
Get organized, stay motivated, and finally see your debt-free journey come to life with this easy-to-use Google Sheets Debt Tracker!
Whether you’re paying off credit cards, loans, or lines of credit, this tracker helps you:
✨ The freedom to choose your own payoff order — no rigid snowball or avalanche rules
✨ Visualize every balance in one place
✨ Automatically calculate your payments as debts are paid off
✨ Track your total progress toward becoming debt-free
✨ See your projected payoff dates update instantly
This isn’t just a spreadsheet — it’s a full financial clarity tool designed to help you take control of your money with confidence.
A “How to Use This Debt Tracker” section that walks you through setup
Smart formulas that automatically roll your minimum payments down as you eliminate each debt
Custom categories for credit cards, loans, and credit lines
Automatic payoff projections
âś” Organize all debts in one simple dashboard
✔ Automate your payoff math — no calculators needed
âś” Clearly see which debt to tackle next
âś” Stay consistent and motivated watching your balances drop
âś” Create your own Aha! moment with a clear plan to financial freedom
You’ll receive an instant download link that opens the Google Sheet.
Simply click “Make a Copy” when prompted to save it to your own Drive — it’s yours to use forever!
The included How to Use tab guides you through setup in just minutes.