Terms and Conditions
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE OR PURCHASING
Terms of Purchase – Benjamin Hall (@makemoneywben)
Last Modified: May 15, 2026
1. PARTIES
These Terms of Purchase govern the relationship between you (hereinafter "you," "Purchaser," or "Licensee") and Benjamin Hall, operating as @makemoneywben (hereinafter "Company," "Licensor," "we," or "us"). You and the Company are collectively referred to herein as the "Parties."
2. ACCEPTANCE OF TERMS OF PURCHASE
The following Terms of Purchase ("Terms") govern your purchase, use, access to, and (where applicable) reselling of digital products offered by Company, including but not limited to affiliate offers, Private Label Rights (PLR) products, Master Resell Rights (MRR) products, courses, training materials, software, templates, and any other digital content (collectively, the "Products"). These Terms are legally binding and it is your responsibility to read them before you purchase or use any Product. Your act of purchasing, downloading, accessing, or using any Product constitutes your acceptance of these Terms, including any modifications or updates that Company may make from time to time. Any such modifications or updates will be effective immediately upon notice to you, which may be given by any reasonable means including via email, social media, or through an update posted on a website or platform provided by Company.
3. PRODUCT TYPES AND RIGHTS
3.1 Affiliate Offers
When you purchase an affiliate offer through Company, you are purchasing a third-party product for which Company acts as an authorized affiliate. All rights, warranties, refunds, and support for affiliate offers are governed by the terms of the product creator or vendor. Company is not responsible for the content, quality, delivery, support, or refund policies of affiliate offers. By purchasing an affiliate offer through Company, you acknowledge that your primary agreement is with the product creator or vendor, and you agree to abide by their terms and conditions.
3.2 Private Label Rights (PLR) Products
PLR Products grant you specific usage rights as defined at the time of purchase. Unless otherwise specified, PLR rights typically include the ability to edit, modify, rebrand, and use the content as your own. Specific usage rights, restrictions, and license terms will be provided with each PLR Product and are incorporated into these Terms by reference. You are responsible for reviewing and complying with the specific PLR license accompanying each Product.
3.3 Master Resell Rights (MRR) Products
MRR Products grant you the right to resell the Product to others and retain the profit from such sales. Unless otherwise specified, MRR rights may also include the ability to pass on resell rights to your customers. Specific usage rights, restrictions, minimum pricing requirements, and license terms will be provided with each MRR Product and are incorporated into these Terms by reference. You are responsible for reviewing and complying with the specific MRR license accompanying each Product.
3.4 Personal Use Products
Some Products may be sold for personal use only, without any resell, distribution, or commercial usage rights. Such restrictions will be clearly communicated at the time of purchase.
4. PAYMENT
Payment for Products must be made in full at the time of purchase unless otherwise specified. Payment will be processed through third-party payment platforms such as Stan Store, Stripe, PayPal, or other designated payment processors. All prices are in U.S. Dollars (USD) unless otherwise stated. Company reserves the right to change pricing at any time. Purchaser agrees and warrants that all payment instruments, credit cards, and related information used in connection with purchase of Products are correct and that Purchaser is authorized to use such payment instrument.
5. REFUND POLICY
5.1 General Policy
Due to the digital nature of the Products and the immediate access provided upon purchase, all sales are final and non-refundable unless otherwise stated for a specific Product or required by applicable law.
5.2 Affiliate Offers
Refunds for affiliate offers are subject to the refund policy of the product creator or vendor. Company does not process refunds for affiliate offers. You must contact the product creator or vendor directly for any refund requests.
5.3 Exceptions
Company reserves the right to issue refunds on a case-by-case basis at its sole discretion. Such refunds, if granted, do not constitute a waiver of this refund policy for future transactions.
6. CHARGEBACKS
Purchaser agrees to make every attempt to request a refund (where applicable) prior to initiating a chargeback with a financial institution. Purchaser will remain responsible for amounts due pursuant to these Terms in the event Purchaser disputes payment with a financial institution. In the event of a chargeback attempt, Purchaser expressly agrees to forfeit any and all licenses, access rights, and deliverables afforded to Purchaser in exchange for purchase of the Product. Company reserves the right to present proof of purchase and these Terms to the financial institution investigating the dispute. Company further reserves the right to pursue legal action for damages resulting from fraudulent chargebacks.
7. LICENSE RESTRICTIONS
Unless explicitly granted resell, distribution, or commercial usage rights with a specific Product:
You may not resell, redistribute, or share the Product with others
You may not modify, reverse engineer, decompile, or disassemble the Product
You may not claim ownership or authorship of the Product
You may not use the Product in violation of any applicable laws or regulations
You may not transfer your license to any third party without written consent from Company
For Products with PLR or MRR rights, specific license restrictions will be provided with the Product and must be followed.
