CONTRATO DE COMPRA E INSCRIPCIÓN
WOMEN MAKING MONEY
Última actualización: 29 de julio de 2026
Idioma prevaleciente: Inglés (English)
Ley aplicable y jurisdicción exclusiva: Miami, Florida, Estados Unidos
INTRODUCCIÓN
Este Contrato de Compra e Inscripción (el "Contrato") constituye un acuerdo legalmente vinculante entre usted (la "Estudiante", "Usuaria" o "usted") y Women Making Money, operado por María José Acosta LLC, una sociedad de responsabilidad limitada constituida conforme a las leyes del Estado de Florida y que opera bajo el nombre comercial Women Making Money (el "Taller", "nosotros", "nos" o "nuestro").
Este Contrato regula la compra y el acceso a cualquier curso, taller, programa educativo, mentoría grupal, producto digital o servicio educativo ofrecido por Women Making Money (el "Programa"), cuyo precio será el publicado en la página oficial de ventas al momento de la compra.
AL COMPLETAR SU COMPRA, REALIZAR EL PAGO Y MARCAR LA CASILLA DE ACEPTACIÓN, USTED DECLARA QUE HA LEÍDO, COMPRENDIDO Y ACEPTA QUEDAR LEGAMENTE OBLIGADA POR ESTE CONTRATO, LOS TÉRMINOS DE SERVICIO, LA POLÍTICA DE PRIVACIDAD, LA POLÍTICA DE REEMBOLSO Y CANCELACIÓN Y DEMÁS POLÍTICAS APLICABLES DE WOMEN MAKING MONEY. SI NO ESTÁ DE ACUERDO CON CUALQUIERA DE ESTAS CONDICIONES, NO DEBERÁ COMPLETAR LA COMPRA NI ACCEDER AL PROGRAMA.
1. OBJETO DEL CONTRATO
1.1 Naturaleza del Programa
Women Making Money ofrece programas educativos digitales destinados a la formación en marketing, marca personal, redes sociales, emprendimiento y desarrollo de negocios digitales.
Los Programas podrán incluir, entre otros:
video-lecciones;
clases grabadas;
clases en vivo;
recursos descargables;
plantillas;
guías;
documentos;
ejercicios;
acceso a la plataforma Skool;
comunidad privada;
sesiones grupales;
bonificaciones;
cualquier otro recurso descrito en la página oficial de ventas.
1.2 Finalidad educativa
Todos los Programas tienen una finalidad exclusivamente educativa e informativa.
Ningún contenido constituye asesoría jurídica, financiera, contable, fiscal, laboral, médica, psicológica, de inversión o cualquier otro servicio profesional regulado.
Cada Estudiante es la única responsable de las decisiones que adopte como consecuencia de la información recibida durante el Programa.
1.3 Actualización del Programa
Con el objetivo de mejorar continuamente la calidad de nuestros Programas, Women Making Money podrá, a su exclusiva discreción y en cualquier momento:
actualizar;
modificar;
reorganizar;
ampliar;
sustituir;
eliminar;
corregir;
cualquier módulo, lección, recurso, material descargable, herramienta, funcionalidad, bonificación, sesión o contenido incluido en el Programa.
Estas modificaciones podrán realizarse con o sin previo aviso y no constituirán incumplimiento contractual ni generarán derecho a reembolso, compensación o indemnización alguna.
2. PRECIO Y CONDICIONES DE PAGO
2.1 Precio
El precio aplicable será el publicado en la página oficial de ventas del Programa al momento de realizar la compra.
Todos los precios se expresan en dólares estadounidenses (USD), salvo que se indique expresamente otra moneda.
2.2 Procesamiento de pagos
Todos los pagos serán procesados mediante plataformas de terceros, incluyendo, entre otras:
Stan Store
Stripe
PayPal
Skool
u otros procesadores autorizados.
Women Making Money no almacena información bancaria ni datos completos de tarjetas de crédito.
2.3 Impuestos
La Estudiante acepta pagar cualquier impuesto, tasa, comisión bancaria o cargo adicional que resulte aplicable conforme a la legislación de su país o de la plataforma de pago utilizada.
2.4 Promociones y descuentos
Las promociones, descuentos, cupones o precios especiales son temporales y únicamente serán válidos durante el período anunciado.
Una vez completada la compra, no se realizarán ajustes de precio ni reembolsos por promociones posteriores.
2.5 Reventa no autorizada
Ninguna afiliada, distribuidora, revendedora o tercero autorizado podrá vender, transferir, sublicenciar o promocionar el Programa por un precio inferior al autorizado por Women Making Money, salvo autorización previa y por escrito.
3. LICENCIA DE ACCESO PERSONAL E INTRANSFERIBLE
3.1 Licencia limitada
Tras la compra, Women Making Money concede a la Estudiante una licencia personal, limitada, revocable, no exclusiva e intransferible para acceder al Programa exclusivamente con fines educativos personales.
La compra del Programa no implica la transferencia de ningún derecho de propiedad intelectual.
3.2 Prohibición de compartir cuentas
La Estudiante se compromete a mantener la confidencialidad de sus credenciales de acceso.
Queda estrictamente prohibido:
compartir usuarios o contraseñas;
permitir el acceso a familiares;
permitir el acceso a empleados;
permitir el acceso a clientas;
prestar la cuenta;
vender la cuenta;
alquilar la cuenta;
distribuir el contenido del Programa.
3.3 Seguridad de la cuenta
La Estudiante será la única responsable de todas las actividades realizadas desde su cuenta.
Cualquier uso no autorizado deberá notificarse inmediatamente al Taller.
