacy Policy, and any other documents referenced by these documents,
constitutes the entire agreement between the parties and supersedes all prior or contemporaneous
agreements or understandings, whether written or oral, relating to the subject matter of this
agreement. Should you choose to purchase any of The Digital Products, this Agreement shall
consist of the Website Terms and Conditions, Privacy Policy, MRR User Agreement, as well as
any other documents agreed to by both you and THE DIGITAL COURSE, LLC.
LEGAL WAIVERS: By entering into this Agreement (as specified in the preceding paragraph),
You knowingly, willingly, and voluntarily waive any and all rights to trial by jury, as well as any
right to seek class certification or bring any class action lawsuit against TDC.
By purchasing from Seller or using this digital master resell rights product from THE DIGITAL
COURSE, LLC, you agree to be bound by the terms and conditions set forth in this Agreement
and all other incorporated or referenced documents. If you do not agree to these Website Termsand Conditions and referenced or incorporated documents, do not purchase or use thisproduct.
SMGB
Our Terms and Conditions were last updated on January 18, 2025.
These Terms and Conditions ("Agreement") govern your use of the SMGB Business Course MRR ("Product") provided by SMGB Business Academy Ltd ("we," "us," "our").
By purchasing, accessing, or using this Product, you acknowledge and agree to be bound by these terms. If you do not agree, please do not proceed with your purchase.
1.GRANT OF LICENSE
You are granted a non-exclusive, non-transferablelicense to use and resell the Product in accordance with this Agreement.
This license remains valid for as long as you hold master resale rights to the Product.
2.INTELLECTUAL PROPERTY RIGHTS
All course materials, including but not limited to text, videos, templates, and designs, remain the intellectual property of SMGB Business Academy Ltd.
You may not:
Distribute, resell, or share course materials outside of your permitted reselling rights.
Modify, alter, reverse-engineer, or create derivative works from the Product.
Claim ownership of SMGB materials or branding.
Violations may result in legal action and the immediate termination of access without refund.
3. NON-DISPARAGEMENT & PROFESSIONAL CONDUCT POLICY
By purchasing and enrolling in this course, you agree to the following:
1. Respectful Conduct:
You will maintain a respectful and professional attitude towards the course, its creator, and other participants.
You will not engage in defamatory, disparaging, or harmful behaviour towards the course, its creator, or its associated brands.
2. Prohibited Actions:
Posting or sharing any negative, mocking, or defamatory comments on social media or public platforms.
Sharing or misusing course content in a way that damages its intellectual property or reputation.
Encouraging others to criticise or undermine the course or its creator publicly.
Criticising or devaluing SMGB, its creator, or the course materials in order to promote, upsell, or redirect customers toward your own or another person’s paid product, service, or affiliate offer. This includes attempting to create doubt about SMGB to drive conversions elsewhere.
3. Intellectual Property Protection:
The course materials, including text, videos, templates, and designs, remain the intellectual property of SMGB Business Academy Ltd.
You are prohibited from distributing, reselling, or sharing course materials without explicit written permission.
Misuse of course materials, including public criticism, will result in immediate termination and may lead to legal action.
4. Consequences for Breach:
Your access to the course and associated materials will be revoked immediately.
No refund will be issued in cases of breach, as outlined in the Refund Policy.
SMGB Business Academy Ltd reserves the right to pursue legal action for reputational or financial harm caused by your actions.
4.DEFAMATION & HARASSMENT PROTECTION
SMGB Business Academy Ltd retains the right to take legal action in the event of:
• False or defamatory statements about the course, its creator, or associated brands.
• Publicly harassing or mocking the course or its participants.
• Any form of cyberbullying directed at the creator, staff, or community members.
Legal and Governing Law
This agreement is governed by and construed in accordance with the laws of England and Wales.
• Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
• In case of a legal dispute, this agreement, including all clauses, will be relied upon for protection and enforcement.
