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College Without Cost

Helping students build careers without starting life in debt.

College Without Cost Full Course

College Without Cost Full Course

$1,000$1,999

Why Take College Without Cost?

Most students are told to “just go to college” and figure out the cost later.
That advice is how people end up with $30,000–$100,000 in debt before their career even starts.

This course shows you how to avoid those costs and attend college intentionally, not by default.

What You’ll Learn in This Course

  • How to choose a degree and college path that actually leads to a job

  • How to cut the cost of college by years and tens of thousands of dollars

  • Which college options are worth paying for, and which are not

  • How to build a step-by-step college plan before you ever enroll

What You’ll Miss If You Don’t Take It

  • You’ll likely overpay for classes you didn’t need

  • You may choose a degree with weak job outcomes or low ROI

  • You’ll rely on loans because you didn’t know better options existed

  • You’ll make decisions too late, when cheaper paths are no longer available

  • You’ll graduate behind financially, even if you did “everything right”

Why Take It Now

  • The biggest savings happen before and during certain key points in college

  • Early planning gives you more leverage, more options, and more control

  • One smart decision now can save years of payments later

  • Waiting costs more than the course ever will

How This Course Changes Your Life

  • You start college with a clear plan instead of anxiety

  • You graduate with skills, confidence, and momentum, not debt

  • You keep your future income instead of sending it to lenders

  • You gain freedom to choose jobs, locations, and opportunities

  • You enter adulthood ahead, not trying to catch up

College is one of the most expensive decisions you’ll ever make.
College Without Cost helps you make that decision, but more affordable and, more importantly, valuable for the rest of your life.

Please Note:
College Without Cost is an educational resource, not a promise of free tuition. The course shares real strategies used by students and families to lower college costs, including alternative pathways, planning decisions, and employer-sponsored education. Your results will depend on how and when these strategies are applied.

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Terms & Conditions

TERMS AND CONDITIONS

College Without Cost

Effective Date: September 1, 2026 | Last Updated: September 1, 2026

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE PURCHASING OR USING THIS WEBSITE, COURSE, OR ANY RELATED CONTENT. BY CLICKING "I AGREE," COMPLETING A PURCHASE, OR OTHERWISE ACCESSING OR USING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE, DO NOT PURCHASE OR USE THE SITE.

1. Agreement to Terms

These Terms and Conditions ("Terms") form a binding legal agreement between you ("you," "your," or "Customer") and College Without Cost ("Company," "we," "us," or "our"), governing your access to and use of collegewithoutcost.com and any related domains, the College Without Cost course and membership platform, the private community, downloadable resources, videos, templates, trackers, guides, and any other products or services we make available (collectively, the "Site" and "Content").

By purchasing, accessing, or using the Site or Content, you represent that you are at least 18 years old, or are accessing the Site with the consent and supervision of a parent or legal guardian who agrees to these Terms on your behalf.

2. Educational Purpose Only — No Guarantee of Results

College Without Cost provides general educational information, strategies, tools, and resources about pursuing a college education while minimizing or avoiding student loan debt. This includes, but is not limited to, information about employer tuition reimbursement programs, credit-by-exam options (such as CLEP, DSST, Sophia, and StraighterLine), transfer scholarships, competency-based degree programs, career certifications, and related strategies.

THE COMPANY DOES NOT GUARANTEE ANY SPECIFIC RESULT, OUTCOME, SAVINGS AMOUNT, SCHOLARSHIP, TUITION REIMBURSEMENT, ADMISSION, DEGREE COMPLETION, EMPLOYMENT OUTCOME, OR FINANCIAL BENEFIT FROM YOUR USE OF THE SITE OR CONTENT. All strategies, figures, timelines, and case examples referenced in the Content (including any references to the founder's personal experience) are illustrative and for general informational purposes only. Individual results depend on factors entirely outside the Company's control, including but not limited to your personal effort and follow-through, eligibility for third-party programs, admissions and financial aid decisions made by schools and employers, changes to third-party program terms, and your individual financial and academic circumstances.

The Content is intended to help you understand available options and make your own informed decisions — it is not a promise, warranty, or assurance of any particular result. You are solely responsible for researching, verifying, and applying to any third-party program (employer, school, scholarship, or certification provider) referenced in the Content, and for confirming current eligibility requirements, deadlines, and terms directly with that third party, as such programs and their terms may change at any time without notice to the Company.

3. No Financial, Legal, Tax, or Professional Advice

Nothing on the Site or in the Content constitutes personalized financial, investment, tax, legal, or accounting advice, and no advisor-client, fiduciary, or other professional relationship is created by your purchase or use of the Site. Any references to investment growth, interest rates, loan repayment costs, or hypothetical outcomes (such as illustrations of what a given dollar amount could become if invested) are hypothetical, for illustrative purposes only, based on historical averages or assumed rates of return, and are not a projection, promise, or guarantee of future performance.

If you are seeking personalized financial, investment, or planning advice specific to your situation, you should consult a qualified, licensed professional. Any separate 1:1 financial advisory services offered by the Company or its affiliates are governed by a distinct engagement agreement and are not part of, or included with, the College Without Cost course or membership.

4. Intellectual Property Rights

The Site and all Content — including course videos, modules, worksheets, planners, trackers, guides, scripts, graphics, logos, the College Without Cost name and marks, and the look and feel of the foregoing — are the property of the Company and/or its licensors and are protected by copyright, trademark, and other intellectual property laws. Subject to your compliance with these Terms and payment of all applicable fees, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Content solely for your own personal, non-commercial educational use.

