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Stacks Academy

Leading everyday people from stuck to clear, confident, and business‑ready.

The 2027 Payoff Plan: Credit Card Payoff Kit

The 2027 Payoff Plan: Credit Card Payoff Kit

$27$37

Stop guessing which card to pay. Start paying them off on purpose.

The 2027 Payoff Plan gives you a simple, step-by-step system to pay down your credit cards, understand your utilization, and walk into 2027 with a plan, not a pile of bills.

Here's what you get:

  • 📱 Your Payoff Plan app: add your cards and instantly see which card to pay first, exactly what to pay each month, and the month you could be debt-free

  • 🔀 Snowball vs. avalanche with YOUR numbers: see both side by side, or take the quiz and let it pick for you

  • 📉 Utilization milestones: how much to pay to get each card under 50%, 30% and 10%

  • 📅 Your payment calendar: when to pay each card to lower the balance that gets reported

  • 🎉 Monthly check-ins: update your balances and watch your wins add up

  • 📘 The 2027 Payoff Plan Workbook in PRINTABLE and DIGITAL versions: 12 monthly calendars and budgets, a 52-week savings challenge, a tax refund game plan, and credit card call scripts

  • 🎥 Videos from me walking you through everything

No printer? No problem. Type right into the digital version on your computer or tablet. Love paper? Print the binder-ready version.

Bonus: buy in the first 48 hours and get my book UNSTUCK free.

For education only. Not financial advice. No credit score change or specific result is promised.

Walk into 2027 with a plan, not a pile of bills

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