3.4 Acceso de por vida (Lifetime Access)
Cuando un Programa sea comercializado con la expresión "Acceso de por Vida" ("Lifetime Access"), dicha expresión significa que la Estudiante podrá acceder al Programa mientras:
Women Making Money continúe operando comercialmente;
el Programa permanezca disponible;
la tecnología utilizada permita prestar el servicio.
El acceso de por vida no constituye una garantía de acceso perpetuo o indefinido ni obliga al Taller a mantener el Programa disponible de manera permanente.
3.5 Incumplimiento
El uso compartido de cuentas, la reproducción no autorizada del contenido, la piratería, la distribución ilegal del material o cualquier otra violación de esta licencia constituirá un incumplimiento material del presente Contrato.
Women Making Money podrá suspender o cancelar inmediatamente el acceso al Programa, sin derecho a reembolso, además de ejercer las acciones legales que considere pertinentes para proteger sus derechos de propiedad intelectual.
4. AUSENCIA DE GARANTÍA DE RESULTADOS
4.1. Sin garantía de ingresos o resultados
EL TALLER NO GARANTIZA RESULTADOS ESPECÍFICOS, INGRESOS, EMPLEO, VENTAS, CLIENTES, CRECIMIENTO EN REDES SOCIALES, POSICIONAMIENTO, RENTABILIDAD, NI EL ÉXITO DE NINGÚN TIPO.
Cualquier ejemplo, caso de éxito, testimonio, cifra de ingresos, resultados obtenidos por otras estudiantes o proyección mostrada durante el Programa tiene fines exclusivamente ilustrativos y educativos, y no constituye una promesa, garantía o expectativa de resultados futuros.
4.2. Responsabilidad de la Estudiante
La Estudiante reconoce que su éxito dependerá exclusivamente de factores individuales, incluyendo, entre otros:
su compromiso;
disciplina;
experiencia;
conocimientos previos;
capacidad de ejecución;
condiciones económicas;
mercado en el que opere;
tiempo dedicado;
circunstancias personales;
factores externos fuera del control del Taller.
Por lo tanto, Women Making Money no será responsable por la falta de resultados obtenidos por la Estudiante.
4.3. No constituye asesoría profesional
Todo el contenido del Programa se proporciona únicamente con fines educativos.
El Programa no constituye asesoría financiera, legal, contable, fiscal, laboral, psicológica, médica, de inversión o de negocios personalizada.
La Estudiante es responsable de consultar a los profesionales competentes antes de tomar cualquier decisión basada en la información recibida.
5. COMUNIDAD Y SERVICIOS COMPLEMENTARIOS
5.1. Comunidad privada
Cuando el Programa incluya acceso a una comunidad privada, Skool, grupos de discusión u otras plataformas de interacción, la Estudiante acepta mantener una conducta respetuosa y profesional hacia los demás participantes y miembros del equipo.
5.2. Conductas prohibidas
Se encuentra expresamente prohibido:
acosar, intimidar o amenazar a otros miembros;
utilizar lenguaje ofensivo, discriminatorio o difamatorio;
publicar contenido ilegal o que infrinja derechos de terceros;
realizar spam;
promocionar negocios, productos o servicios sin autorización;
vender dentro de la comunidad sin autorización expresa;
compartir el contenido del Programa con terceros;
publicar información confidencial de otras estudiantes;
intentar acceder sin autorización a cuentas o recursos del Taller;
realizar cualquier actividad que afecte el funcionamiento normal de la comunidad.
5.3. Suspensión de acceso
El incumplimiento de estas normas podrá dar lugar, a discreción exclusiva del Taller, a:
advertencias;
suspensión temporal;
eliminación definitiva de la comunidad;
cancelación del acceso al Programa;
todo ello sin derecho a reembolso.
5.4. Mentorías o servicios prestados por afiliadas
En caso de que Women Making Money implemente un Programa de Afiliados, cualquier mentoría, asesoría, acompañamiento o servicio adicional ofrecido directamente por una afiliada será prestado bajo su exclusiva responsabilidad.
Women Making Money no supervisa ni garantiza dichos servicios y no será responsable por su contenido, calidad, resultados, acuerdos económicos o cualquier controversia derivada de la relación entre la afiliada y la Estudiante.
6. POLÍTICA DE NO REEMBOLSO Y RENUNCIA AL DERECHO DE DESISTIMIENTO
6.1. Venta final
Debido a la naturaleza digital e inmediatamente accesible del Programa, todas las ventas son finales.
Salvo que la legislación aplicable disponga expresamente lo contrario, Women Making Money mantiene una estricta política de no reembolso.
La compra del Programa implica la aceptación expresa de esta política.
6.2. Acceso inmediato al contenido digital
La Estudiante reconoce que, una vez confirmado el pago, recibirá acceso inmediato al contenido digital del Programa, incluyendo materiales educativos, recursos descargables, plataforma, comunidad privada y demás beneficios asociados.
Este acceso constituye el inicio de la prestación del servicio contratado.
6.3. Renuncia expresa al derecho de desistimiento
Al completar la compra y marcar la casilla de aceptación correspondiente, la Estudiante declara de forma expresa, libre e informada que:
a) solicita el acceso inmediato al contenido digital;
b) comprende que el servicio comienza inmediatamente después del pago;
c) renuncia, en la máxima medida permitida por la legislación aplicable, a cualquier derecho de desistimiento, cancelación o período de reflexión ("cooling-off period") que pudiera corresponderle conforme a las leyes de protección al consumidor de su país o región.
Cuando la normativa exija requisitos adicionales para que dicha renuncia sea válida, Women Making Money conservará evidencia electrónica de la aceptación realizada por la Estudiante.
