
Most people don’t have a money problem. They have a system problem.
Rich By Discipline: The Biblical Money Reset is a 30-day system — not just a guide — that walks you through organizing your money, building a real budget, and mapping your next moves. In the right order, with the tradeoffs actually explained instead of oversimplified.
This isn’t the old starter pack with a fresh cover. It’s a full rebuild: a 45-page guide, a workbook that does real math, a print-by-hand packet for anyone who’d rather work on paper, and a one-page Start Here sheet tying it all together.
Inside you’ll get:
• A 30-day, day-by-day action plan — most days take 10–20 minutes
• A zero-based budget you build in Week 1, not Week 4
• A real Debt Snowball vs. Avalanche calculator that runs the actual month-by-month payoff math for both strategies and tells you which one saves you more — not a worksheet with “calculator” in the name
• A Payday Planner that maps your very next paycheck, built for biweekly, twice-monthly, and irregular income alike
• An Emergency Fund tracker with a starter and full target, plus Sinking Funds for the expenses you can already see coming
• A beginner investing breakdown that gets index funds and ETFs right — including where they’re different, and where an ETF isn’t automatically the safe bet people assume
• Six “do this with me” walkthroughs with fictional worked examples, so you’re never guessing what a filled-in tab is supposed to look like
• Three full case studies — including a household that starts from a genuine income shortfall, not a manufactured happy budget
• A troubleshooting playbook for the twelve things that actually derail people: overspending, a missed week, a spouse who sees money differently, a paycheck that lands after the bills are due
• Biblical grounding at every stage — Scripture kept in its own context, applied honestly, without promising a return on your giving or implying your bank balance says anything about your faith
Built for men and women who are done guessing with money and ready to build a system they’ll actually keep using — this month, and the one after that.
This is educational material, not personalized financial, legal, or tax advice.
“Faithful in little. Faithful in much.” — Luke 16:10