Budgeting shouldn't feel like a second job.

One dashboard for your budget, debt, mortgage, and savings goals.

Built for real people with real money goals.

• The Beginner: never budgeted before, wants something simple that just works

• The Debt Warrior: juggling multiple balances and wants a real payoff date

• The Homeowner: wants to see exactly how extra mortgage payments pay off

• The Goal Setter: saving for a house, a wedding, or a trip and wants to track progress

• The Side Hustler: juggling multiple income streams and needs one clean place to track it all

Everything you need to win with money.

Four tools, one app. Built for people who are serious about getting their finances under control, without needing a finance degree.

📊 Smart Budgeting

• Categorized budget with spending limits per category, plus income source tracking

• Quick Add Expense and a Bills & Payments section to log spending fast

• Daily average spend and month-over-month comparisons to keep you on track

• Monthly Budget Score plus spending trend charts, so you can see patterns over time

💳 Debt Payoff Planner

• See your original debt, remaining balance, and estimated debt-free date at a glance

• Compare 5 payoff strategies side-by-side: Avalanche, Snowball, My Order, Custom, and Minimums Only

• Track each individual debt with its own APR — credit cards, HELOC, car loans, and more

• See exactly how much interest you save by switching strategies — often tens of thousands of dollars

🏠 Mortgage Tracker

• Enter your loan details and instantly see exactly where you stand

• Live remaining balance calculation at any point in the loan

• Model extra payments and see the new payoff date plus total interest saved

• Visual progress bar shows how far along you are in your loan

🎯 Savings Goals

• Create multiple sinking funds for anything — a home down payment, a car, a vacation, an emergency fund

• Set a target amount for each goal and track progress individually

• See an overall savings progress bar across every goal combined

• Sort goals by progress percentage to stay motivated

Why choose Budge?

• Budget by category ✓

• Subscription tracker ✓

• Debt payoff strategies ✓

• Mortgage tracker ✓

• Savings goal tracker ✓

• Budget Score & Insights ✓

• Price: $67 one-time

Simple pricing. No subscriptions.

$67 one-time payment, lifetime access. Pay once, use forever: no monthly fees, no data selling, no surprises.

• Full budgeting suite with insights

• Debt payoff planner with 4 strategies

• Mortgage tracker & extra payment modeler

• Unlimited savings goals

• All future updates included

Where Budge stands today

Budge is a real, working web app not a mockup or a beta. Three things are still being finished: currency conversion (works great in one currency, switching mid-use doesn't convert cleanly yet), recurring charges (a few edge cases around editing and deleting rules), and rollover (doesn't always calculate correctly month to month). Everything else works as described above. Full details in the To be Updated doc — all three are top of the fix list, and updates are free forever.

Please note: Budge is a one-time payment of $67 - not a subscription. Because it's a digital product with instant access, all sales are final and no refunds are offered, so please review the features above carefully before purchasing.

Common questions.

Is Budge really a one-time payment? Yes. Pay $67 once and you have access to Budge forever, including all future feature updates. No subscriptions, no renewal fees, and — as noted above — no refunds once purchased.

Does Budge connect to my bank accounts? No. Budge keeps your data local and private — you manually enter transactions or import them via CSV, so there are no bank credentials to hand over.

Can I use it for multiple debts? Absolutely. Add as many debts as you have — credit cards, HELOC, car loans, student loans — and compare payoff strategies across all of them at once.

What devices does Budge work on? Budge is a web app that works in any modern browser — desktop, tablet, or mobile. There's nothing to download or install.

What currencies does Budge support? Budge supports USD, GBP, EUR, MXN, CAD, AUD, JPY, and INR, so you can budget in the currency that works for you. Note: switching currencies mid-use is one of the things being polished right now — see our known issues for details.

Can I become an affiliate? Yes! Anyone who purchases Budge can join the affiliate program and earn up to 60% commission on referrals.

Your money deserves a tool that actually works for you.

Stop guessing. Stop paying a monthly fee for an app that doesn't give you the full picture. Get Budge once, and keep it forever.