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Juanetta Smith

Master credit literacy, credit-building strategies, business formation

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Terms & Conditions

BILLIONAIRE WEALTH ACADEMY

TERMS AND CONDITIONS

Educational Classes, Digital Products & Online Programs

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE ACCESSING OUR WEBSITE, ENROLLING IN CLASSES, OR PURCHASING DIGITAL PRODUCTS.

Welcome to Billionaire Wealth Academy.

Billionaire Wealth Academy™ ("Company," "we," "us," or "our"), founded by Juanetta Solomon, provides credit education, business credit education, financial literacy training, business funding education, digital courses, and educational resources.

By accessing our website, Stan Store, educational programs, digital products, or other services (collectively, the "Site"), you agree to the following Terms and Conditions.

If you do not agree to these Terms, please discontinue use of the Site.

1. OWNERSHIP OF CONTENT

All educational content, courses, videos, training materials, digital downloads, workbooks, templates, documents, graphics, presentations, and other materials provided by Billionaire Wealth Academy™ are the intellectual property of the Company or its respective licensors.

Your purchase grants you a limited, non-exclusive, non-transferable license for personal educational use only.

You may not reproduce, redistribute, resell, share, publish, or commercially exploit our educational materials without prior written authorization.

2. COPYRIGHT PROTECTION

All original materials provided through Billionaire Wealth Academy are protected by applicable copyright laws.

Purchasing an educational course or digital product does not transfer ownership of the content.

Unauthorized duplication, distribution, resale, or reproduction is prohibited.

3. TRADEMARKS & INTELLECTUAL PROPERTY

The Billionaire Wealth Academy name, branding, logos, original course materials, educational frameworks, and promotional content may not be used without written permission, except as otherwise permitted by law.

We reserve the right to take appropriate legal action to protect our intellectual property.

For intellectual property concerns, contact:

support@billionairewealthacademy.info

4. EDUCATIONAL PURPOSES ONLY

All Billionaire Wealth Academy classes, courses, digital downloads, webinars, workshops, and educational programs are intended for educational and informational purposes.

Our educational offerings may address:

  • Personal credit education

  • Credit report understanding

  • Consumer credit rights

  • Credit-building strategies

  • Business credit education

  • Business funding preparation

  • Financial literacy

  • Entrepreneurship and financial planning

The information provided is not individualized legal, tax, or investment advice.

Enrollment in an educational class does not guarantee an improved credit score, removal of negative credit information, business funding approval, specific financing terms, or financial success.

Individual outcomes depend on personal financial circumstances, credit history, lender requirements, and other factors beyond our control.

5. ELECTRONIC COMMUNICATIONS

By registering, enrolling, or purchasing through Billionaire Wealth Academy, you consent to receive transactional electronic communications, including purchase confirmations, course access details, important program updates, and other communications related to your purchase.

Marketing emails and promotional messages will be provided in accordance with applicable consent and unsubscribe requirements.

6. COMMENTS, FEEDBACK & SUBMISSIONS

Any comments, recommendations, testimonials, or feedback voluntarily submitted to Billionaire Wealth Academy may be used to improve our educational offerings.

We will obtain any consent required by applicable law before publicly using identifiable testimonials, photographs, or personal information.

Submitting feedback does not entitle you to compensation unless otherwise agreed in writing.

7. WEBSITE & ACCOUNT SECURITY

Billionaire Wealth Academy takes commercially reasonable measures to protect its educational platforms and customer information.

However, no electronic transmission or online storage system can be guaranteed completely secure.

Students are responsible for maintaining the confidentiality of their account information and notifying the Company of suspected unauthorized access.

8. PRIVACY & PERSONAL INFORMATION

Billionaire Wealth Academy respects the privacy of its students and customers.

Information collected during enrollment, checkout, or course participation will be handled according to our Privacy Policy and applicable laws.

Information may be shared with authorized service providers when reasonably necessary to process payments, provide course access, or deliver purchased educational products.

We do not authorize the sale or misuse of students' sensitive personal information.

9. DISCLAIMER OF WARRANTIES & RESULTS

All educational products, courses, and materials are provided for informational and educational purposes.

To the extent permitted by applicable law, materials are provided "AS IS" without warranties regarding specific educational, financial, credit, or business outcomes.

Billionaire Wealth Academy does not guarantee:

  • Specific credit score increases

  • Approval for personal or business credit

  • Removal of accurate negative credit information

  • Business funding approval

  • Specific income or financial results

  • Guaranteed business success

Students acknowledge that applying educational strategies requires individual effort and personal responsibility.

