
Hey Friend!
You got the keys. Now what? Homeowner HQ is the app I wish every new homeowner had. It shows you what your mortgage is really doing, helps your home build wealth, finds money you might be leaving on the table, and reminds you what your home needs before it becomes an expensive repair.
What's inside:
π‘ My Mortgage: Enter your loan once and see your real payoff date, how much extra principal saves you, when your PMI can come off, and a heads-up when your escrow payment is about to go up.
π Wealth Builder (NEW): See your equity today and what it could be in 5, 10, 20 or 30 years. Look up your home's value on Zillow or Redfin right from the app, see how much extra payments add, and get 10 ways to make your home a true wealth-building asset.
πΈ Lower My Payment: 5 step-by-step ways to save: the homestead exemption, shopping your insurance, an escrow re-analysis, PMI removal and a property tax appeal. Each comes with a ready-to-send letter or script. Now includes your state's homestead program, where to apply and the deadline, plus my list of the top 20 home insurance companies with links so you can get quotes fast.
π§ Home Care: A maintenance tracker for HVAC filters, smoke detectors, gutters, the water heater, the sump pump and more. It shows how often each task is due, when you last did it, when it's due next, and what's overdue.
π‘οΈ Warranties (NEW): Keep every warranty in one place: your home warranty, roof, HVAC, appliances and more. Save the account number, claim phone and website, and coverage and renewal dates. Tap to call or file a claim, and get a heads-up before coverage ends.
π Money: Monthly trackers for household bills, your budget, subscriptions, savings goals and a debt payoff plan.
ποΈ Plan Ahead: Wills, trusts, avoiding probate and power of attorney in plain English, plus a 14-step "Before You Go" checklist to protect your home and family.
π Home Binder: A checklist of documents every homeowner should keep, plus a home inventory for insurance.
π Library: Every NOT. your realtor guide and tool in one place, including the Escrow, Tax Deductions and Hardship guides and my 50-State Homestead Directory.
π Hardship Plan: What to do the moment money gets tight, who to call and what to say.
How it works:
βοΈ Works on your phone and computer. Nothing to download.
βοΈ Sign in with the email you buy with, and your info saves to your account.
βοΈ Save it to your home screen so it opens like an app.
βοΈ Access is turned on within 24 hours of purchase.
βοΈ New features are added over time at no extra cost.
One step, like a homestead exemption or one insurance quote, can pay for this many times over.
For personal use. Education only, not financial, legal or tax advice.
Your Servicing Bestie,
Keisha Tyree