6.4. Excepciones
Nada de lo dispuesto en este Contrato limitará aquellos derechos irrenunciables que la legislación aplicable otorgue al consumidor.
En consecuencia, esta política no excluirá reclamaciones derivadas de:
fraude;
dolo;
negligencia grave;
garantías legales obligatorias;
cualquier otra situación cuya renuncia esté prohibida por la ley.
6.5. Contracargos y disputas de pago (Chargebacks)
La Estudiante acepta ponerse en contacto con Women Making Money antes de iniciar cualquier contracargo, reversión bancaria o disputa de pago, con el fin de intentar resolver el inconveniente de buena fe.
Si la Estudiante inicia un contracargo o disputa sin haber intentado previamente resolver el asunto con el Taller, Women Making Money podrá:
suspender inmediatamente el acceso al Programa;
cancelar definitivamente la cuenta;
bloquear futuras compras;
presentar registros de acceso, comunicaciones, comprobantes de pago, aceptación de políticas y cualquier otra evidencia necesaria para defender la validez de la transacción ante la entidad financiera correspondiente.
El inicio de un contracargo fraudulento podrá dar lugar al ejercicio de las acciones legales que correspondan conforme a la legislación aplicable.
6.6. Ausencia de derecho a compensación
La falta de uso del Programa, el abandono voluntario, la falta de tiempo, cambios en las circunstancias personales, desconocimiento del funcionamiento de la plataforma o la falta de resultados obtenidos no generarán derecho a reembolso, compensación económica ni créditos para futuros programas.
7. INCUMPLIMIENTO Y TERMINACIÓN
7.1. Derecho de suspensión o terminación
Women Making Money podrá, a su exclusiva discreción y sin previo aviso, suspender temporalmente o cancelar definitivamente el acceso de la Estudiante al Programa cuando considere que ha incumplido este Contrato, los Términos de Servicio o cualquier otra política aplicable.
7.2. Causales de terminación
Constituyen causas suficientes para la suspensión o terminación inmediata del acceso, incluyendo, entre otras:
compartir credenciales o permitir el acceso a terceros;
reproducir, copiar o distribuir el contenido del Programa sin autorización;
vender, revender o comercializar el contenido del Programa;
realizar actos de piratería o violar derechos de propiedad intelectual;
utilizar el Programa con fines ilícitos;
proporcionar información falsa durante el proceso de compra;
iniciar contracargos o disputas de pago de forma fraudulenta;
acosar, amenazar, difamar o intimidar a otras estudiantes o miembros del equipo;
alterar el funcionamiento normal de la plataforma o de la comunidad;
incumplir cualquier disposición contenida en este Contrato o en los Términos de Servicio.
7.3. Efectos de la terminación
La suspensión o cancelación del acceso:
no extingue las obligaciones legales previamente adquiridas;
no genera derecho a reembolso, total o parcial;
no limita el derecho del Taller a ejercer las acciones legales que correspondan para proteger sus derechos.
8. PROPIEDAD INTELECTUAL
8.1. Titularidad
Todos los derechos de propiedad intelectual relacionados con el Programa pertenecen exclusivamente a María José Acosta LLC (DBA Women Making Money).
Esto incluye, entre otros:
videos;
clases;
manuales;
plantillas;
documentos;
presentaciones;
diseños;
marcas;
logotipos;
metodología;
estrategias;
recursos descargables;
textos;
imágenes;
material audiovisual;
software;
nombres comerciales;
secretos comerciales y cualquier otro contenido desarrollado por el Taller.
Ninguna disposición de este Contrato transfiere a la Estudiante derecho alguno sobre dicha propiedad intelectual.
8.2. Restricciones de uso
La Estudiante se compromete a no:
copiar;
grabar;
descargar de forma no autorizada;
reproducir;
distribuir;
publicar;
vender;
sublicenciar;
traducir;
modificar;
crear obras derivadas;
utilizar el contenido con fines comerciales;
sin autorización previa y por escrito de Women Making Money.
8.3. Testimonios
Cuando la Estudiante envíe voluntariamente testimonios, comentarios, reseñas, fotografías, videos o cualquier otro contenido relacionado con el Programa, concede a Women Making Money una licencia mundial, no exclusiva, gratuita y libre de regalías para utilizar dicho contenido con fines educativos, promocionales, publicitarios o comerciales.
Si la Estudiante solicita por escrito que su testimonio deje de utilizarse en futuras publicaciones, Women Making Money atenderá dicha solicitud en un plazo razonable, sin perjuicio del material promocional ya publicado.
8.4. Contenido generado por la Estudiante
La Estudiante conservará la propiedad intelectual del contenido que publique dentro de la comunidad.
Sin embargo, concede al Taller una licencia no exclusiva para mostrar dicho contenido dentro de la plataforma cuando sea necesario para el funcionamiento del Programa, actividades educativas o interacción entre los miembros.
9. LIMITACIÓN DE RESPONSABILIDAD
9.1. Limitación de responsabilidad
EN LA MÁXIMA MEDIDA PERMITIDA POR LA LEY, MARÍA JOSÉ ACOSTA LLC (DBA WOMEN MAKING MONEY), SUS DIRECTIVOS, EMPLEADOS, COLABORADORES, CONTRATISTAS, AFILIADAS Y REPRESENTANTES NO SERÁN RESPONSABLES POR DAÑOS INDIRECTOS, INCIDENTALES, ESPECIALES, PUNITIVOS O CONSECUENTES DERIVADOS DEL USO O LA IMPOSIBILIDAD DE USO DEL PROGRAMA.
