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Ange McDonald

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Terms & Conditions

Privacy Policy

Effective Date: 7 December 2023

Angela Elizabeth McDonald, ABN 23 226 229 585 ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

1.             Collection of Personal Information

We collect personal information from customers and potential customers for the purposes of providing services, information, and marketing. The types of personal information we collect may include:

·      Names

·      Addresses

·      Email addresses

·      Phone numbers

This personal information is obtained through various channels, including:

·      Emails

·      Website forms

·      Customer's website and social media accounts

·      Other publicly available sources

·      Cookies

·      Third parties

2.             Purpose of collection

The purpose for which we collect personal information is to provide you with the best service experience possible on the website.

We customarily disclose personal information only to our service providers who assist us in operating the website. Your personal information may also be exposed from time to time to maintenance and support personnel acting in the normal course of their duties.

By using our Website, you consent to the receipt of direct marketing material. We will only use your personal information for this purpose if we have collected such information direct from you, and if it is material of a type which you would reasonably expect to receive from use. We do not use sensitive personal information in direct marketing activity. Our direct marketing material will include a simple means by which you can request not to receive further communications of this nature. 

3.             Disclosure of Personal Information

We will only disclose your personal information to third parties under the following circumstances:

·      With your explicit consent

·      Where required or authorised by law

4.             Sensitive Information

Sensitive information is defined in the Privacy Act to include information or opinion about such things as an individual's racial or ethnic origin, political opinions, membership of a political association, religious or philosophical beliefs, membership of a trade union or other professional body, criminal record or health information.

It is not our intention to collect sensitive information. However, where sensitive information has been collected by use, it will be used by us only:

·      For the primary purpose for which it was obtained;

·      For a secondary purpose that is directly related to the primary purpose;

·      With your consent; or

·      Where required or authorised by law.

5.             Cookies

Our website uses cookies to enhance the user experience. Cookies are small pieces of data stored on your device that help us improve our website's functionality and tailor our services to your needs. You can modify your browser settings to manage cookie preferences.

6.             Security

We take reasonable measures to protect your personal information from unauthorised access, disclosure, alteration, and destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

When your Personal Information is no longer needed for the purpose for which it was obtained, we will take reasonable steps to destroy or permanently de-identify your Personal Information. However, most of the Personal Information is or will be stored in client files which will be kept by us for a minimum of 7 years.

7.             Access and Correction

Australian Privacy Principle 12 permits you to obtain access to the personal information we hold about you in certain circumstances, and Australian Privacy Principle 13 allows you to correct inaccurate personal information subject to certain exceptions. If you would like to obtain such access, please contact us as set out below.

8.             Complaint procedure

If you have a complaint concerning the manner in which we maintain the privacy of your personal information, please contact us as set out below. All complaints will be considered by our privacy officer and we may seek further information from you to clarify your concerns. If we agree that your complaint is well founded, we will, in consultation with you, take appropriate steps to rectify the problem. If you remain dissatisfied with the outcome, you may refer the matter to the Office of the Australian Information Commissioner.

9.             Overseas Transfer

Your personal information may be transferred overseas or stored overseas for a variety of reasons. It is not possible to identify each and every country to which your personal information may be sent. If your personal information is sent to a recipient in a country with data protection laws which are at least substantially similar to the Australian Privacy Principles, and where there are mechanisms available to you to enforce protection of your personal information under that overseas law, we will not be liable for a breach of the Australian Privacy Principles if your personal information is mishandled in that jurisdiction. If your personal information is transferred to a jurisdiction which does not have data protection laws as comprehensive as Australia's, we will take reasonable steps to secure a contractual commitment from the recipient to handle your information in accordance with the Australian Privacy Principles.

10.          GDPR

In some circumstances, the European Union General Data Protection Regulation (GDPR) provides additional protection to individuals located in Europe. Where this is the case, there may be additional rights and remedies available to you under the GDPR if your personal information is handled in a manner inconsistent with that law.

11.          Updates to this Privacy Policy

We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated Privacy Policy on our website.

12.          Contact Information

If you have any questions or concerns about this Privacy Policy, please contact us at:

ANGELA MCDONALD

ange@ipexpert.com.au

 

Terms and Conditions

1.             Introduction

1.1 Welcome to https://stan.store/aussieipexpert (the "Website"). These Terms and Conditions ("Terms") govern your use of the Website, including the purchase of digital goods and services. By accessing or using the Website, you agree to comply with and be bound by these Terms.

1.3 The Website is owned and operated by Angela Elizabeth McDonald, ABN 23 226 229 585.

1.3 These Terms are in accordance with the Australian Consumer Law (ACL), being Schedule 2 to the Competition and Consumer Act 2010 (Cth). These Terms will not limit your legal rights and remedies under that legislation. These Terms will be read subject to the mandatory provisions of that legislation. If there is a conflict between these Terms and that legislation, the mandatory provisions of the legislation will apply.

