2026 Personal Finance Tracker
CA$30
This 2026 Personal Finance Budget & Tracker will help you track everything you need to achieve your financial goals.
Built by me, a Chartered Professional Accountant, over the past 10 years!
I've intentionally made this affordable because I don't want cost to be a barrier to anyone's financial success.
In this guide you'll find the following:
Resources & Links - Find a large list of resources that can support you on your financial journey!
Values & Goal Setting - Document your values and plan out your financial goals prior to setting up your annual financial plan!
Setup - Input all budget categories here - they auto populate your spending plan and all monthly budget templates.
Net Worth Tracker - Calculate your annual net worth here to see your progress and stay motivated!
Financial Audit - Document your entire financial situation - all accounts, interest rates, balances, institutions, debt amounts, etc.
Spending Plan - Determine your annual spending plan - this auto populates all monthly budget templates for you!
Debt Repayment Plan - Create and track your debt repayment plan here to know when you will be debt free!
Savings Buckets Planner & Tracker - Plan and track your savings buckets contributions and withdrawals for the year here!
FIRE Calculator - Calculate your FIRE (financial independence retire early) number so you know when you can retire and how much to invest monthly to get there!
Registered Account Tracker - Track your annual TFSA, RRSP, FHSA & RESP limits and contributions so you don't overcontribute!
Investments Projections - Project your monthly and annual investment contributions - compound interest calculators are great but don't allow changes to contribution amounts - this does!
Annual Summary - View your entire year's financial results in summary format, broken down by quarters and an annual total!
Annual Summary - Detailed - View your entire year's financial results in detailed format, showing each line item from your monthly budget side by side for each month!
Monthly Budget & Tracker - Create your monthly budget & track your income, expenses, debt repayments, savings contributions and usage and investments!
Yearly Comparative - Compare income, expenses, debt repayments, savings and investments to prior years!
Health & Wellness Benefits Tracker - Track all health and wellness benefit spending and reimbursements, as well as limits and usage for each benefit!
Rent vs. Buy Analysis - Calculate an estimate of whether it would be better to rent or own in your own market and specific circumstance!
Shopping & Sales Tracker - Track and plan for future sales and purchases with a wish list and sales tracker!
Insurance Tracker - Track all types of insurance so you are always prepared and informed if needed!
Subscription Tracker - Track all current and past subscriptions to ensure no unwanted payments are missed!
I've used this guide to help me meet my financial goals (including paying off $60,000 of consumer debt and investing $150,000), increase self-reflection and make intentional decisions with my finances for the past 9 years. Now I want to share it with you so you can meet your goals too!
Once purchased, you will receive a link to my Google Spreadsheet where you will then make a copy of the document for yourself.