La responsabilidad total del Taller por cualquier reclamación derivada de este Contrato no excederá, en ningún caso, el importe efectivamente pagado por la Estudiante por el Programa específico que dio origen a la reclamación.
9.2. Disponibilidad del Programa
Women Making Money realizará esfuerzos razonables para mantener disponible el acceso al Programa.
No obstante, no garantiza que la plataforma, los servidores, Skool, Stan Store, Stripe, PayPal o cualquier otro proveedor tecnológico permanezcan disponibles de forma continua, ininterrumpida o libre de errores.
Podrán producirse interrupciones por mantenimiento, actualizaciones, fallos técnicos o causas ajenas al control del Taller.
9.3. Fuerza mayor
Women Making Money no será responsable por retrasos, interrupciones o incumplimientos derivados de circunstancias fuera de su control razonable, incluyendo, entre otras:
desastres naturales;
incendios;
inundaciones;
terremotos;
pandemias;
epidemias;
guerras;
conflictos civiles;
actos terroristas;
decisiones gubernamentales;
cortes eléctricos;
fallos de Internet;
ataques informáticos;
interrupciones de plataformas de terceros;
fallos de proveedores tecnológicos;
o cualquier otro evento constitutivo de fuerza mayor.
9.4. Indemnización
La Estudiante acepta indemnizar, defender y mantener indemne a María José Acosta LLC (DBA Women Making Money), sus directivos, empleados, colaboradores y representantes frente a cualquier reclamación, demanda, daño, pérdida, responsabilidad, coste o gasto, incluidos honorarios razonables de abogados, que surjan como consecuencia de:
el incumplimiento de este Contrato;
el uso indebido del Programa;
la violación de derechos de terceros;
o cualquier actuación ilícita realizada por la Estudiante.
10. DISPOSICIONES LEGALES
10.1. Ley aplicable
Este Contrato se regirá e interpretará de conformidad con las leyes del Estado de Florida, Estados Unidos, sin aplicar sus normas sobre conflictos de leyes.
10.2. Jurisdicción
Salvo que las partes acuerden someter una controversia a arbitraje conforme a la Sección 10.3, cualquier acción judicial derivada de este Contrato deberá presentarse exclusivamente ante los tribunales estatales o federales competentes ubicados en Miami-Dade County, Florida, Estados Unidos.
La Estudiante acepta expresamente dicha jurisdicción y renuncia a cualquier objeción basada en competencia territorial o foro inconveniente, en la medida permitida por la ley.
10.3. Arbitraje vinculante
A elección de Women Making Money, cualquier controversia, reclamación o disputa derivada de este Contrato podrá resolverse mediante arbitraje vinculante administrado por la American Arbitration Association (AAA) conforme a sus Consumer Arbitration Rules vigentes al momento de iniciarse el procedimiento.
El arbitraje podrá celebrarse presencialmente en Miami, Florida, o mediante videoconferencia, cuando la normativa aplicable lo permita.
Cada parte asumirá sus propios honorarios legales, salvo que el árbitro determine otra cosa conforme a la legislación aplicable.
10.4. Renuncia a acciones colectivas
En la máxima medida permitida por la ley, toda reclamación deberá presentarse de forma individual.
La Estudiante acepta no participar como demandante o integrante de demandas colectivas, arbitrajes colectivos o procedimientos representativos contra Women Making Money.
10.5. Renuncia a juicio por jurado
En la máxima medida permitida por la legislación aplicable, ambas partes renuncian voluntaria e irrevocablemente a cualquier derecho a juicio por jurado respecto de cualquier controversia relacionada con este Contrato.
11. DISPOSICIONES GENERALES
11.1. Acuerdo completo
Este Contrato, junto con los Términos de Servicio, la Política de Privacidad, la Política de Reembolso y Cancelación, el Descargo de Responsabilidad sobre Ingresos (Earnings Disclaimer) y cualquier otra política publicada por Women Making Money, constituye el acuerdo completo entre las partes respecto de la compra y uso del Programa.
Este Contrato sustituye cualquier comunicación, negociación o acuerdo previo, ya sea verbal o escrito, relacionado con el mismo objeto.
11.2. Divisibilidad
Si cualquier disposición de este Contrato fuera declarada inválida, ilegal o inaplicable por un tribunal o árbitro competente, dicha disposición se interpretará en la medida necesaria para hacerla válida o, si ello no fuera posible, se tendrá por separada del Contrato.
Las restantes disposiciones permanecerán plenamente vigentes y producirán todos sus efectos legales.
11.3. Renuncia
La falta de ejercicio o retraso por parte de Women Making Money en exigir el cumplimiento de cualquier disposición de este Contrato no constituirá una renuncia a dicho derecho ni impedirá su ejercicio posterior.
11.4. Cesión
La Estudiante no podrá ceder, transferir ni delegar los derechos u obligaciones derivados de este Contrato sin autorización previa y por escrito de Women Making Money.
Women Making Money podrá ceder este Contrato a cualquier empresa afiliada, sucesora o adquirente como consecuencia de una reorganización empresarial, venta del negocio o fusión.
11.5. Modificaciones del Contrato
Women Making Money podrá actualizar o modificar este Contrato cuando resulte necesario por cambios legislativos, regulatorios, operativos o comerciales.
Las modificaciones no afectarán de forma retroactiva los derechos adquiridos por la Estudiante respecto de compras ya realizadas, salvo que la ley exija lo contrario.
La versión vigente será la publicada en el sitio web oficial de Women Making Money.
11.6. Supervivencia
Las disposiciones relativas a propiedad intelectual, limitación de responsabilidad, indemnización, resolución de controversias, jurisdicción, confidencialidad, prohibición de reembolso y cualquier otra obligación que, por su naturaleza, deba subsistir tras la terminación del acceso al Programa, continuarán plenamente vigentes incluso después de la finalización de este Contrato.