THESE TERMS AND CONDITIONS CONTAIN A DISPUTE RESOLUTION CLAUSE THAT IMPACTS YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES. PLEASE READ IT CAREFULLY

2.             Consumer Guarantees

2.1 Our goods and services come with guarantees that cannot be excluded under the ACL. More information about consumer guarantees may be found on the website of the ACCC: (https://www.accc.gov.au/consumers/buying-products-and-services/consumer-rights-and-guarantees)

3.             Use of the Website

3.1 You agree to use the Website in accordance with these Terms and all applicable laws and regulations.

3.2 The Website owner reserves the right to suspend or terminate your account if you violate these Terms.

4.             Intellectual Property

4.1 The Website, including all images, text, logos, documents, downloadable files and anything that contributes to the composition of the Website are the intellectual property of Angela Elizabeth McDonald, unless expressly stated otherwise. You may not reproduce, distribute, or create derivative works without our express consent.

5.             Purchase of Goods and Services

5.1 These Terms govern the sale of goods and services available on our Website, including online courses, ebooks, guides and other digital products and coaching services.

5.2 You agree to pay in full for goods and services ordered on the Website at the time of purchase.

5.3 These Terms apply to all the goods and services that are displayed on our Website at the time you access it. All information, descriptions, or images that we provide about our goods and services are as accurate as possible. However, we are not legally bound by such information, descriptions, or images as we cannot guarantee the accuracy of all goods and services we provide. You agree to purchase goods and services from our Website at your own risk.

5.4 We reserve the right to modify, reject or cancel your order whenever it becomes necessary. If we cancel your order and have already processed your payment, we will give you a refund equal to the amount you paid. You agree that it is your responsibility to monitor your payment instrument to verify receipt of any refund.

5.5 We may offer goods and services from third parties, and we cannot guarantee the quality or accuracy of these third-party products.

5.6 The goods and services offered at the Website are not legal advice and should not be taken as legal advice. Should you require legal advice you will request Angela Elizabeth McDonald to provide you with her Costs Disclosure Agreement and Estimate of Costs for her legal services.

6.             Payment

6.1 Payments on the Website are processed through Stripe and PayPal. Your use of these services is subject to their respective terms and conditions.

6.2 When you provide us with your payment information, you authorise our use of and access to the payment instrument you have chosen to use. By providing us with your payment information, you authorise us to charge the amount due to this payment instrument.

7.             Refund policy

7.1 Please choose carefully. We do not normally give refunds if you change your mind or make the wrong decision.

8.             Third-Party Links

8.1 The Website may contain links to third-party websites or services. We have no control over the content, policies, or practices of these third parties. Users are encouraged to review the terms and privacy policies of any third-party websites accessed through these links.

8.2 The Website may include affiliate links, which means that Angela Elizabeth McDonald may earn a commission or other compensation from third-party websites linked from our Website. There is no additional cost to you.

8.3 Angela Elizabeth McDonald is not responsible for the content, policies, or practices of these third-party websites. Users are encouraged to review the terms and privacy policies of any third-party websites accessed through affiliate links.

8.4 The inclusion of affiliate links on the Website does not constitute an endorsement or recommendation by Angela Elizabeth McDonald of the linked websites or any products, services, or information offered on those websites.

8.5 By using the Website, you acknowledge and agree that Angela Elizabeth McDonald is not liable for any loss, damage, cost, or expense arising out of or in connection with your use of affiliate links.

9.             Limitation of Liability

9.1 To the fullest extent permitted by law, Angela Elizabeth McDonald disclaims all liability for any loss, damage, cost, or expense, whether direct, indirect, consequential, or incidental, arising out of or in connection with your use of the Website.

10.          Indemnity

10.1 Except where prohibited by law, by using this Website you indemnify and hold harmless Angela Elizabeth McDonald from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Website or your violation of these Term.

11.          Applicable Law

111.1 These Terms are governed by the laws of New South Wales. You agree to submit to the exclusive jurisdiction of the courts of that jurisdiction.

12.          Dispute Resolution

12.1 Subject to any exceptions specified in these Terms, if you and Angela Elizabeth McDonald are unable to resolve any dispute through informal discussion, then you and Angela Elizabeth McDonald agree to submit the issue before a mediator. The decision of the mediator will not be binding. Any mediator must be a neutral party acceptable to both you and Angela Elizabeth McDonald. The costs of any mediation will be shared equally between you and Angela Elizabeth McDonald.