8. INTELLECTUAL PROPERTY
All copyrights, trademarks, trade secrets, and other intellectual property rights in the Products are and shall remain the property of Company or the respective product creators/vendors (in the case of affiliate offers). Except as expressly permitted by the license accompanying a specific Product, these Terms do not convey to the Purchaser any rights of ownership in or related to any Product or any intellectual property rights. You shall not attempt to register, or assist others in registering, any trademark, copyright, or other intellectual property that is confusingly similar to Company's brand or the Products.
9. RESELLING TERMS (FOR MRR/PLR PRODUCTS WITH RESELL RIGHTS)
When reselling Products for which you have been granted resell rights:
9.1 Compliance
You must comply with all license terms, restrictions, and requirements provided with the Product, including but not limited to minimum pricing requirements, marketing restrictions, and prohibited uses.
9.2 Terms Transfer
If reselling Products with Master Resell Rights, you agree to include all applicable license terms with the Product and to ensure that all customers adhere to such terms.
9.3 Marketing Restrictions
Any marketing or promotional activities must accurately reflect the Product's purpose and capabilities. Marketing under false pretenses, misrepresentation, or any form of deceptive practice is strictly prohibited. You shall bear all responsibility and liability for any false, misleading, or inaccurate representations made in relation to the Product.
9.4 Income Claims
Company does not endorse or permit the use of income claims for the purpose of marketing Products unless there is an express and prominent earnings disclaimer featured with such marketing materials. You agree to indemnify Company from any damages arising from your advertising of income claims.
9.5 No Affiliation
You agree that you are responsible for your own business and that Company is not a part of nor endorses the actions of your business entity. You may not represent yourself as an agent, employee, or partner of Company without express written authorization.
10. DELIVERY
Digital Products will be delivered electronically via email, download link, or access to a membership area immediately following purchase or within a reasonable timeframe as specified at the time of purchase. It is your responsibility to provide accurate contact information and to check spam/junk folders for delivery emails. Company is not responsible for delivery failures due to incorrect contact information, email filtering, or technical issues on your end.
11. SUPPORT AND WARRANTY DISCLAIMER
11.1 Support
Company may, but is not obligated to, provide support for Products unless specifically stated at the time of purchase. For affiliate offers, all support is provided by the product creator or vendor, not Company.
11.2 Warranty Disclaimer
Products are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Company does not warrant that Products will be error-free, uninterrupted, or meet your specific requirements.
12. LIMITATION OF LIABILITY
To the maximum extent permitted by applicable law, in no event shall Company, its affiliates, directors, employees, or licensors be liable for any direct, indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data, or other intangible losses, that result from the use of, or inability to use, any Product. Under no circumstances will Company be responsible for any damage, loss, or injury resulting from hacking, tampering, or other unauthorized access or use of Products. In no event shall Company's total liability to you for all damages, losses, and causes of action exceed the amount paid by you for the Product giving rise to the claim.
13. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Company and its officers, directors, employees, agents, affiliates, successors, and permitted assigns against any and all losses, damages, liabilities, claims, actions, judgments, settlements, costs, or expenses of whatever kind, including reasonable attorneys' fees, arising out of or resulting from: (a) any breach of these Terms by you; (b) any use or misuse of any Product by you or any third party gaining access through you; (c) any infringement of intellectual property rights arising from your unauthorized use or modification of any Product; (d) any false, misleading, or inaccurate marketing or representations made by you; or (e) any violation of applicable laws or regulations by you.
14. PAYMENT PLATFORMS
You acknowledge and agree that Company uses third-party payment platforms for the sale and distribution of Products. You agree to comply with all terms, conditions, policies, and guidelines of such payment platforms. Company is not responsible or liable for any aspect of third-party payment platforms, including but not limited to availability, accuracy, reliability, or legality. You acknowledge that any dispute arising out of or in connection with a payment platform is between you and the payment platform, and Company shall have no liability or obligation in connection therewith.
15. EARNINGS DISCLAIMER
Company may reference certain results, outcomes, or testimonials in connection with Products. Company makes no guarantee as to the accuracy of such statements or the likelihood of success. Individual results and outcomes will vary. Company cannot and does not guarantee your success merely by your purchase or use of any Product. Any results provided in connection with Products are not guaranteed or typical. Your success depends on many factors including but not limited to your background, dedication, desire, motivation, and individual circumstances.
16. TECHNOLOGY DISCLAIMER
Company makes reasonable efforts to provide modern, reliable technology and accurate information. However, Company cannot guarantee that all information provided in connection with Products is completely accurate, complete, or up to date, and disclaims liability for any such errors or omissions. In the event of a technological failure, you accept and acknowledge Company's lack of responsibility for said failure.