10. DIGITAL PRODUCTS & COURSE ACCESS

Billionaire Wealth Academy offers digital educational products, downloadable resources, classes, and online programs.

Course access and delivery methods will be described at the time of purchase.

Digital content is intended solely for the registered purchaser unless the product description expressly permits additional users.

Sharing login credentials, distributing paid materials, or reselling educational products without authorization is prohibited.

Due to the digital nature of our products, purchases are generally non-refundable after digital access or delivery, except where required by law or expressly stated in the applicable offer.

We reserve the right to suspend or terminate access when a student materially violates these Terms, subject to applicable law.

11. PAYMENT TERMS & PURCHASE POLICY

All prices are displayed at checkout before purchase.

By completing a transaction, you agree to pay the listed purchase price and any applicable taxes or disclosed fees.

Payments may be processed through Stan Store and its authorized payment processing providers.

All educational program and digital product purchases are considered final except as required by law, expressly provided by the product's refund terms, or otherwise approved by the Company.

Promotional pricing, discounts, and special offers do not create an entitlement to a refund of a previous purchase.

If a purchased digital product is not delivered or cannot be accessed, please contact:

support@billionairewealthacademy.info

We will review the issue and provide an appropriate resolution consistent with applicable law.

12. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Billionaire Wealth Academy will not be responsible for indirect, incidental, consequential, special, or punitive damages arising from the use of its website, educational materials, or digital products.

Nothing in these Terms excludes liability that cannot legally be excluded, or limits any non-waivable consumer rights.

13. CONSULTATIONS, CLASSES & SCHEDULING

Certain educational programs may include scheduled classes, group sessions, or private consultations.

Students are responsible for scheduling and attending sessions included in their purchases.

Requests to cancel or reschedule an appointment must be submitted at least 48 hours before the scheduled session.

Requests must be emailed to:

support@billionairewealthacademy.info

Email subject:

CALL CANCELLATION – [DATE & TIME]

Missed appointments or cancellation requests received with less than 48 hours' notice may result in forfeiture of the scheduled session, except where otherwise required by law or agreed by the Company.

14. STUDENT RESPONSIBILITIES & INDEMNIFICATION

Students agree to use all Billionaire Wealth Academy educational resources lawfully and responsibly.

Students may not use our materials for fraud, misrepresentation, unauthorized access to information, or unlawful financial activities.

To the extent permitted by applicable law, students agree to indemnify Billionaire Wealth Academy against third-party claims arising from their unlawful conduct or material violations of these Terms.

15. THIRD-PARTY SERVICES

Billionaire Wealth Academy may use third-party platforms to process payments, host educational content, schedule sessions, or deliver digital products.

These platforms may include Stan Store and other approved service providers.

The Company is not responsible for disruptions originating solely from third-party systems outside its reasonable control.

Any applicable third-party terms also govern use of those providers' services.

16. GOVERNING LAW

These Terms and Conditions shall be governed by the laws of the State of Texas, without regard to conflict-of-law principles.

Subject to applicable laws governing venue and consumer rights, disputes arising under these Terms shall be brought before the appropriate state or federal courts located in Harris County, Texas.

If any provision is determined to be unlawful or unenforceable, the remaining provisions shall remain effective to the extent permitted by law.

17. CHANGES TO TERMS & CONDITIONS

Billionaire Wealth Academy™ reserves the right to update or modify these Terms and Conditions.

Updated Terms will be published through our website or educational storefront.

Changes will apply prospectively unless otherwise permitted by applicable law.

Students are encouraged to periodically review these Terms.

18. FINAL SALE & REFUND POLICY

ALL SALES ARE FINAL, SUBJECT TO APPLICABLE LAW.

Due to the digital nature of our educational materials, including courses, workbooks, downloadable templates, training videos, and educational resources, refunds generally will not be issued once the product has been delivered or access has been provided.

This policy applies to:

  • Credit education classes

  • Business credit education programs

  • Business funding educational courses

  • Digital downloads and workbooks

  • Educational templates and training materials

  • Online workshops and prerecorded classes

Refund requests arising from non-delivery, technical failures, legally protected cancellation rights, or other circumstances requiring a refund under applicable law will be reviewed accordingly.

By completing a purchase, you acknowledge that you have reviewed the product description, purchase price, applicable refund policy, and these Terms and Conditions.

BILLIONAIRE WEALTH ACADEMY

Your Credit. Your Knowledge. Your Legacy.

Educate • Elevate • Build Wealth

Founder: Juanetta Smith

Customer Support: support@billionairewealthacademy.info

Location: Houston, Texas

© 2026 Billionaire Wealth Academy. All Rights Reserved.