General Behaviour Expectations
1. Participants are expected to engage in discussions and interactions constructively.
2. Use of offensive language, personal attacks, or toxic behaviour within the course or associated forums is prohibited.
3. Violation of these expectations will lead to immediate removal without refund.
5.INDEMNIFICATION, LIABILITY WAIVER & PROFESSIONAL ADVICE DISCLAIMER
5.1 GENERAL INDEMNIFICATION & LIABILITY WAIVER
By purchasing, accessing, or using the SMGB Business Course MRR, you agree to fully indemnify, defend, and hold harmless SMGB Business Academy Ltd, its directors, officers, employees, affiliates, and licensors from and against any and all claims, liabilities, damages, losses, expenses, and legal fees (including, but not limited to, solicitor, lawyer, and barrister costs) arising from or related to:
Your use of the Product or any resale activities.
Any direct or indirect consequences resulting from your application of course material.
Legal or financial issues arising from your business operations, tax obligations, or marketing practices.
Any claims of misrepresentation, breach of contract, or intellectual property infringement related to your sales.
Any regulatory or compliance issues in your jurisdiction that impact your resale activities.
LIMITATION OF LIABILITY
SMGB Business Academy Ltd is not responsible for any financial losses, business outcomes, or liabilities incurred as a result of your purchase, use, or resale of the Product.
The Product is provided "as is," without warranties of any kind, express or implied.
Under no circumstances shall SMGB Business Academy Ltd be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Product, even if advised of the possibility of such damages.
You acknowledge that any business, income, or legal decisions you make are at your own risk and discretion.
5.2 PROFESSIONAL ADVICE DISCLAIMER
THIS COURSE DOES NOT PROVIDE LEGAL, TAX, OR FINANCIAL ADVICE.
The content provided within this course is for educational and informational purposes only and should not be considered as professional legal, tax, financial, or investment advice.
Any strategies, techniques, or concepts shared in the course should be verified by a qualified professional before being implemented.
You acknowledge that SMGB Business Academy Ltd, its directors, and affiliates are not responsible for how you interpret or apply the information within this course.
🚨 YOU AGREE TO SEEK INDEPENDENT PROFESSIONAL ADVICE
By purchasing this course, you understand and agree that:
✅ You will consult with a qualified professional (lawyer, accountant, tax advisor, or financial expert) before making any legal, tax, or financial decisions based on course content.
✅ SMGB Business Academy Ltd shall not be held liablefor any errors, omissions, or financial/legal consequences arising from the use or interpretation of course materials.
✅ The course does not replace personalised professional advice tailored to your specific situation.
6. CONFIDENTIALITY & RESELLER OBLIGATIONS
1. Confidential Information
By participating in the SMGB community or accessing SMGB resources, you agree that all materials and information provided by SMGB are considered Confidential Information. This includes, but is not limited to:
• Course materials such as text, videos, templates, and PDFs.
• Marketing strategies, sales techniques, and proprietary business systems.
• Discussions, training sessions, and other content shared in private forums or groups.
You agree to keep all Confidential Information private and not share it with any third party without prior written consent from SMGB.
2. Permitted Use
You may use Confidential Information only for the following purposes:
• Reselling authorised SMGB products as per your licence.
• Applying strategies for your personal business growth.
You are strictly prohibited from:
• Sharing, distributing, or copying SMGB content for purposes other than reselling.
• Modifying, altering, reverse engineering or creating derivative works from SMGB content.
• Claiming ownership of SMGB materials or intellectual property.
3. Reselling Rights
SMGB grants members a non-exclusive, non-transferable licence to resell SMGB products, provided that:
• You use only approved SMGB branding and materials.
• You follow any pricing or promotional guidelines outlined by SMGB.
• You do not transfer your reseller licence or master resale rights without written approval.
4. Prohibited Actions
You agree that you will not:
• Offer SMGB products for free or as part of a free bundle.
• Sell or share the materials with unauthorised parties.
• Impersonate SMGB or claim authorship of its materials.
5. Duration
These confidentiality obligations remain in effect during your membership in the SMGB community and for 3 years after your membership ends.
6. Consequences of Breach
If you breach these Terms:
• Your access to the SMGB community and reselling rights will be immediately revoked.
• SMGB reserves the right to pursue legal action, including claims for damages or injunctive relief.
7. Acknowledgment and Agreement
By participating in the SMGB community or reselling SMGB products, you acknowledge and agree to these confidentiality and reseller obligations. Your continued participation constitutes legal acceptance of these Terms.