11.7. Comunicaciones electrónicas
La Estudiante acepta que Women Making Money podrá enviar avisos, notificaciones, actualizaciones, confirmaciones de compra y demás comunicaciones relacionadas con el Programa por medios electrónicos, incluyendo correo electrónico, plataforma educativa o cualquier otro medio de contacto proporcionado por la Estudiante.
Estas comunicaciones tendrán la misma validez y efecto jurídico que una comunicación realizada por escrito.
12. ACEPTACIÓN
Al marcar la casilla correspondiente durante el proceso de compra y completar el pago, la Estudiante declara y garantiza que:
ha leído íntegramente este Contrato;
comprende plenamente su contenido y alcance legal;
ha tenido oportunidad suficiente para formular preguntas antes de realizar la compra;
acepta quedar legalmente obligada por todas sus disposiciones;
acepta los Términos de Servicio, la Política de Privacidad, la Política de Reembolso y Cancelación, el Descargo de Responsabilidad sobre Ingresos (Earnings Disclaimer) y las demás políticas aplicables de Women Making Money;
reconoce que la compra constituye una transacción electrónica legalmente vinculante;
solicita expresamente el acceso inmediato al contenido digital adquirido y, cuando la legislación aplicable lo permita, renuncia al derecho de desistimiento conforme a lo previsto en este Contrato.
PURCHASE, ENROLLMENT AND DIGITAL PROGRAM LICENSE AGREEMENT
WOMEN MAKING MONEY
Last Updated: July 29, 2026
Controlling Language: English
Governing Law and Exclusive Venue: Miami-Dade County, Florida, United States
INTRODUCTION
This Purchase, Enrollment and Digital Program License Agreement (the "Agreement") is a legally binding contract between you (the "Student," "User," or "you") and Women Making Money, operated by María José Acosta LLC, a Florida limited liability company doing business as Women Making Money (the "Company," "Program," "we," "us," or "our").
This Agreement governs your purchase of and access to any online course, workshop, educational program, group coaching program, digital product, training, or other educational service offered by Women Making Money (collectively, the "Program"). The purchase price shall be the amount displayed on the official sales page at the time of purchase.
BY COMPLETING YOUR PURCHASE, SUBMITTING PAYMENT, AND CHECKING THE ACCEPTANCE BOX, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE LEGALLY BOUND BY THIS AGREEMENT, OUR TERMS OF SERVICE, PRIVACY POLICY, REFUND AND CANCELLATION POLICY, EARNINGS DISCLAIMER, AND ANY OTHER APPLICABLE POLICIES PUBLISHED BY WOMEN MAKING MONEY. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT COMPLETE YOUR PURCHASE OR ACCESS THE PROGRAM.
1. PURPOSE OF THIS AGREEMENT
1.1 Nature of the Program
Women Making Money provides educational digital programs designed to help individuals develop knowledge and skills related to personal branding, digital marketing, social media, entrepreneurship, online business, and related educational topics.
Depending on the Program purchased, your enrollment may include, without limitation:
prerecorded video lessons;
live training sessions;
downloadable resources;
templates;
worksheets;
workbooks;
guides;
presentations;
educational documents;
access to the Skool platform;
private online communities;
group coaching sessions;
bonuses;
and any additional materials described on the official sales page.
1.2 Educational Purpose
All Programs are provided exclusively for educational and informational purposes.
Nothing contained in the Program constitutes legal, financial, tax, accounting, investment, medical, psychological, employment, or other professional advice.
You acknowledge that you are solely responsible for any decisions, actions, or business activities you undertake based on the information provided in the Program.
1.3 Program Updates and Modifications
To continuously improve the quality of our educational offerings, Women Making Money reserves the right, at its sole discretion and at any time, to:
update;
modify;
reorganize;
expand;
replace;
improve;
correct; or
remove
any lesson, module, resource, downloadable material, template, bonus, feature, functionality, or other component of the Program.
Such modifications may be made with or without prior notice and shall not constitute a breach of this Agreement or entitle you to any refund, credit, compensation, or damages.
2. PURCHASE PRICE AND PAYMENT TERMS
2.1 Purchase Price
The purchase price for the Program shall be the amount displayed on the official sales page at the time your order is completed.
Unless otherwise stated, all prices are listed in United States Dollars (USD).
2.2 Payment Processing
Payments are securely processed through authorized third-party payment providers, including, without limitation:
Stan Store;
Stripe;
PayPal;
Skool; or
other approved payment processors.
Women Making Money does not store complete credit card information or banking credentials.
2.3 Taxes and Fees
You are solely responsible for paying any applicable taxes, bank fees, currency conversion charges, processing fees, duties, or other governmental charges that may apply under the laws of your country or jurisdiction.
2.4 Promotions and Discounts
Promotional pricing, coupons, discounts, bonuses, or limited-time offers are valid only during the promotional period specified by Women Making Money.
Once a purchase has been completed, no retroactive discounts, refunds, credits, or price adjustments will be granted.
2.5 Unauthorized Resale
No affiliate, reseller, distributor, partner, or other third party may sell, sublicense, transfer, or advertise the Program below the minimum price authorized by Women Making Money without our prior written consent.
3. PERSONAL, NON-TRANSFERABLE LICENSE
3.1 Limited License
Upon successful purchase, Women Making Money grants you a limited, personal, revocable, non-exclusive, and non-transferable license to access and use the Program solely for your individual educational purposes.
Your purchase grants only a license to access the Program and does not transfer ownership of any intellectual property rights.
