Student Loan Calculator 2026 👩‍🎓

£5

Understand the financial impact of your Student Loan and make a more informed decision about overpayments.

Whether you are on Student Loan Plan 1, 2, 4 (Scotland), 5 or have a Postgraduate Loan, this user-friendly calculator helps you answer the following key questions:

Loan status: Is my loan shrinking or growing?
Remaining repayments: How much am I estimated to pay in interest over the remaining life of my loan?
Time to freedom: How long until I pay-off my loan in full (or the loan is wiped)?
Wipeout figure: How much of my loan might be cancelled if I don't pay it off before the expiry date?
Overpayments: What impact would making overpayments have on the answer to all of the above?

Because you will want to explore various options, this Student Loan Calculator lets you explore two scenarios side-by-side for easy comparison. For example:

• Scenario A: You stick to the minimum repayments.

• Scenario B: You make aggressive overpayments to pay-off the loan early.

What else is included:

Written results: Rather than just give you the statistics, this calculator explains the results in straight-forward wording that is easy to understand.
Interactive visuals: This calculator shows your loan balance shrinking, flattening or growing over time based on your inputs. It also clearly shows your loan expiry date on the timeline.
2026 Ready: Fully updated for current UK thresholds and interest rates.
Pension: Input pension contributions to see the impact on your results.
Salary Growth: Input your estimated annual salary growth to see how that could impact your results.

Please Note:

This product is sold in Google Sheets format.
Currency is set to GBP (£) and adjusted for the UK Student Loan system.
Your purchase grants a single-user license for personal use only. Redistribution, resale or sharing of the file or its internal logic is strictly prohibited and protected under copyright law.
Due to the digital nature of this product, all sales are final (no refunds).

Student Loan Calculator 2026 👩‍🎓

£5

Understand the financial impact of your Student Loan and make a more informed decision about overpayments.

Whether you are on Student Loan Plan 1, 2, 4 (Scotland), 5 or have a Postgraduate Loan, this user-friendly calculator helps you answer the following key questions:

Loan status: Is my loan shrinking or growing?
Remaining repayments: How much am I estimated to pay in interest over the remaining life of my loan?
Time to freedom: How long until I pay-off my loan in full (or the loan is wiped)?
Wipeout figure: How much of my loan might be cancelled if I don't pay it off before the expiry date?
Overpayments: What impact would making overpayments have on the answer to all of the above?

Because you will want to explore various options, this Student Loan Calculator lets you explore two scenarios side-by-side for easy comparison. For example:

• Scenario A: You stick to the minimum repayments.

• Scenario B: You make aggressive overpayments to pay-off the loan early.

What else is included:

Written results: Rather than just give you the statistics, this calculator explains the results in straight-forward wording that is easy to understand.
Interactive visuals: This calculator shows your loan balance shrinking, flattening or growing over time based on your inputs. It also clearly shows your loan expiry date on the timeline.
2026 Ready: Fully updated for current UK thresholds and interest rates.
Pension: Input pension contributions to see the impact on your results.
Salary Growth: Input your estimated annual salary growth to see how that could impact your results.

Please Note:

This product is sold in Google Sheets format.
Currency is set to GBP (£) and adjusted for the UK Student Loan system.
Your purchase grants a single-user license for personal use only. Redistribution, resale or sharing of the file or its internal logic is strictly prohibited and protected under copyright law.
Due to the digital nature of this product, all sales are final (no refunds).