7.COPYRIGHT & INTELLECTUAL PROPERTY PROTECTION
ALL RIGHTS RESERVED – UNAUTHORISED USE STRICTLY PROHIBITED
Ownership of Content
All course materials, including but not limited to videos, text, templates, PDFs, sales scripts, branding elements, and marketing strategies, are the exclusive intellectual property of SMGB Business Academy Ltd.
The course and its content are protected under UK and international copyright laws and may not be reproduced, distributed, or modified without explicit written permission.
Resale Rights & Limitations
You do not own the course content itself—you are granted a non-exclusive, non-transferable resale license under the Master Resell Rights (MRR) model.
Resellers may only sell the product under the terms of their license and must not modify or rebrand the original materials.
Strictly Prohibited Actions
Copying, distributing, or reproducing any part of the course outside of authorised resale terms.
Creating derivative works, modified versions, or competing products using SMGB materials.
Uploading course materials to any public or private file-sharing platforms, social media, or third-party websites.
Removing or altering copyright notices, branding, or disclaimers from SMGB materials.
Claiming authorship of the course content or falsely representing it as your own work.
Consequences of Copyright Infringement
Any unauthorised use, duplication, or distribution of SMGB Business Academy Ltd content will result in:
Immediate termination of your access and reseller rights without refund.
A permanent ban from repurchasing the course or participating in SMGB-affiliated programs.
Legal action for copyright infringement, including financial damages and injunctive relief.
Reporting Copyright Violations
SMGB Business Academy Ltd actively monitors and takes legal action against copyright infringement.
If you suspect someone is unlawfully distributing or misusing SMGB materials, please report it immediately to info@selfmadegirlboss.co.uk.
LEGAL NOTICE
All SMGB Business Academy Ltd content is protected under the UK Copyright, Designs and Patents Act 1988 and applicable international copyright treaties. Unauthorised reproduction, resale, or redistribution of materials may result in civil and/or criminal liability.
8. BUSINESS FLEXIBILITY
8. Business Model Flexibility & Limitation of Future Claims
SMGB Business Academy Ltd reserves the right to update, change, or discontinue the Master Resell Rights (MRR) model, affiliate program structure, licensing terms, pricing, or overall business strategy at any time, at its sole discretion.
By purchasing the SMGB Business Course with MRR, you acknowledge and agree that:
The resale rights, business model, and compensation structure offered at the time of your purchase may change in the future.
SMGB Business Academy Ltd is under no obligation to maintain the same resale model, affiliate payout rate, or distribution method indefinitely.
You waive any future claims of misrepresentation, unfair trading, or financial loss related to changes in business model, pricing, or license terms.
These rights are non-exclusive and time-sensitive, and your continued use of or association with the Product constitutes acceptance of any such future changes.
9. RESELLER RESPONSIBILITY FOR DOWNLINE CUSTOMERS
By reselling the SMGB Business Course with MRR, you acknowledge that:
You are fully responsible for the way in which you market, communicate, and sell the Product to your customers.
You must accurately represent the Product and must not make false income claims, misleading promises, or misrepresent its features.
SMGB Business Academy Ltd is not liable for any complaints, disputes, chargebacks, or dissatisfaction expressed by your customers.
You agree to handle all queries, refund requests (if offered), or customer support issues related to your own sales independently.
Any attempt to shift responsibility, defame SMGB, or publicly claim misrepresentation due to customer issues will result in immediate termination of your reseller rights.
Additionally, any attempt to publicly slander or defame the course, its creator, or the SMGB brand — including negative reviews, accusations, or misleading social media posts — will result in legal action and financial liability.
SMGB Business Academy Ltd reserves the right to claim a minimum of £5,000 in liquidated damagesfor reputational harm caused by such conduct. This amount reflects a genuine pre-estimate of loss and is not a penalty.
10.TERMINATION OF ACCESS & RESELLER RIGHTS:
SMGB Business Academy Ltd reserves the absolute right to terminate access, revoke reseller rights, and ban individuals from repurchasing the course at any time under the following conditions:
1. Termination Due to Breach of Terms
Your access to the course and reseller rights will be permanently revoked if you:
Breach any part of this Agreement, including confidentiality, reseller obligations, or copyright policies.
Engage in fraudulent, deceptive, or misleading practices in relation to the sale or promotion of the course.
