Financial Literacy For Latinos

Budget: the order I pay things in so 10% of every check goes to Future Me before I see it, with the math on a $2,000 check (and a $1,200 one)

Debt: what 29% actually does to a $10,000 card, the four ways out with real numbers, and the pay schedule that cleared my family's $16,000 in eight months

Investing: 401(k), Roth IRA, HSA, brokerage, explained like a friend would. What an ETF is, why everyone says VOO, and the boring strategy that built my accounts. You don't need a financial advisor.

Points: the five rules of the card, the two-step card path, and exactly how I flew to Japan for $100