💰 BUDGET REVIEW & ACTION PLAN (HOUSEHOLD)
€850
If you’re tired of not knowing where your money goes, feeling guilty after spending, or saying “this is the month I’ll start” every single month… this is for you.
This is not just another budget.
This is your personal money strategy built around your real life, your income, and your lifestyle.
Together, we create structure, clarity, and peace around your finances so you can finally feel in control.
✅ What This Program Helps You Do
✓ Stop overspending without feeling restricted
✓ Start saving consistently
✓ Understand your money habits
✓ Build a budget you can actually stick to
✓ Feel calm and confident about money
✓ Take clear steps toward investing
✅ What’s Included
📝 Pre-Start Questionnaire
You share your income, expenses, saving habits, priorities, and concerns so we can work efficiently from day one.
🔍 Full Budget Analysis (Done-For-You)
I analyse your last 1–3 months of bank statements and identify:
Spending leaks
Overspending categories
Emotional spending patterns
Unnecessary expenses
Your real monthly baseline
Where you can free up money
You don’t analyse anything yourself. I do the heavy lifting.
📊 Custom Budget Sheet + Savings & Investment Plan
You receive a fully personalised system with:
A clear monthly structure
Realistic category limits
Overview of income, expenses, savings, and investments
A savings plan for short, mid, and long-term goals
Starter steps for investing
💬 Monthly 1:1 Coaching (3×30 min)
Every month we review what’s working, what’s not, adjust your budget, and work through habits, impulse spending, and lifestyle pressure.
📩 Ongoing Email Support (During Work Hours)
For questions, guidance, accountability, and small budget checks in between sessions.
✅ After 3 Months, You Walk Away With
✓ A budget that works for your real life
✓ A savings system you can keep using
✓ Clear steps to start investing
✓ Awareness of your spending habits
✓ Less guilt and more confidence
✓ A monthly money structure that supports your lifestyle
🔁 6-Month Check-up
A budgetA follow-up moment after the program to review what worked, what didn’t, and adapt where needed.
👤 Who This Is For
Perfect for you if you:
Feel like your money disappears every month
Want peace instead of stress around money
Want to finally save consistently
Feel overwhelmed about saving and investing
Want guidance and accountability
Want to feel safe and in control with money again
🔒 Your Privacy & Trust
Your personal and financial information is always handled with discretion and care.
Your data is never shared with third parties
Your budget, bank details, and personal situation are treated as strictly confidential
No testimonial will ever be shared without your clear permission
All sessions and communication remain private and professional
Your safety, trust, and comfort always come first.
Larissa
I really loved the budget analysis! It was super clear and helped me see exactly where I can do better. It honestly felt like a weight was lifted off my shoulders. It gave me so much motivation and the confidence that I can do this, I can manage my money better! It was so mentally freeing. For the first time, I feel like I can get through the month and still save for my goals. My money anxiety is literally gone. Now I’m actually looking forward to my next paycheck just so I can budget!
Emilia
It was wonderful to work with Bérénice. She helped me find clarity in my spending habits and give me structure to work with my money and not against. She was always helpful and I enjoyed our sessions. She helped me feel at ease talking about my financial situation, my goals and my struggles. I really think an experience like this should be mandatory in school.
Deborah
I had never learned how to have a healthy relationship with money. For most of my life, money caused me nothing but stress. I would save and spend, save and spend, caught in a never-ending cycle. As my 25th birthday approached and adulthood felt more real than ever, I decided enough was enough. I reached out to Ninice and asked her for help. She took the time to analyze my bank statements and spending habits, and just like that, she created a budget review that not only helped me financially but also lifted a huge weight off my shoulders. Now, every month, I can sit in front of my computer and look at my paycheck with confidence. I’ve learned to pay myself first, pay off my debt, and stay on top of my invoices. She is the money coach I needed from day one.
P.
The coaching I had with Bérénice felt like two girlfriends having a talk about how to better manage money. It never felt like a rigid structure or system I had to confirm to but instead she encouraged me to develop more awareness about my spending habits. Taking the time to budget every month has really helped my mindset switch from emotional spending to following an outlined plan each month. This has brought more calmness and helps me to identify my priorities more effectively. My main takeaway is that money is more emotional than it is about the numbers. When you learn how to be content with what you (already) have and learn some discipline in your decision, budgeting starts to feel like a necessity in becoming the woman you’re destined to be.