3.2 Account Sharing Prohibited
You agree to keep your login credentials confidential.
You may not:
share your username or password;
allow family members to access your account;
allow employees or contractors to use your account;
provide access to clients;
lend your account;
rent your account;
sell your account;
or distribute Program materials to any third party.
Each enrollment is intended for one individual user only.
3.3 Account Security
You are solely responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.
You agree to notify Women Making Money immediately if you become aware of any unauthorized use of your account or any security breach.
3.4 Lifetime Access
If a Program is marketed as including "Lifetime Access," such access means access for as long as:
Women Making Money continues operating the Program commercially;
the Program remains available;
and the supporting technology reasonably permits continued access.
Lifetime Access does not mean perpetual or unlimited access under all circumstances and does not obligate Women Making Money to maintain the Program indefinitely.
3.5 Violation of License
Unauthorized sharing of accounts, reproduction, copying, downloading, recording, distribution, resale, piracy, or any unauthorized use of Program materials constitutes a material breach of this Agreement.
Women Making Money reserves the right to immediately suspend or permanently terminate your access to the Program, without refund, and pursue any legal remedies available to protect its intellectual property rights.
4. NO GUARANTEE OF RESULTS
4.1 No Guarantee of Earnings or Results
WOMEN MAKING MONEY DOES NOT GUARANTEE ANY SPECIFIC RESULTS, INCLUDING, WITHOUT LIMITATION, INCOME, PROFITS, REVENUE, SALES, CLIENTS, EMPLOYMENT, SOCIAL MEDIA GROWTH, BUSINESS SUCCESS, OR ANY OTHER FINANCIAL OR PROFESSIONAL OUTCOME.
Any examples of earnings, testimonials, success stories, case studies, marketing examples, or income figures presented during the Program are provided solely for educational and illustrative purposes.
Such examples do not represent typical results and should not be interpreted as a promise, guarantee, or representation that you will achieve the same or similar results.
4.2 Student Responsibility
You acknowledge and agree that your individual success depends entirely upon factors that are outside the control of Women Making Money, including but not limited to:
your effort;
consistency;
work ethic;
prior experience;
skills;
business decisions;
financial resources;
market conditions;
industry competition;
economic circumstances;
personal circumstances;
and your willingness to implement the information provided.
Accordingly, Women Making Money shall not be liable for your failure to achieve any desired outcome or financial objective.
4.3 No Professional Advice
The Program is intended solely for educational purposes.
Nothing contained within the Program constitutes legal, financial, accounting, tax, investment, medical, psychological, employment, or other professional advice.
You are solely responsible for obtaining professional advice from appropriately licensed professionals before making decisions based on any information contained in the Program.
5. COMMUNITY AND ADDITIONAL SERVICES
5.1 Private Community
If the Program includes access to a private community, Skool platform, discussion group, online forum, or similar environment, you agree to conduct yourself in a respectful, professional, and lawful manner at all times.
5.2 Prohibited Conduct
While participating in the Program or any associated community, you agree that you will not:
harass, intimidate, threaten, or abuse other members;
use offensive, discriminatory, defamatory, or unlawful language;
publish illegal or infringing content;
engage in spam or unsolicited advertising;
promote or sell products or services without prior written authorization;
distribute Program materials outside the community;
disclose confidential information belonging to other members;
attempt unauthorized access to accounts, systems, or resources;
interfere with the operation of the Program or community;
engage in any conduct that may damage the reputation of Women Making Money or negatively affect the learning experience of other participants.
5.3 Suspension or Removal
Women Making Money reserves the right, at its sole discretion, to issue warnings, temporarily suspend, permanently remove, or terminate your access to the Program and any associated community if you violate this Agreement or any applicable policy.
Such suspension or termination shall not entitle you to any refund, credit, or compensation.
5.4 Independent Services Provided by Affiliates
If Women Making Money establishes an Affiliate Program, any mentoring, coaching, consulting, or other services independently offered by an affiliate shall be provided solely under the affiliate's own responsibility.
Women Making Money does not supervise, endorse, guarantee, or assume responsibility for any independent services offered by affiliates, including their content, quality, advice, pricing, results, or contractual obligations.
Any dispute arising from such independent services shall be resolved exclusively between the Student and the affiliate.
6. REFUND POLICY AND WAIVER OF THE RIGHT OF WITHDRAWAL
6.1 Final Sale
Due to the digital nature of the Program and the immediate access provided after purchase, ALL SALES ARE FINAL.
Except where prohibited by applicable law, Women Making Money maintains a strict no-refund policy.
By purchasing the Program, you expressly acknowledge and agree to this Refund Policy.
6.2 Immediate Access to Digital Content
Upon successful payment, you will receive immediate access to the digital Program, including educational materials, downloadable resources, online platforms, community access, bonuses, and any other included content.
You acknowledge that access to such digital content constitutes the commencement of the services purchased.
6.3 Express Waiver of the Right of Withdrawal
By completing your purchase and affirmatively checking the acceptance box, you expressly acknowledge and agree that:
(a) you have requested immediate access to the digital content;
(b) you understand that performance of the Agreement begins immediately after payment;
(c) to the fullest extent permitted by applicable law, you voluntarily waive any statutory right of withdrawal, cancellation period, cooling-off period, or similar consumer right that may otherwise apply under the laws of your country or jurisdiction.
Where applicable law requires additional formalities for such waiver, Women Making Money shall retain electronic records demonstrating your affirmative consent.
6.4 Exceptions
Nothing contained in this Agreement shall limit or exclude any non-waivable consumer rights that cannot legally be excluded under applicable law.
