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SmartMoneyFam

Started with $15K. Reached COAST FIRE in our 30s. Family money, made simple.

Free Guide: Are We On Track?

Free Guide: Are We On Track?

"Are we actually on track?"

Most families with good jobs can't answer that. We couldn't either, for years. We were saving, but we had no idea if it was enough.

Without a target, every money decision feels like a guess.

In about 10 minutes, you'll find out:

  • Roughly what "enough" costs for your family

  • How far along you already are

  • Where you're strong, and which gaps to close first

You don't need a financial plan to start. Just a rough idea of what your family spends in a year.

Hi, we're Caro and Brandon.

Caro and Brandon with their kids

We bought our first property in 2015 with $15,000. Over the next decade, with full-time jobs and a lot of trial and error, we combined real estate, steady investing and better money habits. By our 30s, we'd built a portfolio that's on track to fund our retirement, even if we stopped contributing today.

Today we're raising three kids and sharing what's actually worked for us, in plain language.

Our results reflect our own choices, timing and risk. They aren't typical or a prediction of yours.

Free PDF guide for Canadian families. A quick estimate, educational only.

Find out where you stand