You may not copy, reproduce, republish, upload, post, distribute, resell, share account access to, publicly display, or create derivative works from any Content, in whole or in part, without the Company's prior written permission. Unauthorized use or distribution of Content may result in termination of your access without refund and may subject you to civil and criminal liability.

If you believe your intellectual property rights have been infringed by material on the Site, please notify us at [INSERT CONTACT EMAIL] with your contact information, a description of the work claimed to be infringed, the location of the material on the Site, and a statement of good-faith belief that the use is unauthorized.

5. Purchases, Pricing, and No-Refund Policy

  • All prices are listed in U.S. dollars and are subject to change at any time without notice. Price changes will not affect purchases already completed.

  • You are responsible for providing accurate payment information and for all charges incurred under your account. Payments are processed securely through our third-party payment processor (currently Stripe); the Company does not store your full payment card information.

  • Because College Without Cost is a digital product delivered electronically, ALL SALES ARE FINAL and NO REFUNDS will be issued once purchase is complete and access to the course or Content has been granted, except where required by applicable law.

  • If a technical error prevents delivery of a product you purchased, your sole and exclusive remedy is, at the Company's discretion, replacement of the product or a refund of the amount paid for that specific product.

  • The Company reserves the right to offer, modify, or discontinue promotional pricing, payment plans, bundles, or bonuses at any time.

6. Referral / Affiliate Program

If the Company makes a referral or affiliate program available to you, participation is subject to the separate referral program terms provided at enrollment (including applicable payout amounts, eligibility, and payment timing). The Company reserves the right to modify, suspend, or terminate the referral program, or to withhold or reverse payouts obtained through fraud, misrepresentation, spam, or violation of these Terms, at its sole discretion.

7. Membership Community and User Conduct

Access to any private community (such as a members-only group) is a privilege, not a right, and is subject to the community's posted rules. The Company may remove content or suspend or terminate a member's access to the community or the Site, without refund, if the Company determines, in its sole discretion, that the member has violated these Terms, the community rules, or has engaged in conduct that is abusive, unlawful, infringing, or harmful to other members or to the Company.

You agree not to share your login credentials or course access with anyone who has not personally purchased the course, and not to use the Site for any unlawful purpose.

8. Third-Party Programs, Links, and Services

The Content references third-party programs, websites, schools, employers, and service providers (including but not limited to employer tuition programs, CLEP, Sophia, StraighterLine, transfer scholarship providers, and certification platforms) for informational convenience only. The Company does not control, endorse, or guarantee the accuracy, availability, or terms of any third-party program, and is not responsible for any third party's acts, omissions, changes in policy, or failure to deliver a benefit described in the Content. Your use of any third-party website or service is governed solely by that third party's own terms and policies.

9. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE CONTENT IS ACCURATE, COMPLETE, OR CURRENT, THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED. YOUR EARNING, SAVINGS, OR ACADEMIC OUTCOMES DEPEND ENTIRELY ON YOUR OWN CIRCUMSTANCES, EFFORT, AND THE DECISIONS OF THIRD PARTIES, AND THE COMPANY MAKES NO GUARANTEE REGARDING ANY SUCH OUTCOME.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY, ITS OWNERS, EMPLOYEES, CONTRACTORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, SAVINGS, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE OR CONTENT, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE COMPANY'S TOTAL AGGREGATE LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS OR THE SITE SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID TO THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

Some jurisdictions do not allow the exclusion or limitation of certain damages or implied warranties, so some of the above limitations may not apply to you to the extent prohibited by applicable law.

11. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its owners, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with: (a) your breach of these Terms; (b) your violation of any law or the rights of a third party; (c) your use or misuse of the Site or Content; or (d) any decision or action you take (or a third party takes) based on information contained in the Content.

12. Privacy

Your use of the Site is also governed by our Privacy Policy, available at [INSERT PRIVACY POLICY URL], which is incorporated into these Terms by reference. By using the Site, you consent to the collection and use of your information as described in the Privacy Policy.

13. Termination

The Company reserves the right to suspend or terminate your access to the Site or Content, without refund, if you violate these Terms, engage in fraudulent or abusive conduct, or misuse the Content in a way that infringes the Company's intellectual property rights. Sections of these Terms that by their nature should survive termination (including Sections 2, 3, 4, 9, 10, 11, and 14) will survive.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Site shall be resolved exclusively in the state or federal courts located in Washington County, Utah, and you consent to the personal jurisdiction of such courts. [OPTIONAL: The Company may instead elect to require binding arbitration — insert an arbitration clause here if preferred before publishing.]

15. Changes to These Terms

The Company may revise these Terms at any time by posting an updated version on the Site. Material changes will be reflected by an updated "Last Updated" date above. Your continued use of the Site or Content after changes are posted constitutes your acceptance of the revised Terms.

16. General Provisions

  • Entire Agreement: These Terms, together with the Privacy Policy and any order-specific terms presented at checkout, constitute the entire agreement between you and the Company regarding the Site.

  • Severability: If any provision of these Terms is found unenforceable, that provision will be severed and the remaining provisions will remain in full force and effect.

  • No Waiver: The Company's failure to enforce any right or provision of these Terms will not be deemed a waiver of that right or provision.

  • Assignment: You may not assign or transfer these Terms without the Company's prior written consent. The Company may assign these Terms without restriction.

17. Contact Us

If you have any questions about these Terms, please contact us at:

College Without Cost
1575 S River Road
Saint George, UT

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