17. CONFIDENTIAL INFORMATION
You acknowledge that you may have access to confidential and proprietary information of Company or third-party product creators. You agree not to disclose, disseminate, or make available any such confidential information to any third party without prior written consent. You further agree to take reasonable precautions to prevent any unauthorized use, disclosure, or publication of confidential information.
18. TERM AND TERMINATION
These Terms are effective as of the date of your first purchase and shall continue until terminated. Company may terminate or suspend your access to Products or your license to resell Products at any time, with or without cause, including but not limited to violation of these Terms. Upon termination, all rights granted to you under these Terms shall immediately cease and you shall immediately cease all use, promotion, and sales of Products. Termination shall not affect any rights or obligations that have accrued prior to termination or are meant to survive termination (including but not limited to indemnification and limitations of liability).
19. MODIFICATIONS TO TERMS
Company reserves the right to modify these Terms at any time. You are responsible for reviewing these Terms periodically. Continued use of Products or purchase of additional Products after any modifications constitutes your agreement to such changes. The "Last Modified" date at the top of these Terms indicates when the most recent changes were made.
20. ELECTRONIC COMMUNICATIONS
Use of Products, sending emails to Company, and completing online forms constitute electronic communications. You consent to receiving electronic communications, and you agree that all agreements, notices, disclosures, and other communications provided to you electronically by Company satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS.
21. FORCE MAJEURE
If either Party is unable to perform any of its obligations (with the exception of payment) by reason of fire or other casualty, strike, act or order of public authority, act of God, or other cause beyond the control of such Party, then such Party shall be excused from such performance during the pendency of such cause. The Party suffering such an event shall give written notice within five (5) days to the other Party.
22. PRIVACY
All information provided to Company, including through websites, email, or social media, is governed by Company's Privacy Policy (if applicable). By purchasing or using Products, you consent to Company's collection and use of your information as described in any applicable Privacy Policy.
23. WARRANTIES AND REPRESENTATIONS
You represent and warrant that: (a) you are free to enter into and agree to these Terms; (b) this agreement does not violate any agreement between you and any third party; (c) you are at least 18 years of age; and (d) all information provided by you is accurate and complete.
24. ASSUMPTION OF RISK
By purchasing and using Products, you assume the risk of such access and any actions you choose to take as a result of the information or materials provided. You acknowledge that Products are educational and informational in nature and that you are solely responsible for your own business decisions and actions.
25. WAIVER
The failure by Company to enforce any provision of these Terms will not constitute a present or future waiver of such provision nor limit Company's right to enforce such provision at a later time. All waivers by Company must be in writing to be effective.
26. LIMITATION ON TIME TO FILE CLAIMS
Any cause of action or claim you may have arising out of or relating to these Terms or any Product must be commenced within one (1) year after the cause of action accrues; otherwise such cause of action or claim is permanently barred.
27. SEVERABILITY
If any portion of these Terms is held to be invalid or unenforceable, the remaining portions will remain in full force and effect. Any invalid or unenforceable portions will be interpreted to effect the intent of the original portion. If such construction is not possible, the invalid or unenforceable portion will be severed from these Terms, but the rest will remain in full force and effect.
28. ENTIRE AGREEMENT
These Terms, together with any Product-specific license terms, constitute the complete and exclusive agreement between you and Company regarding the purchase and use of Products, and supersede all prior agreements, proposals, or communications, oral or written, between the parties relating to the subject matter of these Terms.
29. NOTICES
All notices, claims, and demands made upon Company under these Terms must be in writing and addressed to Company at the email address set forth below:
Notice to Company:
Benjamin Hall (@makemoneywben)
Email: ben@officialbenjaminhall.com
30. GOVERNING LAW
These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without giving effect to any choice or conflict of law provision or rule.
31. DISPUTE RESOLUTION
In the event a dispute arises between the Parties related to or arising out of these Terms, the Parties agree to attempt to resolve the dispute through good faith negotiation. If the dispute cannot be resolved through negotiation, the Parties agree to submit the dispute to mediation before pursuing legal action. The costs of mediation will be equally split between the Parties. If mediation fails, either party may pursue legal action in accordance with Section 32 below.
32. JURISDICTION AND VENUE
If the Parties cannot resolve any dispute, either party may file suit in a court of competent jurisdiction in the state or federal courts of [Your State], and each party irrevocably submits to the exclusive jurisdiction of such courts in any such suit, action, or proceeding.
BY PURCHASING OR USING ANY PRODUCT, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF PURCHASE.
