
Credit advice is everywhere. But knowing what to do with it can feel overwhelming.
Maybe you are unsure what is on your reports. Maybe interest is eating into your progress. Maybe your business has a vision, but your funding paperwork and repayment plan are not ready.
Start with understanding—not another rushed application.
For $37, Credit Foundations: The 100-Day Credit & Funding Playbook gives you a 63-page digital ebook from best-selling author and Credit Mantis™ founder Hakeem Collins. It combines clear explanations, practical tools, and a structured action plan to help you move from scattered advice to organized decisions.
Not ready for the full 10 Credit Commandments guide? This is a practical place to begin.
📊 Understand the file behind the score. Learn what to review on your credit reports and how common FICO factors fit together.
💳 Build better payment and balance habits. Understand utilization, due dates, interest costs, and planning for 0% offers.
🛡️ Address genuine errors responsibly. Learn an evidence-based dispute process and organize your supporting records.
🎯 Prepare before applying. Understand prequalification, lender questions, borrowing costs, and why one score does not guarantee approval.
💼 Organize your business for funding conversations. Identify needed documents and explain how borrowed money would be used and repaid.
🗓️ Put the lessons into practice. Follow a phased 100-day action plan with manageable checkpoints.
Explore tier planning, net payment terms, vendor reporting questions, and a vendor-line tracker. Learn what to verify before opening accounts—not how to chase a guaranteed funding number.
Inside the ebook, you get eight practical toolkit sections, including worksheets, a factual dispute template and log, lender conversation prompts, a business-readiness checklist, a repayment memo, and a weekly dashboard.
Charts, illustrative scenarios, a glossary, linked official resources, and encouragement from Hakeem make the lessons approachable.
When you complete the exercises, you can have:
A clearer credit snapshot.
A more organized payment routine.
A documented list of issues to investigate.
A business-readiness checklist.
A written 100-day plan for your next responsible steps.
For $37, get the playbook, practical toolkit, and business-credit bonus chapter. Start with one manageable action and build from there.
Digital ebook only; no physical book, consultation, or credit-repair service is included. General U.S. education, not individualized financial or legal advice. Score changes, approvals, funding amounts, and timelines are not guaranteed. The 100 days describe an action plan—not a promised result.