The Mortgage Playbook
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Bad credit? Shot credit? I was you.
I'm a veteran. After the military I couldn't find a job. My divorce wrecked my credit, and I was living in the hood, going to school, praying I could buy a house one day.
Then I made a game plan — and I finally bought my house.
This 45-page guide gives you that exact game plan, in plain English:
• How mortgages really work — no bank talk, no confusion
• My 7-step credit comeback plan: pull your 3 reports, call, negotiate, settle, and get the negative marks removed
• How to buy with little or no money down (VA, FHA, USDA and assistance programs)
• Fixed vs adjustable and 30-year vs 15-year — the real math, in real dollars
• The mistakes that cost people thousands — and how to dodge every one
• Exactly what to do if you're facing foreclosure
• Bonus: reverse mortgages explained for readers 62+
You don't need perfect credit. You need a plan. This is it.
— Theoda Metcalf, FreebieBro