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Kristi Parvin

Stan Store Success Coach for Creator Enteprenueurs.

LiL Mac's 12-Month Budget Planner

LiL Mac's 12-Month Budget Planner

$8.99

Take Control of Your Finances — One Month at a Time!

Ready to get organized and feel more confident about your money?

The LiL Mac's 12-Month Budget Planner makes managing your finances simple, organized, and stress-free!

Whether you're tracking everyday expenses, planning monthly bills, building savings, or working toward becoming debt-free, this easy-to-use digital spreadsheet helps you see exactly where your money is going.

What's Included:

  • 12 monthly budgeting tabs

  • Monthly income and expense tracking

  • Automatic charts and financial summaries

  • Bill payment tracker

  • Debt tracker

  • Savings goals and sinking funds

  • Monthly dashboard to see your progress at a glance

  • Budget planning and transaction tracking

Why You'll Love It:

✓ Easy to use and beautifully organized

✓ Compatible with Microsoft Excel and Google Sheets

✓ Reusable year after year

✓ Instant digital download

✓ Helps you stay organized and make informed financial decisions

Start planning today for a brighter financial tomorrow!

Digital product only. No physical item will be shipped.

Your Financial Goals Start Here!

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Terms & Conditions

Terms and Conditions

LiL Mac's

Business Owner: Kristi Parvin
Contact Email: kparvin07@yahoo.com
Location: Tennessee, United States

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE OR PURCHASING PRODUCTS.

By accessing this website or purchasing products from LiL Mac's, operated by Kristi Parvin ("Company," "we," "us," or "our"), you agree to the following Terms and Conditions.

If you do not agree with these terms, please discontinue use of the website.

1. Website Use and Content

All content available through LiL Mac's, including digital products, spreadsheets, planners, printables, graphics, designs, text, and other materials, is provided for personal use unless otherwise specified.

The content is owned by LiL Mac's or used with permission from its respective owners.

You may not reproduce, redistribute, resell, share, modify for redistribution, or commercially exploit our content without prior written permission.

2. Intellectual Property

All original designs, digital products, graphics, documents, and other materials created by LiL Mac's are protected by applicable intellectual property laws.

Purchasing a digital product grants you a limited, nonexclusive, nontransferable license for personal use. Ownership and intellectual property rights remain with the applicable rights holder.

3. Trademarks and Copyright

Business names, logos, product designs, and other identifying materials may be protected under applicable trademark and copyright laws.

If you believe content on our website infringes your intellectual property rights, please contact:

kparvin07@yahoo.com

Include your contact information, a description of the material, and the relevant website address.

4. Product Information

We make reasonable efforts to provide accurate product descriptions, images, and information.

However, we cannot guarantee that all information will always be complete or error-free.

Product images may be displayed as mockups for demonstration purposes.

5. Electronic Communications

By purchasing a product, you agree to receive transactional emails relating to your purchase, including receipts, download instructions, and customer service communications.

Marketing emails will be sent only when permitted by applicable law and your communication preferences.

6. Customer Feedback

We welcome customer reviews, comments, and suggestions.

By submitting feedback, you grant LiL Mac's permission to use that feedback for legitimate business purposes, subject to applicable law and any privacy rights.

You retain ownership of your original submissions.

7. Website Security

We use third-party platforms and services to operate our online store and process transactions.

Although reasonable security measures may be implemented, no internet-based system can be guaranteed completely secure.

Customers are responsible for maintaining the security of their own devices and accounts.

8. Privacy

Customer information may be collected and processed to fulfill orders, provide downloads, respond to inquiries, and operate the business.

Payments are processed through third-party payment providers, including Stripe where applicable.

Personal information will be handled in accordance with applicable privacy laws and our posted Privacy Policy.

9. Disclaimer of Warranties

Products and website content are provided on an "as available" basis to the extent permitted by applicable law.

LiL Mac's does not guarantee specific financial outcomes from using budgeting spreadsheets, retirement planners, or other financial organization tools.

Our digital planners are intended for general informational and organizational purposes and do not constitute personalized financial, investment, tax, or legal advice.

Nothing in these terms excludes warranties or consumer protections that cannot legally be excluded.

10. Digital Products and Refund Policy

Due to the downloadable nature of digital products, purchases are generally considered final once the digital product has been delivered.

Refunds are not ordinarily provided for a change of mind after delivery.

However, if a customer receives an incorrect file, experiences a technical delivery problem, or purchases a product that is materially different from its description, they should contact us at:

kparvin07@yahoo.com

We will review the issue and provide an appropriate resolution, which may include replacement, technical assistance, or a refund.

Nothing in this policy limits any refund or other rights required by applicable law.

11. Purchases and Payments

Customers agree to provide accurate payment and contact information when completing purchases.

Prices are displayed in U.S. dollars unless otherwise indicated.

Payment must be completed before digital products are delivered.

Prices and promotions may change without prior notice. Applicable taxes, if any, will be addressed during checkout.

12. Limitation of Liability

To the maximum extent permitted by applicable law, LiL Mac's will not be liable for indirect, incidental, special, or consequential damages arising from use of the website or products.

This provision does not exclude liability that cannot legally be limited or excluded.

13. Customer Responsibilities

Customers agree not to use the website or purchased products for unlawful purposes or in ways that infringe the rights of others.

Unauthorized resale, redistribution, or commercial sharing of digital products is prohibited unless expressly permitted in writing.

14. Third-Party Services

Our store may use third-party platforms, including Stan Store, Stripe, and other technology providers.

These services may have separate terms and privacy policies.

LiL Mac's is not responsible for third-party services beyond the extent required by applicable law.

15. Governing Law

These Terms and Conditions shall be governed by the laws of the State of Tennessee, United States, without regard to its conflict-of-law principles, except where applicable consumer protection laws require otherwise.

Any disputes concerning these Terms and Conditions shall be addressed in a court of competent jurisdiction, subject to applicable law and jurisdictional requirements.

16. Changes to Terms and Conditions

LiL Mac's reserves the right to update these Terms and Conditions periodically.

Updated terms will be posted on the applicable website.

Changes will apply prospectively unless otherwise permitted by law.

17. Contact Information

For questions regarding purchases, digital downloads, or these Terms and Conditions, please contact:

LiL Mac's
Owner: Kristi Parvin
Email: kparvin07@yahoo.com
Tennessee, United States

Effective Date: November 11, 2026

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