Disparage, defame, or harass SMGB Business Academy Ltd, its creator, staff, or community members.
Distribute, share, or misuse course materials outside of permitted resale rights.
Encourage or facilitate the resale of the course by unauthorized individuals (e.g., offering resale rights to someone who is not licensed).
Immediate Effect:
2. Termination for Malicious or Disruptive Behavior
SMGB Business Academy Ltd maintains a zero-tolerance policy for disruptive, harmful, or bad-faith behavior, including:
Trolling, harassment, or instigating disputes within the community.
Spreading false or misleading information about SMGB, its business model, or its creator.
Attempting to harm the reputation or operations of SMGB Business Academy Ltd through social media, forums, or public discussions.
Encouraging others to undermine the business (e.g., advising people to resell for unfairly low prices to sabotage the brand).
Immediate Effect:
You will be permanently banned from repurchasing the course or participating in any SMGB-affiliated programs.
Your name, email, and transaction details will be added to a restricted access list to prevent future purchases.
3. Repurchasing & Ban Enforcement Policy
Once terminated, you are permanently prohibited from:
Repurchasing the course directly or via a third party.
Creating a new account with a different email or payment method to bypass the ban.
Accessing course materials through another participant’s login or shared account.
Participating in any SMGB-affiliated programs, mentorship, or events.
Enforcement Measures:
All purchases are cross-verified against a database of terminated participants.
Any attempt to circumvent the ban will result in immediate removal without refund.
Resellers found selling to banned individuals will lose their resale rights immediately.
4. Termination for Business Restructuring or Company Discretion
In rare cases, SMGB Business Academy Ltd may terminate access due to company restructuring, business model adjustments, or product discontinuation.
In such cases, 30 days’ notice will be given where applicable.
If termination is not due to a breach, a pro-rata refund may be issued at the discretion of SMGB Business Academy Ltd.
You acknowledge that SMGB Business Academy Ltd may change its course structure or resale model in future, and you waive the right to pursue legal or financial claims related to such changes.
No refund will be provided if termination is due to violation of these Terms & Conditions.
5. Legal Consequences for Breach & Attempts to Regain Access
Any violation of this policy may result in legal action, including but not limited to:
Injunctions to prevent further access or distribution of SMGB materials.
Financial claims for damages incurred due to brand harm, defamation, or unauthorized use.
Copyright infringement lawsuits if unauthorized redistribution of materials is detected.
By purchasing this course, you agree to these termination terms in full.
11.AMENDMENTS:
SMGB Business Academy Ltd reserves the right to update, amend, or modify these Terms & Conditions at any time, without prior notice.
Updates will take effect immediately upon being posted in the course portal, Skool community, or official communication channels.
By continuing to use, promote, or resell the SMGB Business Course after updates are posted, you automatically agree to the revised Terms.
It is your sole responsibility to review these Terms regularly. Claims of not having seen the updated Terms will not be considered a valid defence for non-compliance.
12.SURVIVAL OF KEY TERMS AFTER TERMINATION
The following clauses shall remain legally binding even after your access to the SMGB Business Course is revoked, your reseller licence is terminated, or you voluntarily stop participating:
- Confidentiality (Section 7)
- Non-disparagement & Professional Conduct (Section 3)
- Intellectual Property Protection (Sections 2 & 7)
- Reseller Responsibility for Downline Customers (Section 9)
- Liquidated Damages for Slander (Section 9)
- Indemnification & Liability Waiver (Section 6)These terms are considered evergreen protections for the brand, creator, and intellectual property of SMGB Business Academy Ltd.These obligations remain in effect for a minimum of three (3) years following your removal, termination, or voluntary exit from the SMGB community.Breaching any of these terms within that period will result in legal action and financial consequences, including the £5,000 liquidated damages fee outlined in Section 9.
13.COPYRIGHT BREACH CONSEQUENCES & FINANCIAL DAMAGES
COPYRIGHT BREACH CONSEQUENCES & FINANCIAL DAMAGES
All course content, frameworks, systems, and materials remain the intellectual property of SMGB Business Academy Ltd. This includes but is not limited to: video lessons, templates, sales scripts, brand messaging, marketing structures, and internal business strategies.
