
No amount of points beats 27% interest. So we fix the debt first. Then we get you flying.
In 1 hour on Google Meet, we go through your real statements together:
✅ Find the hidden fees (add-ons, yearly fees, late fees you didn't know about)
✅ See how much of every payment the bank is really keeping
✅ Build your payoff plan: how much per paycheck, and the month you hit $0
✅ The calls to make right after, with the exact words to say
✅ Your own payoff plan PDF, sent the same day
Real result: my client paid off a $1,362 card live on our call. That's about $855 in interest he'll never pay.
THE CHALLENGE: Hit $0 on your cards by the date in your plan, and your $147 comes off the 3-month coaching when you're ready for the points and travel part.
Bring your card statements (or your banking app) and what you take home each month.
I'm not a financial advisor. This is coaching on what I've learned and used myself.