
Find out what you can realistically afford before you make an offer. Enter your income, deposit and property price to see your estimated mortgage payment, total housing costs and housing-cost-to-income ratio — then stress-test the mortgage against higher interest rates. Get an instant colour-coded affordability verdict and see how the cost of your purchase develops over 5, 10 and 15 years.
Residential affordability analyser
Purchase & mortgage calculations
Total monthly housing-cost analysis
Housing-cost-to-income ratio
Mortgage-rate stress testing
Instant colour-coded affordability verdict
5, 10 & 15-year projections
Instructions & Glossary
Ready to use in Excel