12.2 Notwithstanding any other provision in these Terms, you and Angela Elizabeth McDonald agree that you both retain the right to bring court proceedings.

13.          Severability

13.1 If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions will remain in full force and effect.

14.          Amendments

14.1 Angela Elizabeth McDonald reserves the right to amend these Terms at any time. Any changes will be effective immediately upon posting on the Website.

15.          Entire agreement

15.1 The above terms constitute the entire agreement of the parties and supersede any and all preceding and contemporaneous agreements between you and Angela Elizabeth McDonald.

16.          Contact Information:

16.1 Please contact us if you have any questions or concerns. Our contact details are as follows:

Angela Elizabeth McDonald

ange@ipexpert.com.au

 

Last updated: 7 December 2023

 

Income Disclosure Statement

My business provides individuals with an opportunity to earn income through Master Resell Rights. I believe that selling a Digital Product can be a viable source of income for many people, but I cannot guarantee any specific level of income or success.

Any income figures presented in my marketing materials or by other purchasers of this product are not guarantees of income. Income is dependent on various factors, including individual effort, skill, and experience. Therefore, actual earnings may vary and are not guaranteed.

I make no representation or warranty as to the level of success that any individual may achieve through our business opportunity or any of our programs, products, or services. The income figures presented are for informational purposes only and do not include expenses related to operating a business, such as marketing, travel, and other costs.

Individuals who join this community are responsible for their own success and should conduct their own due diligence to determine whether this business opportunity is right for them. 

I do not provide any guarantees or promises regarding income or success. Any earnings or income statements should be considered as estimates of what an individual could potentially earn, and not as typical or average earnings.

Membership Terms and Conditions

1.            Introduction

1.1 Welcome to the Legally Legit Business Mentorship (the "Website"). These Terms and Conditions ("Terms") govern your use of the Website, including your access to digital goods and services by way of membership (the “Membership”). By accessing or using the Website and the Membership, you agree to comply with and be bound by these Terms.

1.2 The Website and Membership is owned and operated by Angela Elizabeth McDonald, ABN 23 226 229 585.

1.3 These Terms are in accordance with the Australian Consumer Law (ACL), being Schedule 2 to the Competition and Consumer Act 2010 (Cth). These Terms will not limit your legal rights and remedies under that legislation. These Terms will be read subject to the mandatory provisions of that legislation. If there is a conflict between these Terms and that legislation, the mandatory provisions of the legislation will apply.

THESE TERMS AND CONDITIONS CONTAIN A DISPUTE RESOLUTION CLAUSE THAT IMPACTS YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES. PLEASE READ IT CAREFULLY

2.            Consumer Guarantees

2.1 Our goods and services come with guarantees that cannot be excluded under the ACL. More information about consumer guarantees may be found on the website of the ACCC: (https://www.accc.gov.au/consumers/buying-products-and-services/consumer-rights-and-guarantees)

3.            Use of the Website and Membership

3.1 You agree to use the Website and Membership in accordance with these Terms and all applicable laws and regulations.

3.2 These Terms apply to all the goods and services that are displayed on our Website and within our Membership at the time you access it. All information, descriptions, or images that we provide about our goods and services are as accurate as possible. However, we are not legally bound by such information, descriptions, or images as we cannot guarantee the accuracy of all goods and services we provide. You agree to purchase goods and services from our Website, including the Membership, at your own risk.

3.3 You may apply to access the Membership by completing the application form and paying the Membership Fee on the Website. You must also be at least 18 years old to access the Membership.

3.4 Your access to the Membership commences when your application has been accepted by us, or on a date specified on our Website, and after you pay the price as displayed on our Website and in accordance with these Terms.

3.5 You may be required to create an account to access the Membership. In doing so, you agree to provide accurate information.

3.6 We have the right to deny your Membership application, or suspend or terminate your Membership for any reason.

3.7 We may offer goods and services from third parties, and we cannot guarantee the quality or accuracy of these third-party products.

3.8 By becoming a member, you agree that we may automatically sign you up to our email list. You may unsubscribe from our email list at any time by using the “unsubscribe” function.

4.            Lifetime Membership

4.1 From time to time, we may offer a lifetime Membership. Lifetime members will be granted access to our services for the duration of the Membership. While it is our intention to maintain our membership program indefinitely, we reserve the right to modify, suspend, or terminate the Membership at any time, at our sole discretion. We will provide you with 30 days’ notice should we plan to discontinue the Membership.

5.            Payment

5.1 Payments on the Website are processed through Stan Store, Stripe and/pr PayPal. Your use of these services is subject to their respective terms and conditions.

5.2 When you provide us with your payment information, you authorise our use of and access to the payment instrument you have chosen to use. By providing us with your payment information, you authorise us to charge the amount due to this payment instrument.

