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Demi Zhuang

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Demi's Life & Money Journal

Real stories, numbers & lessons from my journey to financial freedom and intentional living.

SGD 17.90
5.0
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My Notion Finance Tracker + 🍎 Shortcut

Over 1,000 copies Sold! 📝 PDF Step by Step Guide Provided to Set This Up

SGD 42.90
5.0
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2026 Budgeting & Net Worth Tracker (Google Sheets)

SGD 25

Investment Platforms I Use

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Moomoo Singapore

For my Singapore Stocks

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Interactive Brokers

For my S&P500 Investments

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LongBridge Singapore

Investing for my family here (Low cost & Interest Booster Coupon for new users!)

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FSMOne Singapore

Using this to Invest into CSPX (S&P500 ETF) No Fees (Family's portfolio built here)

Cards I use when Travelling ✈️

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Trust Freedom Card

3% Stockback for local and overseas spend

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Mari Credit Card

1.5% Cashback on FX Transactions, no min spend.

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YouTrip

Debit card (prepaid wallet) + up to SGD $400 of free cash withdrawals per calendar month

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Wise (Business & Travel)

up to SGD $350 of free cash withdrawals per calendar month

My Miles Strategy

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Get 250 Max Miles

Best way to double dip on credit card rewards! Fly Business class or redeem for cashback.

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Citi Rewards

4mpd / 2.27% Rebate on Online Spending + 🛍️ Offline

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HSBC Revolution

4mpd on Online Spending & Contactless (incl. Travel)

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DBS Womans World

4mpd on Online Spending (incl. Travel)

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Build your Stan Store

StanTry 14 Days Free