How Goldman Thinks About Money
£49£79
The thinking frameworks of professional finance, written plainly for people who earn well but suspect their wealth has not kept pace with their income.
I spent four years as an analyst at Goldman Sachs Asset Management, working across fixed income, equities and emerging markets, before three decades in investment banking and C-suite roles. What struck me most in that time was not what the professionals knew about markets. It was the gap between how they thought about capital and how everyone else, including brilliant surgeons, lawyers and founders, thought about their own money.
This guide closes that gap. Seventy pages, ten chapters, no product recommendations and no jargon:
The five questions professionals ask before committing capital to anything. Why intelligent people are reliably poor with their own money, and the three mechanisms behind it. Risk as the professionals actually hold it: concentration, liquidity, and the risk you are not being paid to take. A full worked example applying the framework to a real decision. What high earners get wrong about tax, and what a decade of deferral actually costs. The question almost nobody in finance can answer: what is enough, and how to find your number.
Plus a self-assessment scorecard, an eight-exercise workbook, four fill-in tools including the Enough Number calculator, and the whole guide distilled onto a single page you can keep.
Written for senior professionals, founders and executives. Not for anyone seeking stock tips or a shortcut.
£49. Instant download. Originally £79.