5.3 Membership Fees are payable in full upfront for the selected period (e.g., annual, monthly or 6-monthly). You authorise us to automatically charge the card on file at the start of each billing period (e.g., annually, monthly or 6-monthly).

5.4 If you fail to make payment or payment is declined for any reason, we may suspend or revoke your access to the Membership. You will be liable for all outstanding payments, including any costs incurred by us trying to recoup the outstanding Membership Fees (e.g., debt collection costs, legal costs).

5.5 We may increase our Membership Fees at any time. We will provide you with 30 days’ notice should we plan to increase our Membership Fees, and should you choose to cancel your Membership as a result, you may do so in accordance with Clause 6: Refund and Cancellation. Any increase in Membership Fees will be incurred automatically at the start of your next billing period.

6.            Refund and Cancellations

6.1 Please choose carefully. We do not normally give refunds if you change your mind or make the wrong decision, except as required by law or at our sole discretion.

6.2 If you would like to cancel your Membership, you may do so at any time by providing us with 7 days’ notice to prevent the automatic payment of your next payable Membership Fee. If 7 days’ notice is not provided, you may incur a non-refundable Membership Fee for the next billing cycle as we cannot guarantee your cancellation will be processed in time.

7.            Intellectual Property

7.1 The Website and Membership, including all images, text, logos, documents, downloadable files and anything that contributes to the composition of the Website and Membership are the intellectual property of Angela Elizabeth McDonald, unless expressly stated otherwise. You may not reproduce, distribute, or create derivative works without our express consent.

7.2 If you infringe our Intellectual Property Rights, we reserve the right to terminate your access to the Membership without refund and pursue legal remedies, including by commencing legal proceedings against you.

8.            Third-Party Links

8.1 The Website and Membership may contain links to third-party websites or services. We have no control over the content, policies, or practises of these third parties. Users are encouraged to review the terms and privacy policies of any third-party websites accessed through these links.

8.2 The Website and Membership may include affiliate links, which means that Angela Elizabeth McDonald may earn a commission or other compensation from third-party websites linked from our Website. There is no additional cost to you.

8.3 Angela Elizabeth McDonald is not responsible for the content, policies, or practices of these third-party websites. Users are encouraged to review the terms and privacy policies of any third-party websites accessed through affiliate links.

8.4 The inclusion of affiliate links on the Website and in the Membership does not constitute an endorsement or recommendation by Angela Elizabeth McDonald of the linked websites or any products, services, or information offered on those websites.

8.5 By using the Website and accessing the Membership, you acknowledge and agree that Angela Elizabeth McDonald is not liable for any loss, damage, cost, or expense arising out of or in connection with your use of affiliate links.

9.            Limitation of Liability

9.1 To the fullest extent permitted by law, Angela Elizabeth McDonald disclaims all liability for any loss, damage, cost, or expense, whether direct, indirect, consequential, or incidental, arising out of or in connection with your use of the Website and access to the Membership.

9.2 Any advice given in the Membership is of a general nature only and does not constitute professional advice. No part of the Membership is a substitute for obtaining advice that is specific to your individual circumstances from a qualified professional. You agree that Angela Elizabeth McDonald is not liable for any reliance you place on the information we provide through the Membership.

10.        Indemnity

10.1 Except where prohibited by law, by using this Website and accessing the Membership you indemnify and hold harmless Angela Elizabeth McDonald from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Website or your violation of these Term.

11.        Applicable Law

11.1 These Terms are governed by the laws of New South Wales. You agree to submit to the exclusive jurisdiction of the courts of that jurisdiction.

12.        Dispute Resolution

12.1 Subject to any exceptions specified in these Terms, if you and Angela Elizabeth McDonald are unable to resolve any dispute through informal discussion, then you agree to submit the issue before a mediator. The decision of the mediator will not be binding. Any mediator must be a neutral party acceptable to both you and Angela Elizabeth McDonald. The costs of any mediation will be shared equally between you and Angela Elizabeth McDonald.

12.2 Notwithstanding any other provision in these Terms, you and Angela Elizabeth McDonald agree that you both retain the right to bring court proceedings.

13.        Severability

13.1 If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions will remain in full force and effect.

14.        Amendments

14.1 Angela Elizabeth McDonald reserves the right to amend these Terms at any time. Any changes will be effective immediately upon posting on the Website.

15.        Entire agreement

15.1 The above terms constitute the entire agreement of the parties and supersede any and all preceding and contemporaneous agreements between you and Angela Elizabeth McDonald.

16.        Contact Information:

16.1 Please contact us if you have any questions or concerns. Our contact details are as follows:

Angela Elizabeth McDonald

Email: ange@startupandrunning.com.au

Last updated: 1 January 2025