Bus-Proof Your Business
$97
A two-owner trade business was heading into its busiest season when one owner was badly hurt in an accident. He survived, but he was out for months, and his partner suddenly needed answers nobody had written down: Which accounts does he log into? Who can sign? What does our insurance actually cover?
Every small business is one accident away from that phone call. This workbook gets the answers out of your head and into one place, so the people you trust can keep your business running while you recover.
What's inside:
The Bus Test: 15 quick checks that show how exposed you are today
A first-72-hours plan for whoever has to step in
Who can sign, run payroll, and make decisions while you're out
Logins and access, done safely (no passwords written down)
Bank accounts, bills, loans, and tax deadlines
The insurance and buy-sell questions most owners never ask (does yours cover disability?)
The trade trap: what happens to your permits if the license holder is out
Word-for-word scripts for your crew, customers, and suppliers
An annual review checklist so it stays current
You get: a 15-page fillable PDF workbook plus a spreadsheet tracker (Excel, Google Sheets, or Numbers). Instant download. Built for plumbing, HVAC, remodeling, and home-service businesses by a former plumbing, heating, cooling & remodeling company owner.
This workbook is an organizing tool, not legal, tax, or insurance advice. Review your agreements and coverage with your attorney, CPA, and insurance agent.