TERMS & CONDITIONS & DISCLAIMER
By purchasing any product, program, or service from Philip Blackett / Life After 40™ / Faithful Stewardship LLC, you acknowledge and agree to the following:
1. Educational & Informational Use Only
All content provided through Life After 40™ — including digital products, guides, courses, coaching, challenges, emails, videos, worksheets, affirmations, AI tools, and community spaces — is for educational and informational purposes only.
Nothing offered is intended to be, nor should it be considered:
I am not a doctor, therapist, registered dietitian, or licensed healthcare provider.
2. Health & Medical Disclaimer
Always consult with your physician, healthcare provider, or qualified medical professional before making changes to your diet, exercise routine, medications, supplements, or lifestyle.
Midlife health is complex, and what works for one person may not work for another. Some recommendations may require medical supervision.
You understand that:
Your body, history, and circumstances are unique
Results will vary
You are solely responsible for your health decisions
If supplements or products are mentioned:
These statements have not been evaluated by the FDA.
No content or product is intended to diagnose, treat, cure, or prevent any disease.
3. Coaching Disclaimer
Coaching services are not therapy, medical treatment, or counseling.
Coaching is a collaborative, goal-oriented process designed to support reflection, habit-building, accountability, and personal growth. You remain fully responsible for your decisions, actions, and results.
Coaching does not replace:
4. No Guarantees or Promises of Results
Life After 40™ makes no guarantees regarding outcomes, results, income, health improvements, weight loss, energy levels, or life changes.
Any examples, testimonials, or outcomes shared are not promises, but illustrations of what may be possible. Your results depend on many factors including effort, consistency, health status, and life circumstances.
5. Digital Products – All Sales Final
ALL DIGITAL PRODUCT SALES ARE FINAL.
Due to the nature of digital products and immediate access/download, no refunds, returns, or exchanges are offered once a purchase is completed.
By purchasing, you acknowledge that:
6. Coaching & Programs – Commitment & Access
For coaching programs, challenges, and services:
Payment secures access and scheduling availability
Missed sessions may not be rescheduled unless explicitly stated
Access to materials may be time-bound or lifetime, as specified
If you choose to discontinue participation, no refunds are provided for completed or partially completed programs unless otherwise stated in writing.
7. Personal Responsibility & Assumption of Risk
You agree that your participation is voluntary and that you assume full responsibility for your choices, actions, and outcomes.
You release Life After 40™, Philip Blackett, Faithful Stewardship LLC, affiliates, partners, and contractors from any liability related to:
8. Intellectual Property
All materials are protected by copyright and intellectual property laws.
You may not:
Share, resell, copy, or distribute content
Upload materials to public platforms
Reproduce content for commercial use
Purchases grant you personal, non-transferable use only.
9. Jurisdiction
These Terms & Conditions are governed by the laws of the United States, without regard to conflict-of-law principles.
10. Acceptance of Terms
By checking the box at checkout and completing your purchase, you confirm that:
You have read and understood these Terms & Conditions
You agree to them in full
You accept personal responsibility for your participation
If you have questions
Please contact: philip@lifeafter40.com
By purchasing, you acknowledge that you have read and agree to these Disclaimers and Terms & Conditions and understand this is not medical advice.