By purchasing this course and becoming a verified reseller, you agree not to copy, recreate, repackage, teach, license, or modify any part of this course or brand for your own commercial use or to create competing products, services, or mentorship offers.
If you are found to have breached this clause, you agree to pay SMGB Business Academy Ltd a fixed compensatory damages fee of £20,000 per infringement. This amount represents a genuine pre-estimate of loss for breach of intellectual property and does not prevent SMGB from pursuing additional legal remedies.
This clause remains legally binding even if you are no longer part of the SMGB course, community, or reseller programme.
13.1 POST TERMINATION BREACH & INTELLECTUAL PROPERTY THEFT
Any individual who has previously purchased the SMGB Business Course, whether or not they completed the reseller verification process or maintained access, remains bound by the Terms & Conditions in perpetuity.If a former participant is found to have:
Used SMGB course content, frameworks, language, or business structures to create a similar or competing offer,
Repurposed course ideas, formats, or marketing strategies into a new Master Resell Rights (MRR) product,
Or violated SMGB’s intellectual property in any way, even after being removed or terminated,They will be in breach of the original agreement and liable to pay a minimum of £20,000 in compensatory damages per infringement.This clause is enforceable regardless of whether the individual is still part of the SMGB platform. All intellectual property rights remain protected under UK copyright law indefinitely.SMGB Business Academy Ltd reserves the right to pursue legal action for damages, injunctions, and full recovery of profits generated from any competing product created using stolen or derivative material.
14.TRANSLATIONS, AI USAGE & INTERNATIONAL SALES
SMGB Business Academy Ltd is expanding its course availability using advanced AI translation and voice-syncing technology. The multilingual versions of the SMGB Business Course feature the original creator’s voice and video content, enhanced with AI to translate the spoken language and synchronise lip movement for native-language delivery.
You acknowledge that while the translated versions include the creator’s real voice and likeness, they have been modified using AI to produce native-language versions. These enhancements do not imply that each language version was recorded manually or individually by the creator.
All translated course content remains the intellectual property of SMGB Business Academy Ltd and may not be altered, rebranded, or misrepresented by resellers.
If you choose to promote, market, or resell the SMGB Business Course in a language other than English, you do so at your own discretion. You are fully responsible for ensuring that your marketing, sales claims, and resale activity are compliant with the language laws, advertising regulations, consumer rights, and digital product laws in the regions where you operate.
SMGB Business Academy Ltd will not be held liable for any legal, financial, or reputational issues resulting from unauthorised or non-compliant resale activity in other languages or jurisdictions.
15. CUSTOMER ACCESS APPROVAL & IDENTITY VERIFICATION
To maintain course integrity and protect against fraud, all customers of SMGB resellers must complete an identity and purchase verification process before access to the course is granted.
Resellers are responsible for informing their buyers of the following approval process. All customers must email info@selfmadegirlboss.co.uk with the following:
A copy of their purchase receipt that includes their full name and transaction date
One form of valid government-issued photo ID (passport, driver’s licence, or national ID)
The full name and social media handle of the reseller they purchased from
The customer’s full name as it appears in Skool, so it can be cross-referenced
Access to the course will only be granted once these documents are reviewed and approved by SMGB Business Academy Ltd.
Failure to submit the required documents may result in denied access without refund. SMGB Business Academy Ltd reserves the right to refuse access to any individual if the verification process is not completed or if fraudulent activity is suspected.
Access Denial for Non-Verification
If a customer refuses or fails to provide the requested verification documents, SMGB Business Academy Ltd reserves the right to deny course access at its sole discretion. In such cases, no refund will be issued, and no liability will be accepted by SMGB Business Academy Ltd for any loss or dissatisfaction experienced by the customer. It is the reseller’s responsibility to communicate this policy clearly at the point of sale.
ENTIRE AGREEMENT:
This Agreement constitutes the entire agreement between you and SMGB Business Academy Ltdregarding the use of the Product and supersedes any prior or contemporaneous understandings or agreements, whether written or oral.
Changes to Terms and Conditions: We reserve the right to update or modify these terms and conditions at any time without prior notice. Your continued use of the website after any changes to the terms and conditions indicates your acceptance of such changes. It is your responsibility to review these terms and conditions regularly.
