Terms and Conditions
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE OR PURCHASING
By using the website, you signify your consent to these Terms of Use. If you do not agree, please do not use the website.
Your access to and use of this website, as well as all related websites operated by CKR Tax Services, Brighter Days Solutions, LLC, and Lena Rencher (which includes websites, digital products, and services, among others) (collectively, the “Site”), is subject to the following Terms of Use and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, these Terms of Use and acknowledge that any other agreements between you and the Site are superseded and of no force or effect.
Ownership and Use of Content
The Site, content, videos, training materials, products, services, and other materials (collectively “Content”) are maintained for your personal use by CKR Tax Services, Brighter Days Solutions, LLC, and Lena Rencher, and are the property of the Companies and/or their third-party providers.
Content includes proprietary videos, HTML/CSS, Javascript, graphics, recordings, artwork, photos, documents, and text, excluding only materials you provide.
You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal purposes.
No Content may be copied, distributed, modified, transmitted, or used for public/commercial purposes without written permission.
Unauthorized use may violate copyright, trademark, privacy, and publicity laws.
Copyrights and Trademarks
All Content is copyrighted unless otherwise noted and may not be used except as provided.
All trade names, trademarks, and biographical information used on the Site are property of the Companies or third parties.
Nothing grants you a right to use such materials without written consent.
If you believe your intellectual property rights are being violated, contact info@ckrtax.com with details of the work and alleged violation.
Accuracy and Liability
The Companies use reasonable efforts to provide accurate information but assume no liability for errors or omissions.
Content is provided “as is” without warranties of any kind.
No guarantees are made regarding results, accuracy, uninterrupted service, or freedom from defects/viruses.
You are responsible for all costs related to necessary repairs or corrections.
Communications and Submissions
By registering, you consent to receive notices and communications electronically.
Any comments, suggestions, designs, or programs submitted to the Companies become their sole property, with unrestricted rights of use.
Privacy and Security
The Companies will not intentionally disclose your personal information except as required by law.
Use of the Site is at your own risk. Unauthorized access may occur despite reasonable security measures.
Payment, Refunds, and Sales
All sales are final.
Prices may change at any time; no price protection is provided.
Refunds are only provided if a product is unavailable prior to download or technical problems prevent delivery.
Digital products are non-refundable due to immediate access.
Limitation of Liability
Neither the Companies nor any involved party shall be liable for direct, incidental, consequential, indirect, or punitive damages arising from your use of the Site, even if advised of such damages.
Third-Party Services
The Companies are not responsible for performance issues caused by third-party providers (e.g., web services, Stripe).
Such issues are governed by your agreement with the provider.
Accounts may be terminated if Terms of Use are violated.
Consultation Call Policy
Cancellations & Rescheduling
Pre-Appointment Requirements
Refund Policy
Once a call is completed, no refunds are given.
If unsatisfied, you may request a one-time follow-up call within 24 hours at no extra charge.
Each consultation includes a non-refundable digital product delivered at booking.
If cancelled in accordance with policy, you receive a refund of $147 (booking price minus the digital product).
Acknowledgment
By scheduling, you acknowledge and agree to this policy.
Digital Products Disclosure
All digital product sales (including those of Brighter Days Solutions, LLC) are final, non-refundable, and non-transferable.
Products are for educational/informational purposes only.
CKR Tax Services, Brighter Days Solutions, LLC, and Lena Rencher are not credit repair agencies, law firms, or financial institutions.
No guarantee of results is made; success depends on your personal application.
You receive immediate access upon purchase and waive refund rights.
Indemnification
You agree to indemnify and hold harmless CKR Tax Services, Brighter Days Solutions, LLC, Lena Rencher, and their directors, officers, employees, and agents from all claims, damages, expenses, or liabilities arising from:
Your breach of this Agreement,
Violations of law or third-party rights,
Content you post/share,
Use of the Site or services,
Your conduct in connection with the Site.
Governing Law
Governed by the laws of the State of Florida.
Exclusive jurisdiction: state and federal courts in Orange County, Florida.
If any provision is invalid, the remainder of the Terms remains enforceable.
Revisions
These Terms may be updated periodically. You are bound by revisions and should review this page regularly.
Copyright Disclosure
CKR Tax Services, Brighter Days Solutions, LLC, and Lena Rencher
All content, materials, and intellectual property are protected under copyright law.
Unauthorized use, reproduction, or distribution is prohibited and may result in legal action.
Ownership rights remain with CKR Tax Services, Brighter Days Solutions, LLC, and Lena Rencher unless explicitly stated.
For permissions, contact info@ckrtax.com.
