Terms & Conditions & Refund Policy
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE PURCHASING OR USING THIS WEBSITE.
By accessing this site and purchasing services from Lumvex LLC ("Company", "we", "us"), you agree to the following Terms of Use:
NO REFUNDS POLICY:
Due to the digital and personalized nature of our consulting, advisory, and spiritual coaching services, ALL SALES ARE FINAL AND NON-REFUNDABLE. Once a transaction is processed or a service is delivered, no refunds, partial refunds, or chargebacks will be granted under any circumstances.
CANCELLATION & RESCHEDULING:
If your purchase includes a scheduled call or session:
You are responsible for scheduling your session.
Cancellations or rescheduling requests must be submitted via email at least 24 hours prior to the scheduled session time.
Failure to attend your scheduled session (No-Show) or requesting a change within less than 24 hours will result in the forfeiture of your session without refund.
SERVICES & DISCLAIMER:
Lumvex LLC provides educational, personal growth, and consulting services. All content, advice, and guidance provided are for personal development and informational purposes only. The Company does not guarantee specific life or financial outcomes.
GOVERNING LAW:
These Terms shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions.