Accordingly, this Refund Policy does not apply in cases involving:
fraud;
intentional misconduct;
gross negligence;
mandatory statutory warranties;
or any legal rights that cannot lawfully be waived.
6.5 Chargebacks and Payment Disputes
Before initiating any chargeback, payment dispute, or bank reversal, you agree to contact Women Making Money and make a good-faith effort to resolve the issue directly.
If you initiate a chargeback or payment dispute without first attempting to resolve the matter with us, Women Making Money reserves the right to:
immediately suspend your access to the Program;
permanently terminate your account;
deny future purchases;
submit payment records, login records, communications, acceptance records, electronic signatures, IP logs, and any other available evidence to the applicable payment processor or financial institution in defense of the transaction.
Fraudulent chargebacks may result in legal action where permitted by applicable law.
6.6 No Right to Compensation
Failure to complete the Program, failure to participate, lack of time, personal circumstances, technical inability, dissatisfaction with your own results, failure to implement the Program, or voluntary abandonment of the Program shall not entitle you to any refund, credit, compensation, or future enrollment.
7. DEFAULT AND TERMINATION
7.1 Right to Suspend or Terminate
Women Making Money reserves the right, in its sole and absolute discretion and without prior notice, to temporarily suspend or permanently terminate your access to the Program if you violate this Agreement, our Terms of Service, or any other applicable policy.
Such action may be taken immediately whenever Women Making Money reasonably determines that continued access could harm the Company, the Program, its intellectual property, its community, or other students.
7.2 Events of Default
Without limitation, the following actions constitute a material breach of this Agreement:
sharing your login credentials with another person;
allowing unauthorized individuals to access your account;
copying, reproducing, recording, downloading, or distributing Program materials without authorization;
reselling, sublicensing, or commercially exploiting any portion of the Program;
engaging in piracy or violating the Company's intellectual property rights;
providing false or misleading information during the purchase or enrollment process;
initiating fraudulent chargebacks or payment disputes;
harassing, threatening, intimidating, or defaming other students, affiliates, employees, contractors, or representatives of Women Making Money;
interfering with the operation of the Program or its online community;
engaging in unlawful conduct while using the Program;
violating any provision of this Agreement or any other policy published by Women Making Money.
7.3 Effect of Termination
If your access is suspended or terminated:
your license to access the Program shall immediately terminate;
you shall remain responsible for any outstanding payment obligations;
you shall not be entitled to any refund, credit, or compensation;
Women Making Money reserves all legal rights and remedies available under applicable law.
Termination of your access shall not affect any provisions of this Agreement that, by their nature, are intended to survive termination.
8. INTELLECTUAL PROPERTY
8.1 Ownership
All intellectual property rights associated with the Program are and shall remain the exclusive property of María José Acosta LLC, doing business as Women Making Money.
This includes, without limitation:
videos;
lessons;
presentations;
templates;
worksheets;
guides;
downloadable resources;
written materials;
graphics;
logos;
trademarks;
trade names;
methodologies;
systems;
strategies;
educational frameworks;
software;
audiovisual works;
trade secrets;
copyrighted materials;
and any other content created or licensed by Women Making Money.
Nothing contained in this Agreement transfers any ownership interest or intellectual property rights to you.
8.2 Restrictions on Use
Except as expressly authorized in writing by Women Making Money, you may not:
copy;
reproduce;
record;
distribute;
publish;
upload;
transmit;
modify;
adapt;
translate;
create derivative works;
sell;
sublicense;
commercially exploit;
or otherwise use any portion of the Program for commercial purposes.
Any unauthorized use constitutes a violation of United States copyright laws, trademark laws, and other applicable intellectual property laws.
8.3 Testimonials
If you voluntarily submit testimonials, reviews, comments, photographs, videos, success stories, or similar materials relating to the Program, you grant Women Making Money a worldwide, perpetual, irrevocable, royalty-free, non-exclusive license to use, reproduce, publish, display, distribute, edit, and otherwise use such materials for educational, promotional, advertising, or marketing purposes.
If you later request in writing that your testimonial no longer be used in future marketing materials, Women Making Money will make reasonable efforts to honor that request. However, this shall not require the removal of materials that have already been published, distributed, or incorporated into existing marketing campaigns.
8.4 User-Generated Content
You retain ownership of any original content you submit within the Program or community.
However, by posting such content, you grant Women Making Money a non-exclusive, worldwide, royalty-free license to display, reproduce, store, and use such content solely for purposes related to operating, administering, improving, and promoting the Program and its educational community.
9. LIMITATION OF LIABILITY
9.1 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MARÍA JOSÉ ACOSTA LLC (DBA WOMEN MAKING MONEY), ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, AGENTS, REPRESENTATIVES, SUCCESSORS, AND ASSIGNS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO THIS AGREEMENT OR YOUR PARTICIPATION IN THE PROGRAM.
This limitation applies regardless of the legal theory asserted, including contract, tort, negligence, strict liability, or otherwise.
In no event shall the total liability of Women Making Money exceed the total amount actually paid by you for the specific Program giving rise to the claim.
9.2 Availability of the Program
Women Making Money will make commercially reasonable efforts to maintain access to the Program.
However, we do not guarantee uninterrupted, continuous, secure, or error-free access to:
the Program;
the Skool platform;
Stan Store;
Stripe;
PayPal;
third-party software;
servers;
or internet-based services.
Temporary interruptions may occur due to maintenance, software updates, technical failures, cybersecurity incidents, internet outages, or circumstances beyond our reasonable control.
