Terms and Conditions
Last Updated: September 14, 2026
Please read these Terms and Conditions carefully before purchasing or using any digital product offered by Joycina Newsome through this Stan Store.
By accessing this store, purchasing a product, or downloading any materials, you agree to these Terms and Conditions. If you do not agree, please do not purchase or use the products offered through this store.
1. Seller Information
The products offered through this store are sold by Joycina Newsome (“Seller,” “I,” “me,” or “my”).
Questions regarding your purchase may be sent to:
Email: joycinastudio@gmail.com
2. Digital Product
The CEO Supplier Vault™ is a digital educational and business-resource product containing supplier resources, sourcing leads, educational information, scripts, worksheets, research tools, and other business-planning materials.
No physical product will be shipped.
Access to the digital product is provided electronically following successful payment.
3. Personal-Use License
Your purchase grants you a limited, non-exclusive, non-transferable license to use The CEO Supplier Vault™ for your own personal and business research purposes.
You may not:
Resell or redistribute the Vault or any portion of it.
Share your purchased copy with other individuals or businesses.
Upload the Vault to websites, file-sharing services, membership platforms, social media, online marketplaces, or public databases.
Copy, reproduce, repackage, sublicense, or distribute the materials for commercial purposes.
Claim any portion of the Vault as your own original work.
Use the Vault to create or sell a substantially similar supplier directory, database, guide, course, or digital product.
Purchasing the product does not transfer ownership of the intellectual property contained within it.
4. Intellectual Property
The CEO Supplier Vault™, including its original written content, organization, worksheets, scripts, graphics, educational materials, and other original materials, is protected by applicable intellectual-property laws.
All rights not expressly granted to the purchaser remain reserved by Joycina Newsome.
Third-party company names, supplier names, trademarks, websites, marketplaces, and other third-party materials referenced within the Vault remain the property of their respective owners.
5. Supplier and Sourcing Disclaimer
The CEO Supplier Vault™ contains supplier resources, marketplaces, sourcing leads, educational materials, and research tools.
Supplier information may change at any time, including:
Joycina Newsome does not own, control, operate, or guarantee third-party suppliers listed or discussed within the Vault.
The inclusion of a supplier, marketplace, website, or other resource does not constitute a guarantee or endorsement of that third party.
Purchasers are responsible for conducting their own due diligence before sending money, placing orders, requesting samples, signing agreements, or entering into business relationships with any supplier.
6. No Business or Income Guarantee
The CEO Supplier Vault™ is provided for educational and informational purposes.
No representation or guarantee is made regarding:
Your results depend on many factors outside the Seller’s control, including your decisions, research, finances, market conditions, products, suppliers, pricing, execution, experience, and business practices.
You are responsible for evaluating and making your own business decisions.
7. Educational Information Only
Nothing contained within The CEO Supplier Vault™ constitutes legal, tax, accounting, financial, regulatory, or other professional advice.
When appropriate, purchasers should consult qualified professionals regarding their individual business circumstances.
8. Third-Party Websites and Resources
The Vault may contain links or references to third-party websites, suppliers, marketplaces, manufacturers, service providers, or other resources.
Third-party websites and businesses operate independently and may change without notice.
Joycina Newsome is not responsible for third-party content, policies, availability, pricing, transactions, security practices, products, services, or business conduct.
Use of third-party websites and services is at the purchaser’s own discretion and risk.
9. Payment
Payment must be successfully completed before access to the digital product is provided.
Payments may be processed through third-party payment processors such as Stripe or other payment services made available through Stan.
The Seller does not control the independent policies or technical systems of third-party payment processors.
10. Digital Product Refund Policy
Because The CEO Supplier Vault™ is a digital product and access is provided electronically following purchase, all sales are final except where otherwise required by applicable law.
Refunds will not ordinarily be provided because a purchaser:
Changes their mind.
Decides not to use the product.
Finds that they already know some of the information.
Fails to conduct supplier research.
Does not achieve a desired business result.
Experiences changes involving a third-party supplier.
If a technical problem prevents delivery or access to the purchased product, please contact joycinastudio@gmail.com so reasonable efforts can be made to restore access or provide replacement delivery.
If delivery cannot reasonably be completed, an appropriate remedy may be provided.
11. Accuracy and Updates
Reasonable efforts are made to provide useful and accurate information. However, the business and supplier environment changes frequently.
Information contained within the Vault is provided based on information available at the time of publication or update.
No guarantee is made that every supplier, link, price, policy, or resource will remain unchanged or available indefinitely.
Purchasers should independently verify information before relying upon it.
12. Limitation of Liability
To the fullest extent permitted by applicable law, Joycina Newsome will not be responsible for indirect, incidental, special, consequential, or business-related losses arising from the use or inability to use The CEO Supplier Vault™, including losses related to third-party suppliers, business decisions, lost profits, lost opportunities, supplier transactions, or purchaser actions.
Nothing in these Terms is intended to exclude or limit liability where such limitation is prohibited by applicable law.
13. Electronic Communications
By making a purchase, you agree to receive transactional electronic communications relating to your order, payment, product delivery, access, updates necessary to fulfill your purchase, and customer-service matters.
Purchasing a product does not automatically authorize unrelated promotional marketing where separate consent is legally required.
14. Governing Law
These Terms and Conditions are governed by the laws of the State of Florida, without regard to conflict-of-law principles.
Any dispute arising from these Terms will be handled in accordance with applicable law by a court of competent jurisdiction.
15. Severability
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
16. Changes to These Terms
These Terms and Conditions may be updated periodically.
The version in effect at the time of purchase will govern that purchase unless applicable law requires otherwise.
17. Contact
Questions regarding these Terms, your purchase, or digital-product access may be sent to:
Joycina Newsome
Email: joycinastudio@gmail.com