9.3 Force Majeure
Women Making Money shall not be liable for any delay, interruption, failure to perform, or inability to provide the Program resulting from causes beyond its reasonable control, including but not limited to:
natural disasters;
floods;
fires;
hurricanes;
earthquakes;
pandemics;
epidemics;
acts of war;
terrorism;
civil unrest;
labor disputes;
governmental actions;
power outages;
internet service failures;
cyberattacks;
failures of third-party platforms or technology providers;
or any other event constituting force majeure under applicable law.
Performance of our obligations shall be suspended for the duration of such event.
9.4 Indemnification
You agree to indemnify, defend, and hold harmless María José Acosta LLC (DBA Women Making Money), together with its owners, managers, officers, employees, contractors, affiliates, agents, successors, and representatives, from and against any and all claims, liabilities, damages, judgments, losses, costs, expenses, and reasonable attorneys' fees arising out of or relating to:
your breach of this Agreement;
your misuse of the Program;
your violation of any applicable law;
your infringement of the intellectual property or other rights of any third party;
or your negligent, fraudulent, or unlawful conduct.
This indemnification obligation shall survive the termination of this Agreement.
10. LEGAL PROVISIONS
10.1 Governing Law
This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of laws principles.
10.2 Exclusive Venue
Unless a dispute is submitted to arbitration pursuant to Section 10.3, any legal action arising out of or relating to this Agreement shall be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, United States.
You expressly consent to the personal jurisdiction of such courts and waive any objection based upon improper venue or forum non conveniens, to the fullest extent permitted by applicable law.
10.3 Binding Arbitration
At the sole election of Women Making Money, any dispute, claim, or controversy arising out of or relating to this Agreement, the Program, or any purchase made through Women Making Money may be resolved through binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect.
The arbitration may be conducted in Miami, Florida, or remotely by videoconference where permitted by applicable law and the AAA Rules.
The arbitrator's decision shall be final and binding upon both parties and may be entered as a judgment in any court of competent jurisdiction.
Each party shall bear its own attorneys' fees and costs unless otherwise awarded by the arbitrator or required by applicable law.
10.4 Class Action Waiver
TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AGREE THAT ANY CLAIM OR DISPUTE SHALL BE BROUGHT SOLELY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, REPRESENTATIVE, OR MASS ACTION.
The arbitrator or court shall have no authority to consolidate claims of different individuals or preside over any class or representative proceeding.
If this Class Action Waiver is found to be unenforceable, only that provision shall be severed, and the remaining provisions of this Agreement shall remain in full force and effect.
10.5 Waiver of Jury Trial
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BOTH PARTIES KNOWINGLY, VOLUNTARILY, AND IRREVOCABLY WAIVE ANY RIGHT TO A TRIAL BY JURY in any litigation arising out of or relating to this Agreement or the Program.
11. GENERAL PROVISIONS
11.1 Entire Agreement
This Agreement, together with the Terms of Service, Privacy Policy, Refund and Cancellation Policy, Earnings Disclaimer, and any other policies published by Women Making Money, constitutes the entire agreement between the parties concerning the purchase, enrollment, and use of the Program.
This Agreement supersedes all prior or contemporaneous communications, negotiations, representations, understandings, or agreements, whether oral or written, relating to the same subject matter.
11.2 Severability
If any provision of this Agreement is determined by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be modified only to the extent necessary to make it enforceable.
If modification is not possible, the invalid provision shall be deemed severed from this Agreement, and all remaining provisions shall remain valid and enforceable to the fullest extent permitted by law.
11.3 No Waiver
No failure or delay by Women Making Money in exercising any right, remedy, power, or privilege under this Agreement shall operate as a waiver thereof.
Any waiver must be in writing and signed by an authorized representative of Women Making Money.
11.4 Assignment
You may not assign, transfer, sublicense, or delegate any of your rights or obligations under this Agreement without the prior written consent of Women Making Money.
Women Making Money may assign or transfer this Agreement, in whole or in part, without restriction, including in connection with a merger, acquisition, sale of assets, corporate restructuring, or other business transaction.
11.5 Amendments
Women Making Money reserves the right to modify or update this Agreement at any time to reflect changes in applicable law, business practices, technology, or operational requirements.
Any modifications shall become effective upon publication on the official Women Making Money website unless otherwise required by law.
Such modifications shall not retroactively affect purchases completed before the effective date of the updated Agreement unless required by applicable law.
11.6 Survival
The provisions of this Agreement relating to, without limitation:
Intellectual Property;
Payment Obligations;
Refund Policy;
Limitation of Liability;
Indemnification;
Governing Law;
Arbitration;
Class Action Waiver;
Jury Trial Waiver;
Confidentiality;
and any provision which by its nature is intended to survive,
shall remain in full force and effect after termination or expiration of this Agreement.
11.7 Electronic Communications
You consent to receive communications from Women Making Money electronically, including by email, through the Program platform, or by any other electronic means you provide.
You agree that all agreements, notices, disclosures, invoices, confirmations, and other communications provided electronically satisfy any legal requirement that such communications be in writing.
12. ELECTRONIC ACCEPTANCE
By checking the acceptance box during the checkout process and completing your purchase, you represent and warrant that:
you have carefully read this Agreement in its entirety;
you fully understand its legal effect;
you have had a reasonable opportunity to ask questions before purchasing;
you voluntarily agree to be legally bound by all of its terms and conditions;
you agree to the Terms of Service, Privacy Policy, Refund and Cancellation Policy, Earnings Disclaimer, and all other applicable policies published by Women Making Money;
you acknowledge that your purchase constitutes a legally binding electronic transaction;
you expressly request immediate access to the digital Program; and
where permitted by applicable law, you expressly waive any statutory right of withdrawal or cooling-off period as described in this Agreement.
